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What is Ratepay?

Ratepay is a provider of White Label Buy Now Pay Later (BNPL) financial services operating in Germany, Austria, Switzerland, and The Netherlands. The company enables major online retailers to present their customers with various payment alternatives, such as open invoices, direct debits, and installment plans. Integrated seamlessly at the checkout stage, Ratepay operates in the background, ensuring that buyers remain unaware of its presence. This discreet integration preserves the merchant's credibility and brand image, as customers do not need to leave the checkout process, create an account, or download any applications. Instead, they continue to engage within the familiar environment of the merchant's brand, maintaining a sense of trust. As a result, merchants experience increased conversion rates, larger average order values, and a boost in repeat purchases. This innovative approach not only enhances customer satisfaction but also drives long-term growth for retailers.

What is Checkout DM?

Checkout DM is a social-commerce platform tailored for merchants and creators leveraging Instagram for selling their products. It seamlessly connects an Instagram professional account with a product catalog, enabling automated checkout processes through direct messages, which include product discovery, story replies, and comment triggers that initiate direct messages. Customers can conveniently receive product information and payment links directly in their Instagram inbox, while sellers benefit from a robust dashboard that allows them to manage chats, customer interactions, orders, returns, inventory, shipping updates, and sales analytics. Payments can be made through various integrated payment gateways or handled manually if preferred. Eligible plans come with enhanced features like shareable catalog pages, coupon options, follow-up reminders for abandoned carts, collaboration tools for teams, and outbound webhooks for integration with other services. By utilizing Checkout DM, businesses can adeptly manage product inquiries and order fulfillment through social interactions, eliminating the need for a separate online store. This creative solution not only simplifies the purchasing journey but also fosters stronger customer engagement on social media platforms, ultimately driving sales and enhancing brand loyalty.

Media

Media

No images available

Integrations Supported

PayPal
Adyen
Magento
Shopware

Integrations Supported

PayPal
Instagram
Razorpay
Shippo
Shiprocket
Stripe

API Availability

Has API

API Availability

Pricing Information

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Trial Offered?

Pricing Information

₹1,499/month
The free plan is ₹0/month. The Starter plan is ₹1,499/month. Plans are billed monthly and can be canceled anytime. Checkout DM states there is no setup fee and no Checkout DM sales commission.
Free Version

Supported Platforms

SaaS
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
On-Site Training

Company Facts

Organization Name

Ratepay

Date Founded

2009

Company Location

Germany

Company Website

ratepay.com

Company Facts

Organization Name

Checkout DM

Date Founded

2026

Company Location

India

Company Website

checkoutdm.com

Categories and Features

Buy Now Pay Later

Not specified

Categories and Features

Social Commerce

Not specified

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