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What is Percent?

Percent is an innovative digital investment platform that aims to give accredited investors unprecedented access to the private credit market, which has traditionally been dominated by institutional investors, by offering a transparent marketplace filled with diverse debt investment opportunities. Investors can delve into a range of curated notes and loans that are secured by various assets, such as invoices or cash-flow generating businesses, enabling them to partake in investments typically spanning six to thirty-six months, with enticing coupon rates that can soar up to 20%. The platform boasts cutting-edge technology that guarantees full transparency at each deal level; users have the ability to scrutinize borrower profiles, track performance through real-time surveillance reports, and monitor interest earnings and principal repayments once their investments reach maturity. With an array of deal types available, including asset-backed securities, corporate loans, and a unique option called “Blended Notes,” which merges different exposures to optimize portfolio performance, investors can tailor their strategies to fit their objectives. This not only levels the playing field for access to private credit but also equips investors with essential tools to navigate their investment journey confidently. Furthermore, by fostering a user-friendly environment, Percent encourages more individuals to participate in the private credit market, thus broadening the investment landscape overall.

What is Oneplanetcrowd?

On the platform oneplanetcrowd.com, users come together to take part in a crowdfunding effort that not only offers attractive financial returns but also promotes a beneficial impact on society and the environment. By combining these two advantages, Oneplanetcrowd seeks to accelerate the transition towards a more sustainable economy. The platform provides loans to companies that have achieved revenue and are poised for further growth, as well as to sustainable energy projects that exhibit relatively stable cash flows. It is expected that these enterprises will generate enough cash flow during the loan period to cover the principal and interest owed. Typically, interest rates for these investments range from 4% to 10%, with loan terms varying from 1 to 10 years. Repayment can be structured in three different ways: linear, bullet, or annuity. The level of risk associated with an investment can fluctuate depending on the company's nature and the financing type, whether it is a traditional loan or a convertible loan. Crowdfunding generally carries a higher risk profile, mainly because it backs innovative or fast-growing companies, which can result in uncertain outcomes. Therefore, it is essential for investors to thoroughly assess their risk tolerance and investment strategy before engaging in these opportunities. By doing so, they can make informed decisions that align with their financial goals and values.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Online Training
On-Site Training

Training Options

Not specified

Company Facts

Organization Name

Percent

Date Founded

2018

Company Location

United States

Company Website

percent.com

Company Facts

Organization Name

Oneplanetcrowd

Date Founded

2012

Company Location

Netherlands

Company Website

www.oneplanetcrowd.com

Categories and Features

Finance

Not specified

Categories and Features

Crowdfunding

Not specified

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