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What is LendAPI?

LendAPI stands out as a remarkably flexible, infrastructure-first platform tailored for lending and financial services, enabling organizations to develop, launch, and scale custom credit solutions free from the constraints of legacy systems. Through its Product Studio, users can effortlessly design and release new lending offerings in just days with the help of an intuitive no-code interface, while the Decision Engine, Rules Studio, and integrated Pricing Engine allow for immediate modifications to rule configurations, underwriting workflows, and pricing models. The platform includes vital components for Loan Origination and Loan Management and accommodates a wide range of embedded finance applications, such as point-of-sale financing, Buy Now Pay Later (BNPL) schemes, real estate financing, and virtual card functionalities. Furthermore, LendAPI integrates seamlessly with KYC/KYB compliance measures, credit bureau data, fraud detection mechanisms, and document automation solutions. With more than 270 pre-existing integrations and a completely API-driven architecture, it enables fintech firms, banks, and retailers to reduce manual review efforts by about 30%, thereby boosting efficiency and responsiveness in financial dealings. This innovative methodology not only enhances the user experience but also solidifies LendAPI's role as a pivotal force in the transformation of contemporary lending practices. As the demand for agile financial solutions continues to grow, LendAPI is well-positioned to adapt and thrive in an ever-evolving market.

What is JustiFi?

Traditional payment processors often drain a large share of the profits from funds on your platform due to their outdated infrastructure, which unfairly diminishes your company’s value. Our solutions in payment and embedded fintech are crafted to fully leverage the capabilities of vertical SaaS platforms. By adopting a sub-account model, you can effectively manage your processing costs from the outset. Partnering with our dedicated team and advanced technology can help you retain over 100 basis points while providing your customers with vital financial tools that foster growth, potentially leading to more than 200 basis points in retention. Implementing a successful go-to-market strategy is essential for boosting customer engagement and increasing the utilization of embedded fintech offerings. While it is important to have a robust sub-account structure and competitive pricing to navigate the payments landscape, achieving excellence demands more comprehensive strategies. The JustiFi platform, coupled with our team of payment strategy experts, is built to empower you to excel in the competitive payment industry. Together, we can reshape the benchmarks of success in this rapidly changing field while ensuring your business thrives amidst the challenges.

Media

Media

Integrations Supported

Equifax BusinessConnect
Pave
Plaid
Totality
TransUnion TruContact

Integrations Supported

Equifax BusinessConnect
Pave
Plaid
Totality
TransUnion TruContact

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

LendAPI

Date Founded

2024

Company Location

United States

Company Website

www.lendapi.com

Company Facts

Organization Name

JustiFi

Company Location

United States

Company Website

www.justifi.ai/

Categories and Features

Loan Origination

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

Categories and Features

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

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