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What is Numerated?

Numerated is a rising fintech company supported by venture capital that is driving the digital evolution of banking institutions. By harnessing data, the platform streamlines the process of creating bank products, thereby reducing the workload for both customers and financial institutions. Originally created within one of the nation’s top SBA banks, Numerated became an independent company after securing substantial venture capital funding. This groundbreaking platform significantly improves the speed, ease, and efficiency with which businesses can obtain financial products from banks and credit unions. Numerated provides a wide range of business banking services, such as establishing deposit accounts, securing term loans, accessing lines of credit, obtaining SBA loans, utilizing overdraft services, financing equipment, acquiring commercial real estate loans, managing working capital lines, using credit cards, and handling loan reviews and renewals, among various other offerings. The platform allows businesses to apply for any product at any time and from any location, ensuring swift decision-making on those applications while maintaining essential controls. In essence, Numerated is reshaping the banking sector by enhancing the availability of financial services for businesses, ultimately contributing to a more dynamic economic environment.

What is Instant Bank Verification?

Instant Bank Verification (IBV) is a cutting-edge service that allows lenders to confirm financial information in real-time with user consent. Utilizing IBV, you can authenticate user identities and mitigate the risk of fraud. Additionally, it enables immediate verification of account balances, employment status, and income levels while providing access to transaction histories. The ability to validate borrowers' assets directly from the source enhances the reliability of the lending process. With a flexible pricing model, you only incur costs for the services you actually use, making IBV an attractive option for various loan origination scenarios. This service is particularly well-suited for short-term loans, retail lending, auto financing, property rentals, and many other financial needs. Furthermore, IBV can be seamlessly integrated into your current website through a user-friendly web portal or a comprehensive document API. For more insights into how IBV can streamline your lending processes, be sure to explore our demo. By leveraging these functionalities, lenders can make informed decisions quickly and efficiently.

Media

Media

Integrations Supported

Equifax BusinessConnect
Experian Aperture Data Studio
LexisNexis InterAction
PayNet Cloud

Integrations Supported

Equifax BusinessConnect
Experian Aperture Data Studio
LexisNexis InterAction
PayNet Cloud

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Numerated

Date Founded

2017

Company Location

United States

Company Website

www.numerated.com

Company Facts

Organization Name

MicroBilt

Date Founded

1978

Company Location

United States

Company Website

www.ibvnow.com

Categories and Features

Online Banking

Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Loan Management
Marketing Automation
Retail Banking
Single Sign On
Transaction Monitoring

Categories and Features

Banking

ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Risk Management
Securities Management
Transaction Monitoring

Financial Risk Management

Compliance Management
Credit Risk Management
For Hedge Funds
Liquidity Analysis
Loan Portfolio Management
Market Risk Management
Operational Risk Management
Portfolio Management
Portfolio Modeling
Risk Analytics Benchmarks
Stress Tests
Value At Risk Calculation

Financial Services

Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management

Fraud Detection

Access Security Management
Check Fraud Monitoring
Custom Fraud Parameters
For Banking
For Crypto
For Insurance Industry
For eCommerce
Internal Fraud Monitoring
Investigator Notes
Pattern Recognition
Transaction Approval

Loan Origination

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

Online Banking

Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Loan Management
Marketing Automation
Retail Banking
Single Sign On
Transaction Monitoring

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