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What is Laser Credit Access?

LASER Credit Access seamlessly integrates your Salesforce platform with premier credit data suppliers, including Experian, Equifax, and TransUnion, as well as nearly 40 additional Credit Reporting Agencies (CRAs) like MeridianLink, CBCInnovis, and Factual Data. Once you have downloaded the LASER Credit Access app from the AppExchange and explored its capabilities to improve your operations, you'll need to create a complete account to facilitate the generation of live credit reports directly from Salesforce to your credit bureau account. It's important to note that the account setup process typically requires about 24 hours after you submit the necessary form. To kick off this setup, specific information regarding your selected credit bureau account is essential, as each bureau has distinct requirements that must be met. Precision in filling out the account setup form is critical; any errors will disrupt the process, highlighting the need for careful attention to detail during this phase. Achieving 100% accuracy in the information you provide is paramount for a successful setup and a smooth operational experience. Ultimately, this meticulous process paves the way for a more efficient way to access and utilize credit data within your Salesforce environment.

What is Credco?

Credco functions as a consumer reporting agency that gathers and evaluates consumer information, providing authorized third parties with reports for credit-related purposes and other legally sanctioned uses. If desired, individuals can reach out to Credco’s Consumer Assistance Department to request their personal data, which is influential in assessing their creditworthiness. This agency caters to a variety of clients, such as banks, mortgage companies, and other financial entities, all aimed at helping them with credit risk assessments and related functions permitted by law. As a reporting entity, we are permitted to share your information only with companies you have authorized or those that have a legitimate reason to access it as stipulated by the Fair Credit Reporting Act (FCRA). It's crucial to understand that Credco acts as a reseller of consumer report information and does not maintain a standalone database that produces new consumer reports independently. Additionally, consumers have the right to ask about and examine their own data, fostering transparency regarding the use of their information. This right to access personal data empowers consumers to stay informed about their financial profiles.

Media

Media

Integrations Supported

Autodeals

Integrations Supported

Autodeals

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Laser Accuracy

Date Founded

2011

Company Location

United States

Company Website

lasercreditaccess.com

Company Facts

Organization Name

Cotality

Date Founded

2010

Company Location

United States

Company Website

www.cotality.com/legal/credco-consumer-assistance

Categories and Features

Financial Risk Management

Compliance Management
Credit Risk Management
For Hedge Funds
Liquidity Analysis
Loan Portfolio Management
Market Risk Management
Operational Risk Management
Portfolio Management
Portfolio Modeling
Risk Analytics Benchmarks
Stress Tests
Value At Risk Calculation

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

Categories and Features

Financial Risk Management

Compliance Management
Credit Risk Management
For Hedge Funds
Liquidity Analysis
Loan Portfolio Management
Market Risk Management
Operational Risk Management
Portfolio Management
Portfolio Modeling
Risk Analytics Benchmarks
Stress Tests
Value At Risk Calculation

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