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What is NMI Gateway?

NMI is a leading embedded payments provider that has powered merchant growth and innovation for over two decades. At its core is a white-label payment gateway that supports online, mobile, in-person, and unattended transactions—ensuring businesses can accept payments anytime, anywhere. The platform integrates with over 200 payment processors, 125+ shopping carts, and a wide range of devices, making it one of the most versatile solutions in the industry. Merchants can unify multiple MIDs, streamline reporting, manage branches, and organize products through a single account. Advanced features such as recurring billing, transaction routing, batch processing, and virtual terminals allow merchants to optimize operations while improving customer experience. NMI goes beyond payments with extensions like invoicing, Level III B2B savings, cash processing, and integrations into ERP and accounting platforms like QuickBooks and Xero. Security is embedded at every layer, from PCI compliance and point-to-point encryption to AI-driven fraud detection and automated card updates. The platform also enables contactless payments, QR code acceptance, and Tap to Pay functionality for both iPhone and Android. By offering white-label branding and modular extensions, NMI empowers ISOs, SaaS providers, banks, and payment facilitators to scale confidently under their own brand. With over 1 million merchants, 5.8 billion transactions annually, and a reputation for reliability, NMI stands as a trusted catalyst for embedded payments growth worldwide.

What is Fidesmo Pay?

Trusted by the world’s leading payment schemes – Visa and Mastercard – Fidesmo delivers one of the most simple, scalable, and secure platforms for tokenized payment. Our solution enables banks and fintechs to digitize and provision payment cards onto a wide range of devices with a secure element. Today, Fidesmo works with over 800 issuing banks, allowing their customers to easily and securely add cards to supported devices through Fidesmo Pay. As a pure software platform, Fidesmo Pay gives device manufacturers the freedom to choose the secure element that best fits their design and product needs. Unlike vendor-locked solutions, it is compatible with any secure element manufacturer offering EMVCo-certified products, ensuring maximum flexibility and interoperability. This enables device makers to innovate freely in form factor, style, and user experience without hardware constraints. Future-proof by design, Fidesmo Pay continuously expands its ecosystem by onboarding more banks, schemes, and device categories. Manufacturers can focus on growth and customer engagement while the platform supports white-label solutions and deep customization, letting banks and brands deliver tailored payment experiences. As one of the leading tokenization platforms globally, Fidesmo is trusted by brands like Swatch and Polar, who rely on our technology to deliver secure and seamless wearable payment experiences. Founded in 2013 by Miguel Cardo and Mattias Eld, the company launched Fidesmo Pay in 2019, which has since shown consistent and accelerated growth across markets, banks, and device categories. With its open and scalable infrastructure, Fidesmo is shaping the future of tokenized payments worldwide.

Media

Media

Integrations Supported

Apple Pay
Chargeback Defense
Chargeback Gurus
Chargezoom
Eye4Fraud
First Data
Heartland Payment Processing
HostBill
Lariat Collections Platform
Neon Fundraise
OneDine
PaidYET
PayConex
RECUR360
Samsung Pay
SecurityMetrics
SellersCommerce
Titan
Worldpay
bLoyal

Integrations Supported

Apple Pay
Chargeback Defense
Chargeback Gurus
Chargezoom
Eye4Fraud
First Data
Heartland Payment Processing
HostBill
Lariat Collections Platform
Neon Fundraise
OneDine
PaidYET
PayConex
RECUR360
Samsung Pay
SecurityMetrics
SellersCommerce
Titan
Worldpay
bLoyal

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

NMI

Date Founded

2001

Company Location

Netherlands

Company Website

www.nmi.com

Company Facts

Organization Name

Fidesmo

Date Founded

2013

Company Location

Sweden

Company Website

www.fidesmo.com/pay/

Categories and Features

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Categories and Features

Mobile Payment

ACH Support
Contactless / NFC
Credit Card Support
Cryptocurrency Support
Debit Card Support
In-App Payments
In-Store Payments
Micropayments
P2P Payments
eCommerce Payments

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

PCI Compliance

Access Control
Compliance Reporting
Exceptions Management
File Integrity Monitoring
Intrusion Detection System
Log Management
PCI Assessment
Patch Management
Policy Management

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