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What is Hoox?

Hoox functions as an innovative customer activation platform specifically designed for financial service providers, allowing banks and card issuers to effectively engage with their customers and become the preferred payment choice. By facilitating real-time, personalized incentives from partnered merchants, card issuers can significantly decrease cart abandonment rates while boosting conversion rates. The platform operates on a Software as a Service (SaaS) model, enabling issuers to extend their reach beyond their typical customer base with dynamic and measurable incentives that yield tangible results. Moreover, Hoox offers merchants a seamless embedded finance solution aimed at captivating consumers through externally funded personalized incentives, providing them with a complementary method for increasing revenue, reducing cart abandonment, lowering card processing fees, and ensuring smooth integration with various issuing partners and e-commerce platforms. Ultimately, Hoox enhances the usage of cards by delivering customized incentives to cardholders in real time throughout their shopping journeys, ensuring that both merchants and issuers reap the benefits of heightened customer engagement. This collaborative strategy not only strengthens customer loyalty but also fosters a mutually beneficial environment for all stakeholders, promoting sustained growth and success across the board. By leveraging such a comprehensive approach, Hoox positions itself as a pivotal player in the evolving landscape of customer engagement in the financial services sector.

What is Cardinal?

Cardinal is recognized as a leading expert in the field of global digital transaction authentication. For over two decades, we have connected merchants, issuers, and consumers to create a win-win scenario for all parties. The rapid and secure payment authentication solutions provided by Cardinal significantly improve the shopping experience, leading to increased approval rates and higher sales figures. Our method prioritizes security and efficiency, utilizing extensive data from merchants, issuers, and consumers to effectively combat fraud and lower the rates of false declines. As merchants boost their revenue, consumers are inspired to make additional purchases, while issuers enjoy improved collections. Cardinal supports a variety of payment networks, such as Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and several regional networks like Cartes Bancaires and ELO, with ambitions to broaden our reach in the future. In contrast to conventional techniques that sequentially process authentication steps, Cardinal adopts a parallel processing model that allows for data collection and analysis to begin even before a consumer completes their order. This forward-thinking strategy not only enhances the efficiency of the authentication process but also enriches the overall shopping experience for all participants. By continuously innovating our services, we aim to set new standards in the digital transaction landscape.

Media

Media

Integrations Supported

Amazon Web Services (AWS)
Heroku
Magento
PayPal
Shopify
Square POS
Stripe
Unified Payments Interface (UPI)
WePay
Wix
WooCommerce

Integrations Supported

Amazon Web Services (AWS)
Heroku
Magento
PayPal
Shopify
Square POS
Stripe
Unified Payments Interface (UPI)
WePay
Wix
WooCommerce

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Hoox

Date Founded

2022

Company Location

United States

Company Website

www.hooxpay.com

Company Facts

Organization Name

Cardinal

Company Location

United States

Company Website

cardinalcommerce.com

Categories and Features

Financial Services

Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management

Categories and Features

Fraud Detection

Access Security Management
Check Fraud Monitoring
Custom Fraud Parameters
For Banking
For Crypto
For Insurance Industry
For eCommerce
Internal Fraud Monitoring
Investigator Notes
Pattern Recognition
Transaction Approval

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