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What is Ratepay?

Ratepay is a provider of White Label Buy Now Pay Later (BNPL) financial services operating in Germany, Austria, Switzerland, and The Netherlands. The company enables major online retailers to present their customers with various payment alternatives, such as open invoices, direct debits, and installment plans. Integrated seamlessly at the checkout stage, Ratepay operates in the background, ensuring that buyers remain unaware of its presence. This discreet integration preserves the merchant's credibility and brand image, as customers do not need to leave the checkout process, create an account, or download any applications. Instead, they continue to engage within the familiar environment of the merchant's brand, maintaining a sense of trust. As a result, merchants experience increased conversion rates, larger average order values, and a boost in repeat purchases. This innovative approach not only enhances customer satisfaction but also drives long-term growth for retailers.

What is KORT?

We developed PayHQ to simplify the management and growth of your business with ease. As an innovative payment solution, PayHQ by KORT Payments enhances the process of accepting a variety of payment methods while offering a centralized overview of your transaction data, which aids in making informed decisions. Presently, numerous enterprises across North America depend on our services for their payment processing solutions. PayHQ provides a comprehensive approach, overseeing everything from authorization to settlement and funding processes. It empowers businesses to accept payments both face-to-face and online, featuring tools like invoicing, recurring billing, and seamless integrations, all managed through a single merchant account. Our online gateway ensures customers enjoy a secure and user-friendly purchasing experience, suitable for businesses of all sizes. Additionally, connecting your card terminals to PayHQ’s omni-channel platform is a breeze, allowing for the acceptance of credit, debit, and other payment types, including contactless and mobile options for in-person sales. This adaptability is crucial as it enables businesses to stay in tune with the ever-changing dynamics of the payment processing landscape. Ultimately, our solution not only streamlines operations but also enhances customer satisfaction and loyalty.

Media

Media

Integrations Supported

Adyen
Magento
PayPal
Shopware

Integrations Supported

API Availability

Has API

API Availability

Pricing Information

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Trial Offered?

Pricing Information

Pricing not provided

Supported Platforms

SaaS
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub

Company Facts

Organization Name

Ratepay

Date Founded

2009

Company Location

Germany

Company Website

ratepay.com

Company Facts

Organization Name

KORT Payments

Date Founded

2016

Company Location

Canada

Company Website

kortpayments.com

Categories and Features

Buy Now Pay Later

Not specified

Categories and Features

Billing and Invoicing

Not specified

Buy Now Pay Later

Not specified

Payment Processing

Not specified

Recurring Billing

Not specified

Virtual Terminals

Not specified

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