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What is Refyne?

India is home to its first and largest platform for earned wage access, aimed at granting immediate earnings access to both full-time and contracted workers. Many HR professionals encounter considerable financial stress, which can negatively impact focus, lead to negligence, and result in poor job performance. As financial burdens accumulate, employees struggle to balance personal challenges with their workplace responsibilities, which ultimately diminishes their productivity. The rising pressures of debt and cash flow difficulties among the workforce may increase the demand for salary advances, subsequently affecting the working capital of businesses. Moreover, heightened financial stress within the Indian workforce can result in greater absenteeism and increased turnover costs for companies. This economic strain can affect even the highest achievers, who might depend on performance-related incentives for their income. To address these pressing issues, organizations must adopt comprehensive long-term wellness initiatives that not only focus on alleviating financial difficulties but also build financial resilience among employees, leading to a healthier and more efficient work environment. By prioritizing employee well-being, companies can cultivate a workforce that is not only more productive but also more engaged and satisfied with their work.

What is Fuego?

Fuego by Fourth is a groundbreaking application that allows employees to access a portion of their earned wages and tips ahead of their scheduled payday. Workers can withdraw up to 50% of their earned income within hours of completing their shifts, with deductions taken from their net pay similar to standard post-tax calculations, and this service comes at no cost to the employer. The app integrates effortlessly with HotSchedules, enabling employees to view their weekly schedules alongside the wages available for immediate access. To assist unbanked and underbanked individuals, Fuego offers the Fuego Visa® Card*, which provides users with a dependable and convenient way to make debit transactions. By utilizing this innovative service, Fuego not only supports workers in reaching their financial goals but also helps employers foster a more optimistic, engaged, and productive workforce. Consequently, the financial flexibility and workplace satisfaction can improve for both employees and employers, creating a more harmonious work environment. This dual benefit paves the way for stronger relationships between companies and their staff.

Media

Media

No images available

Integrations Supported

Xoxoday

Integrations Supported

Bubblehouse
Zuplo

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

$0
Free Version

Supported Platforms

SaaS

Supported Platforms

Android
iPhone
iPad

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Online Training

Training Options

Not specified

Company Facts

Organization Name

Refyne

Date Founded

2020

Company Location

India

Company Website

refyne.co.in/

Company Facts

Organization Name

Fourth

Date Founded

1999

Company Location

United States

Company Website

getfuego.com

Categories and Features

Earned Wage Access

Not specified

Financial Wellness

Not specified

Categories and Features

Earned Wage Access

Not specified

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