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What is RiskPay?

RiskPay provides a full-scale payment processing solution tailored specifically to the unique needs of high-risk businesses, offering rapid onboarding, broad payment method support, and real-time blockchain-verified payouts. Its no-KYC application flow allows merchants to get approved instantly, generate anonymous payment links, and immediately start accepting Visa, Mastercard, Apple Pay, Google Pay, and bank transfers. The platform integrates seamlessly with WooCommerce via a plug-and-play extension and also supports custom platforms through simple, well-documented APIs. High-risk merchants benefit from RiskPay’s optimized gateway network, featuring leading providers such as Robinhood, Coinbase Pay, Stripe (USA), MoonPay, Revolut, and others—each designed to maximize conversion rates. USDC (Polygon) payouts are processed instantly, giving businesses immediate access to funds without delays, freezes, or hidden fees. RiskPay strengthens merchant protection through robust fraud prevention systems, PCI DSS–compliant infrastructure, and global acceptance across major card networks. Its dashboard provides real-time payment tracking, full payout histories, and direct Polygonscan verification for transparency. The platform also offers flexible pricing plans, dedicated support, and a wide array of resources for high-risk industries. Blog guides, FAQs, and tutorials help merchants navigate payment challenges, chargeback prevention, anonymous billing, and compliance concerns. By removing traditional barriers, RiskPay empowers high-risk businesses to scale faster, streamline their checkout experience, and access reliable payment tools that major processors typically deny them.

What is Instant Accept?

Instant Accept features an efficient payment processing system that helps save both time and resources for merchants. It facilitates the entry of merchant data and the handling of credit card transactions while ensuring that QuickBooks information remains up to date. Capable of accepting various payment types, Instant Accept allows for quick and hassle-free transaction processing without the need to open your accounting software. The service is compatible with numerous processors across the U.S. and internationally, enabling the processing of card-not-present transactions and mobile payments. Despite its user-friendly interface, Instant Accept ensures that your financial records are updated in real-time and offers seamless integration for all facets of your financial operations, including billing and reporting. This platform empowers your customers to broaden their product offerings as you address their key challenges by integrating point-of-sale systems, online payments, and multiple accounting applications in a dynamic manner. Moreover, Instant Accept's versatility makes it an invaluable tool for adapting to the evolving needs of modern commerce.

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Integrations Supported

Apple Pay
Google Pay
Stripe
WooCommerce

Integrations Supported

QuickBooks Desktop Premier
QuickBooks Desktop Pro
QuickBooks Enterprise
QuickBooks Online

API Availability

API Availability

Pricing Information

$0
Free Version

Pricing Information

$39.95 per month
Billed Annually or Monthly
Free Trial Offered?

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

24 Hour Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Online Training

Company Facts

Organization Name

RiskPay

Date Founded

2023

Company Location

United States

Company Website

riskpay.biz

Company Facts

Organization Name

Instant Accept

Date Founded

2006

Company Location

United States

Company Website

instantaccept.com

Categories and Features

Categories and Features

Payment Processing

Not specified

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