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What is Ratepay?

Ratepay is a provider of White Label Buy Now Pay Later (BNPL) financial services operating in Germany, Austria, Switzerland, and The Netherlands. The company enables major online retailers to present their customers with various payment alternatives, such as open invoices, direct debits, and installment plans. Integrated seamlessly at the checkout stage, Ratepay operates in the background, ensuring that buyers remain unaware of its presence. This discreet integration preserves the merchant's credibility and brand image, as customers do not need to leave the checkout process, create an account, or download any applications. Instead, they continue to engage within the familiar environment of the merchant's brand, maintaining a sense of trust. As a result, merchants experience increased conversion rates, larger average order values, and a boost in repeat purchases. This innovative approach not only enhances customer satisfaction but also drives long-term growth for retailers.

What is PayU?

PayU is a versatile payment processing solution that provides a wide array of payment options and various checkout experiences designed to enhance approval and conversion rates. This ultimately results in heightened sales, improved customer trust, stronger brand attachment, and greater loyalty, all while alleviating concerns about the operational and technical intricacies of payment processing, making this the ideal choice for your business needs. Additionally, with its user-friendly interface and robust support, PayU ensures a seamless experience for both merchants and consumers alike.

Media

Media

Integrations Supported

Magento
PayPal

Integrations Supported

Magento
ARMember
BOTSHOT
Bookinglayer
CREDITONLINE
Drupal
FormPay
Growf
Kosh.ai
PremierCashier
Quick Code
RNDpoint
SmartLegalizator
Suffescom Solutions
Traveho
VirtuApp
Wix
e-Saraswati
ideasoft

API Availability

Has API

API Availability

Pricing Information

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Trial Offered?

Pricing Information

Pricing not provided

Supported Platforms

SaaS
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars

Company Facts

Organization Name

Ratepay

Date Founded

2009

Company Location

Germany

Company Website

ratepay.com

Company Facts

Organization Name

PayU

Date Founded

2002

Company Location

Amsterdam

Company Website

corporate.payu.com

Categories and Features

Buy Now Pay Later

Not specified

Categories and Features

Buy Now Pay Later

Not specified

Payment Gateways

Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Multi-Currency
PCI Compliance
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Orchestration

Not specified

Payment Processing

Debit Card Support
Mobile Payments
Online Payments
Recurring Billing

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