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What is Invora?

Invora is a self-hosted invoicing system for freelancers, agencies, trades and small businesses, sold as a one-time purchase with full source code rather than a monthly subscription. It handles estimates, invoices, branded PDFs, part-payments, receivables ageing, recurring billing that cannot double-draft the same cycle, clients with CSV import, tax rates and a reusable item catalogue. Outbound features run on your own credentials and ship switched off: emailed invoices and reminders through your SMTP server with a send log, and an .ics feed of due dates. Beyond the invoicing itself it includes a REST API with revocable keys, webhooks, an MCP endpoint for AI assistants, two-factor authentication, OIDC single sign-on, scheduled backups, an audit log and GDPR anonymisation. It runs on plain PHP 8 with MySQL or SQLite on ordinary shared hosting, needs no framework or build step, and never phones home.

What is Bill & Pay?

You can choose to collect customer email addresses for Bill & Pay as you obtain them, or alternatively, encourage your clients to create their own account logins, which will require them to enter their email addresses during the registration process for your use in Bill & Pay. Another option is to send invoice notifications via text, but be aware that this choice comes with additional costs. Customers can log into Bill & Pay to set up automatic payments that can be arranged monthly, weekly, bi-monthly, or aligned with the invoice due date, based on your established guidelines. These automatic payments will account for varying invoice amounts, and customers enrolled in autopay will receive email receipts once their transactions are processed. You have the capability to print and mail invoices directly from QuickBooks or Bill & Pay, and if you decide to email invoices, clients can still choose to print them and mail a check. Bill & Pay also offers a detailed transaction history for each customer, whether they made payments online or through the mail, making all records readily accessible. This feature significantly improves the experience for both you and your clients, making the payment process efficient and simplifying record-keeping. Additionally, this level of organization fosters better communication and trust between you and your customers.

Media

Media

Integrations Supported

ChatGPT
Claude
n8n

Integrations Supported

CSP Control Center
Datto RMM
Datto Workplace
DepositFix
PayTrace

API Availability

Has API

API Availability

Pricing Information

$99 one-time
One-time purchase. Single licence $99 - one domain you own or operate, client work included. Extended licence $229 - as many domains as you own or operate, plus one installation handed over per client project. Full source code included. No subscriptions, no per-user fees, no cut of what you bill.

Pricing Information

$24 per month
Free Trial Offered?

Supported Platforms

Windows
Mac
On-Prem
Linux

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub

Training Options

Not specified

Company Facts

Organization Name

Ownware

Date Founded

2026

Company Location

Slovakia

Company Website

ownware.io/p/invora

Company Facts

Organization Name

Bill & Pay

Date Founded

1997

Company Location

United States

Company Website

www.billandpay.com

Categories and Features

Billing and Invoicing

Contact Database
Customizable Invoices
Invoice History
Multi-Currency
Online Invoicing
Recurring/Subscription Billing
Tax Calculator

Categories and Features

Accounts Receivable

ACH Payment Processing
Billing & Invoicing
Collections Management
Overpayment Processing
Partial Payments
Receivables Ledger
Recurring Billing

Billing and Invoicing

Billing Portal
Contact Database
Customizable Invoices
Dunning Management
Invoice History
Online Payments
Payment Processing
Tax Calculator

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