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What is Ratepay?

Ratepay is a provider of White Label Buy Now Pay Later (BNPL) financial services operating in Germany, Austria, Switzerland, and The Netherlands. The company enables major online retailers to present their customers with various payment alternatives, such as open invoices, direct debits, and installment plans. Integrated seamlessly at the checkout stage, Ratepay operates in the background, ensuring that buyers remain unaware of its presence. This discreet integration preserves the merchant's credibility and brand image, as customers do not need to leave the checkout process, create an account, or download any applications. Instead, they continue to engage within the familiar environment of the merchant's brand, maintaining a sense of trust. As a result, merchants experience increased conversion rates, larger average order values, and a boost in repeat purchases. This innovative approach not only enhances customer satisfaction but also drives long-term growth for retailers.

What is Fianto?

Fianto provides subscription services utilizing stablecoins specifically designed for SaaS providers, API companies, and membership organizations. This innovative platform allows businesses to seamlessly manage recurring stablecoin payments, featuring automatic renewals powered by the Solana blockchain. Users can establish payment caps for each billing period, with transactions occurring directly from the buyer's wallet to that of the merchant, which guarantees a frictionless payment experience. Currently, Fianto supports transactions in USDC on the Solana network and offers a hosted checkout solution alongside a detailed merchant dashboard, developer SDKs, and signed payment webhooks. These tools are crafted to help businesses integrate subscription billing into their services and synchronize payment events with access-control mechanisms. Moreover, this efficient system not only streamlines operations but also empowers merchants to concentrate more on their primary offerings by automating financial transactions. Overall, Fianto's solution stands out as a comprehensive approach to subscription management in the digital economy.

Media

Media

No images available

Integrations Supported

Adyen
Magento
PayPal
Shopware

Integrations Supported

API Availability

Has API

API Availability

Pricing Information

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Trial Offered?

Pricing Information

Pricing not provided

Supported Platforms

SaaS
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub

Company Facts

Organization Name

Ratepay

Date Founded

2009

Company Location

Germany

Company Website

ratepay.com

Company Facts

Organization Name

Fianto

Company Location

United Arab Emirates

Company Website

fianto.xyz/

Categories and Features

Buy Now Pay Later

Not specified

Categories and Features

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