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What is Lokta Core?

Lokta Core functions as a loan management platform centered around artificial intelligence, specifically designed for banks, NBFCs, and digital lenders aiming to enhance contemporary lending operations while ensuring compliance, control, and independence. It incorporates AI workflows that your teams are currently testing, such as agentic servicing, intelligent collections, and copilots for credit operations, guaranteeing these processes are integrated within a unified record-keeping system instead of being treated as supplemental add-ons. For a CXO contemplating immediate enhancements, three significant advancements are set to unfold by Monday. First, the speed at which products are launched will see a dramatic increase: new loan products and policy updates can be rolled out within days, contrasting with the traditional months-long timelines, all due to a governance-first and policy-oriented framework. In addition, overall operational expenses are likely to reduce as a consolidated, audit-ready system replaces a fragmented array of loan management, business rule management, collections, and reporting tools. Lastly, the platform is built to be AI-capable; every action undertaken—by operators, customers, or agents—is managed by established policies, reinforced through a maker-checker system, and backed by evidence, thus allowing the AI initiatives your board is eager to explore to be effectively implemented. Moreover, Lokta Core provides versatile deployment choices, enabling you to select between managed SaaS and single-tenant cloud solutions tailored to your organization’s specific requirements. This level of flexibility ensures that you can not only refine your lending operations but also leverage the latest in technological innovations to stay ahead in the competitive landscape. Ultimately, this positions your organization to meet the evolving demands of the market with confidence and efficiency.

What is FiNSTA?

This sophisticated web-based enterprise solution harnesses innovative technology, featuring a powerful rule engine and extensive transactional analysis functionalities. It is equipped with a flexible, scalable, reliable, and secure database, which allows for the complete management of both deposits and loans, alongside customer relationship management (CRM) capabilities. The system incorporates an audit trail and provides web-based internal audit reporting to ensure transparency and adherence to regulatory standards. With its dynamic workflow management, it automates communications through various channels including letters, notices, SMS, and email alerts, ensuring that customers remain well-informed. Moreover, it produces a diverse range of reports for management and regulatory authorities such as CIC, CERSAI, and COSOMS. This solution also facilitates digital integration with mobile devices, tablets, web portals, and point-of-sale (POS) payment systems, significantly enhancing both accessibility and operational effectiveness. Ultimately, it optimizes processes and fosters improved customer engagement across a variety of platforms, making it an invaluable asset for any enterprise. The integration of these features positions the solution as a leader in modern enterprise applications.

Media

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Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

$1000
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Lokta Tech Pvt Ltd

Date Founded

2025

Company Location

India

Company Website

lokta.ai

Company Facts

Organization Name

TechKapil

Company Location

India

Company Website

kapilit.com/finsta-lp/

Categories and Features

Categories and Features

ERP

Accounting Integration
Accounting Management
CRM
Dashboard
Distribution Management
Enterprise Asset Management
Financial Management
HR Management
Inventory Management
Order Management
Project Management
Purchase Order Management
Purchasing
Reporting/Analytics
Sales Management
Supply Chain Management
Warehouse Management

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