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What is Mi-Token?

Multi-Factor Authentication (MFA) is a technique utilized to confirm a user's authorization to access a service, website, or application. Nowadays, security experts regard the conventional dependence on merely a username and password as inadequate. By leveraging multiple secure credentials, MFA greatly reduces the likelihood of identity theft or cyberattacks. Mi-Token adds an extra layer of protection to your login process by implementing a one-time password (OTP) that remains valid only for a single session or transaction, thereby enhancing security. Furthermore, users can opt to use a PIN in conjunction with the OTP, which ensures that their method of authentication complies with various industry standards for MFA, including those established by the Payment Card Industry Standards Council (PCI DSS 3.2). This multi-layered security strategy effectively protects sensitive data from unauthorized access while reinforcing user confidence in the security measures in place. As cyber threats continue to evolve, adopting such advanced authentication methods becomes increasingly vital for both individuals and organizations.

What is Early Warning?

A customer can start the application process for a new account through various methods, including face-to-face interactions at the branch, online platforms, mobile applications, or by calling the contact center. Early Warning evaluates the likelihood of the customer's authenticity by leveraging advanced banking data, enabling a swift assessment of identity verification which significantly improves the identification of synthetic and manipulated identities. Moreover, Early Warning predicts the chances that a customer might default due to first-party fraud within the first nine months following the account opening. Through the use of predictive insights, we acquire a more profound understanding of customer behavior and tendencies. The system also analyzes the risk of default arising from poor account management during the same period. With these evaluations, institutions can tailor applicant benefits to align with their specific risk appetite. Utilizing real-time predictive analytics not only supports more strategic decision-making but also expands financial access for a broader range of customers. This approach is instrumental in managing risk effectively, potentially enhancing revenue opportunities. Ultimately, the equilibrium between risk management and customer inclusivity is essential for cultivating a more robust financial environment, fostering growth and stability for all stakeholders involved.

Media

Media

Integrations Supported

NuDetect

Integrations Supported

NuDetect

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Mi-Token

Date Founded

2009

Company Location

United States

Company Website

www.mi-token.com

Company Facts

Organization Name

Early Warning

Date Founded

1990

Company Location

United States

Company Website

www.earlywarning.com/products/identity-chek-service-new-account-scores

Categories and Features

Identity Management

Access Certification
Compliance Management
Multifactor Authentication
Password Management
Privileged Account Management
Self-Service Access Request
Single Sign On
User Activity Monitoring
User Provisioning

Single Sign On

Biometric
Credential Management
Identity Federation
Multifactor Authentication
Password Management
Policy Management
Social Sign On
User Management

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