RISQ vs. DMS (Decision Making Software)

Dun & Bradstreet’s global data and analytics fuel AI-driven solutions for the credit-to-cash process. With D&B Finance Analytics, users benefit from an intuitive and adaptable platform that enables finance teams to enhance customer service, decrease expenses, and effectively manage risk. It empowers organizations to tackle credit and receivables risks, leading to reduced bad debts, lower Days Sales Outstanding (DSO), and improved cash flow. By streamlining manual decision-making, monitoring, customer interactions, and matching processes, businesses can operate more efficiently. Additionally, it provides customers with an online credit application and a payment portal that enhances the overall experience. The D&B Finance Analytics suite includes two key platforms: D&B Credit Intelligence and D&B® Receivables Intelligence, which work in tandem to deliver comprehensive insights and advanced technologies that drive success across all aspects of credit-to-cash operations. This integration allows users to swiftly identify credit risks, smoothly onboard new clients, and establish appropriate credit terms. Ultimately, these capabilities are designed to facilitate better financial management and foster growth.

SBS Banking Platform is a cutting-edge, cloud-native solution that provides financial institutions with the flexibility to scale according to their own needs, delivering seamless, digital-first experiences that can be accessed anytime, anywhere. Designed as a fully integrated, front-to-back platform, it fosters innovation across a variety of sectors, including retail banking, corporate banking, and neobanking. From digital and open banking services to deposits, payments, lending, and regulatory compliance, SBS Banking Platform equips financial institutions in the EMEA region with everything they need to stay ahead of the curve in an increasingly competitive market. By providing customizable solutions that align with the specific needs of each institution, the platform supports continuous growth and innovation. SBS Banking Platform is trusted by leading banks, earning recognition from industry giants such as Gartner, Forrester, NelsonHall, and IBS for its significant impact on the banking industry. Recent acknowledgments from Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS reinforce the platform’s commitment to excellence and its position as a leader in modern banking technology. By streamlining operations and enhancing customer experiences, SBS Banking Platform is driving the future of digital banking.

Plaid operates as a global data network that supports various tools that help countless individuals achieve better financial well-being. Our goal is to create a financial ecosystem that is inclusive, competitive, and advantageous for all by streamlining payment processes and transforming the lending landscape. Collaborating with over 8,000 businesses, including popular fintech platforms like Venmo and SoFi, as well as numerous Fortune 500 firms, Plaid empowers users to have greater autonomy and flexibility in managing their finances. Based in San Francisco, the company's network encompasses more than 12,000 institutions across the United States, Canada, the United Kingdom, and Europe, ensuring a wide reach and impact in the financial sector. Additionally, Plaid is dedicated to fostering innovation that enhances user experiences in financial transactions.

Wallester Business provides complimentary VISA cards specifically designed for managing business expenses. This service targets companies based in the US and Europe. 💚 We feature the most extensive free package available, providing 300 virtual cards without any associated fees. 💚 Our offerings include unique functionalities tailored for industries like media buying, dropshipping, reselling, and managing significant travel costs or payments to freelancers. 💚 Enjoy swift onboarding, user-friendly experience, and seamless integration with other software applications. 💚 Additionally, our platform ensures that businesses can efficiently streamline their financial operations while maintaining control over their expenses.

The latest benchmark in digital payments is set by Stripe, which stands out as the premier platform for conducting online business. Across the globe, progressive enterprises rely on us to manage billions in transactions each year. Stripe develops highly adaptable and robust tools tailored for online commerce. Whether launching a subscription model, an on-demand marketplace, an e-commerce website, or a crowdfunding initiative, our well-crafted APIs and exceptional features empower you to deliver an outstanding experience for your customers. By enabling countless tech-driven companies to grow at unprecedented speeds and efficiency, Stripe is at the forefront of innovation. We view payment systems as a coding challenge rather than a financial issue, focusing on creating elegant, modular solutions that facilitate strong, scalable, and flexible integrations. Our user-friendly approach simplifies complex processes by eliminating unnecessary obstacles and distractions, ensuring that businesses can focus on their core mission without getting bogged down in technical difficulties. In a constantly evolving digital landscape, Stripe continues to adapt and enhance its offerings to meet the diverse needs of its users.

CREDITONLINE is a comprehensive software solution designed to streamline the operations of the loan industry. It facilitates seamless connections among various stakeholders within a cutting-edge lending ecosystem. Our offerings have been crafted through extensive collaboration with seasoned software developers and lending professionals boasting over a decade of experience in financial technology. This platform is ideally suited for retailers, alternative lending institutions, and financial organizations alike. With our forward-thinking technology and reliable partnerships, expanding your services and attracting more clients becomes simple, efficient, and affordable. This capability empowers your business to thrive and rejuvenate throughout any phase of its operational journey. CREDITONLINE stands out as the premier option for optimizing activities such as Loan Origination, Leasing, and Refinancing, ensuring that your enterprise remains competitive and agile in a dynamic market. By choosing CREDITONLINE, you're not just investing in software; you're securing a partner for sustainable growth and innovation.

finAPI is a dependable and intuitive platform designed to create smooth connections among businesses, financial institutions, and individual users. Our open banking API allows organizations to access and analyze account data while also enabling payments on behalf of their clients. Moreover, we offer crucial assistance to banks and financial service providers through an XS2A server, ensuring adherence to the PSD2 directive for third-party providers. With its inherent flexibility and adaptability, finAPI stands ready to meet emerging challenges head-on. We aid in the creation of innovative financial services that deliver substantial advantages for both your business and your customers. By enhancing data accessibility, we encourage innovation and significantly streamline workflows. finAPI's sophisticated data intelligence modules provide comprehensive financial data analysis, covering aspects like categorization, cash flow insights, risk evaluations, and contract recognition. The incorporation of data enrichment, artificial intelligence, and machine learning methodologies guarantees unmatched data quality and optimal results, setting the stage for future innovations within the financial industry. Our dedication to ongoing enhancement establishes finAPI as an essential ally in effectively navigating the dynamic finance landscape, ensuring that we stay ahead of the curve in this rapidly changing environment.

YouHodler is a financial technology firm that connects the realms of traditional finance and cryptocurrency, committed to delivering safe and innovative financial services to clients across more than 100 nations. With crypto loans, you can leverage your digital assets as collateral to obtain cash, receiving 90% of the value from over 30 well-known cryptocurrencies. Starting with as little as $100, you can generate income with the convenience of immediate withdrawals to bank accounts or credit cards, and you can choose to borrow in currencies such as USD, EUR, CHF, or GBP. Additionally, YouHodler facilitates the exchange of fiat and cryptocurrency through an intuitive application that streamlines the conversion process, ensuring you access your funds quickly. YouHodler also allows clients to earn up to 20% annually by converting their crypto assets into yield accounts, with payouts occurring weekly directly into their crypto wallets, making it an appealing option for those who prefer to buy and hold their cryptocurrencies to boost their returns. Furthermore, the YouHodler Cloud Miner provides an engaging and straightforward method to earn genuine Bitcoin without the need for your device's computing power, enabling users to mine effortlessly and reap rewards with minimal effort. This user-friendly approach not only simplifies the mining process but also attracts a broader audience interested in cryptocurrency investment.