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What is PicPay?

PicPay offers a wide range of financial advantages, allowing users to pay their bills in up to 12 installments, all through a secure digital account that comes with no fees. You can benefit from a credit card that does not impose an annual charge, along with the chance to receive cashback on your purchases. Whether you choose a physical or virtual credit or debit card, the platform provides flexibility in making payments and splitting costs into installments when using credit. Moreover, the cashback feature adds even more value to your spending, making your money work harder for you. You can conveniently manage payments, transfers, and withdrawals whenever necessary, ensuring that your finances are always at your fingertips. With PicPay, overseeing all your transactions is simple, as the mobile app allows for easy tracking and management. The PicPay Store features a selection of popular retailers where you can take advantage of special discounts while simultaneously earning cashback. Additionally, you can recharge your mobile phone, refill your transportation card, and settle streaming subscription payments directly via the app, making it an all-in-one financial resource. In summary, PicPay not only simplifies financial management but also enriches your spending experience with various perks and user-friendly features. Embracing PicPay means enjoying a seamless blend of convenience and financial empowerment.

What is Ghost Financial?

Many dining venues throughout the United States are overlooking valuable rewards and often rely on low credit alternatives, which adversely affects their profitability by utilizing debit, checks, or ACH payments. Ghost Financial presents a groundbreaking solution that has the potential to improve profit margins by as much as 10%. Unlike smaller businesses, the industry's larger players benefit from well-established legal and compliance teams, giving them a significant advantage in navigating credit processes that are generally out of reach for smaller establishments—until now. Relying solely on cash can significantly harm the financial health of restaurants and ghost kitchens, making it vital to explore more effective funding options. Our innovative cash-back credit card, offering 1% back on inventory expenses, allows you to enhance your margins without the need for credit checks. If your current payment method for food suppliers is ACH, you can now effortlessly route your substantial monthly inventory expenses through our cash-back credit card, potentially uncovering thousands of dollars in savings each month. Considering that the average margin in the non-alcoholic food industry is around 5%, leveraging this strategy could lead to an impressive 10% boost in profitability. By embracing this new approach, smaller dining establishments can elevate their competitive stance against larger businesses, leveling the playing field in a challenging market. This shift not only provides financial benefits but also fosters innovation within the industry, paving the way for a more dynamic dining landscape.

Media

Media

Integrations Supported

PremierCashier

Integrations Supported

PremierCashier

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

PicPay

Date Founded

2012

Company Location

Brazil

Company Website

www.picpay.com

Company Facts

Organization Name

Ghost Financial

Company Website

ghostfinancial.com

Categories and Features

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Categories and Features

Cloud Kitchen Management

Branded Mobile App
Branded Website
CRM
Call Center Panel
Feedback Management
Inventory Management
Kitchen Display System
Loyalty Management
Menu Integration
Multi-Brand
Online Ordering
Order Management / Tracking
Point-of-Sale (POS)
Reporting / Analytics
Time Tracking

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