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What is Realfinity?

Realfinity is an innovative mortgage platform that offers a complete solution for the origination and processing of mortgages, merging capital, compliance, and technology to assist real estate professionals like agents, brokerages, loan officers, asset managers, startups, and wealth advisors in delivering mortgage services efficiently. This platform presents a wide selection of loan types, including conforming loans, government-backed options such as FHA, USDA, and VA loans, specialized bank-statement loans for the self-employed, DSCR loans based on rental income, jumbo loans for high-value properties, and various HELOC/HELOAN choices along with cash-out refinance loans. By employing a document-first methodology for mortgage applications, borrowers can conveniently upload required documents or connect their income and asset data, which aids in the validation and automatic processing of applications, thus accelerating decision-making and boosting conversion rates. Furthermore, the platform allows users to compare live rates from multiple investors in real-time, enhancing the overall user experience while ensuring that mortgage offerings remain competitive. Ultimately, these features contribute to a more efficient mortgage process and provide improved access to a wide range of financing solutions, allowing users to meet their financial needs more effectively.

What is Candor?

Our Loan Engineering System features around 40,000 pivot points specifically crafted to tackle complex issues. Utilizing these Pivot Points, the system makes swift, real-time decisions that closely resemble human expertise, intuition, and insights. This cutting-edge Decision Science technology guarantees consistent treatment of every borrower, ensuring fairness throughout the process. By proactively identifying and eliminating potential defects, borrowers receive peace of mind within a single day. Furthermore, the system streamlines underwriting decisions and conducts comprehensive forensic reviews during the underwriting phase. It allows a single underwriter to efficiently oversee 70% of loans, significantly minimizing labor requirements. Quality assurance is upheld through a stringent defect policy, while all actions and loan data are meticulously recorded in a secure Quantum Ledger Database. Candor is highly adaptable, responding effectively to varying seasonal or market demands without the need for staffing adjustments, thus facilitating a seamless scaling process. Contact us today to establish a cutting-edge, SOC 2-compliant, automated loan manufacturing framework within just 30 days and revolutionize your operational efficiency. By adopting this innovative approach, you can enhance both productivity and customer satisfaction.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Realfinity

Date Founded

2020

Company Location

United States

Company Website

rfm.io

Company Facts

Organization Name

Candor

Date Founded

2018

Company Location

United States

Company Website

candortechnology.com

Categories and Features

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

Categories and Features

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

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