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What is IntelliPay?

Since 2004, IntelliPay has helped thousands of U.S. organizations take control of payment costs. Fully PCI DSS Level 1 certified and hosted on Google Cloud, the platform handles billions in annual transactions across healthcare, government, SaaS, legal, utilities, property management, nonprofit, and service industries. Accept Any Payment, Anywhere: EMV chip, ACH/eCheck, mobile, virtual terminal, IVR, text-to-pay, kiosk, and branded self-service portals — unified under one login and one reporting dashboard. Customers can pay online, in person, over the phone, or via secure text and email pay-now links. Every channel is supported without adding vendors or complexity. Stop Absorbing Processing Fees: Dual pricing, surcharging, and convenience fee programs let businesses pass card costs to the cardholder compliantly, receiving full invoice amounts on every transaction. Prefer the traditional model? That's available too. IntelliPay gives every organization a fee-reducing or fee-eliminating option that fits their customer base and industry requirements. Recurring & Subscription Billing: Automate subscription charges, installment plans, membership dues, and utility collections on any schedule — weekly, monthly, annual, or fully custom. Customers self-enroll in autopay through branded portals, reducing late payments and manual follow-up for your team. Enterprise-Ready Scalability: Multi-location, multi-user management with role-based permissions, automated reconciliation, and audit-ready records. Bulk CSV processing handles thousands of transactions simultaneously — ideal for subscription renewals, tuition billing, and large membership organizations. Connects With Your Stack: Open REST API, native QuickBooks Online sync, white-label options, and prebuilt integrations for Shopify, Magento, BigCommerce, practice management, case management, and custom-built platforms.

What is IncumbentFI?

Our aim is to ensure that financial institutions today remain the leading providers of financial services for future generations. To accomplish this, we have introduced a groundbreaking platform that removes the limitations typically associated with conventional bank-issued payment cards. It is quite possible that our solutions are already connected with your existing financial services processor and provider, making them readily available for your cards at this moment. The fintech switch provides a smooth connection to your card's real-time authorization flow, enabling us to offer services, features, data, and communication that greatly enhance the cardholder experience. Consequently, cardholders have the freedom to choose the features and services that align with their preferences and can easily incorporate additional functionalities into their existing cards. Moreover, IncumbentFI's SaaS platform integrates effortlessly into your institution's current debit card processor and core banking system, eliminating the need for costly and time-consuming technological upgrades. This integration not only simplifies the process but also improves overall operational efficiency while positioning your institution for future growth. Ultimately, our goal is to empower financial institutions to adapt and thrive in an ever-evolving financial landscape.

Media

Media

Integrations Supported

Apple Pay
BidClips
GUTS
Google Cloud Armor
Google Cloud AutoML
Google Cloud AutoML Translation
Google Cloud Bigtable
Google Cloud Build
Google Cloud CDN
Google Cloud Container Security
Google Cloud Cost Management
Google Cloud DNS
Google Cloud Data Fusion
Google Cloud Platform
QuickBooks Commerce
WooCommerce

Integrations Supported

Apple Pay
BidClips
GUTS
Google Cloud Armor
Google Cloud AutoML
Google Cloud AutoML Translation
Google Cloud Bigtable
Google Cloud Build
Google Cloud CDN
Google Cloud Container Security
Google Cloud Cost Management
Google Cloud DNS
Google Cloud Data Fusion
Google Cloud Platform
QuickBooks Commerce
WooCommerce

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Convenient Brands

Date Founded

2011

Company Location

United States

Company Website

intellipay.com

Company Facts

Organization Name

IncumbentFI

Company Location

United States

Company Website

www.incumbentfi.com/ourplatform

Categories and Features

Accounts Receivable

ACH Payment Processing
Billing & Invoicing
Check Processing
Collections Management
Online Payment Processing
Overpayment Processing
Partial Payments
Receivables Ledger
Recurring Billing

Billing and Invoicing

Billing Portal
Contact Database
Contingency Billing
Customer Portal
Customizable Invoices
Dunning Management
Hourly Billing
Invoice History
Mobile Payments
Multi-Currency
Online Invoicing
Online Payments
Payment Processing
Project Billing
Recurring/Subscription Billing
Service Ticket Billing
Tax Calculator

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Recurring Billing

Customer Portal
Deferred Billing
Discount Management
Dunning Management
Invoice History
Multi-Currency
Multi-Period Recurring Billing
Payment Processing
Recurring Donations
Subscription Billing

Categories and Features

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