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What is RiskPay?

RiskPay provides a full-scale payment processing solution tailored specifically to the unique needs of high-risk businesses, offering rapid onboarding, broad payment method support, and real-time blockchain-verified payouts. Its no-KYC application flow allows merchants to get approved instantly, generate anonymous payment links, and immediately start accepting Visa, Mastercard, Apple Pay, Google Pay, and bank transfers. The platform integrates seamlessly with WooCommerce via a plug-and-play extension and also supports custom platforms through simple, well-documented APIs. High-risk merchants benefit from RiskPay’s optimized gateway network, featuring leading providers such as Robinhood, Coinbase Pay, Stripe (USA), MoonPay, Revolut, and others—each designed to maximize conversion rates. USDC (Polygon) payouts are processed instantly, giving businesses immediate access to funds without delays, freezes, or hidden fees. RiskPay strengthens merchant protection through robust fraud prevention systems, PCI DSS–compliant infrastructure, and global acceptance across major card networks. Its dashboard provides real-time payment tracking, full payout histories, and direct Polygonscan verification for transparency. The platform also offers flexible pricing plans, dedicated support, and a wide array of resources for high-risk industries. Blog guides, FAQs, and tutorials help merchants navigate payment challenges, chargeback prevention, anonymous billing, and compliance concerns. By removing traditional barriers, RiskPay empowers high-risk businesses to scale faster, streamline their checkout experience, and access reliable payment tools that major processors typically deny them.

What is NOWPayments?

NOWPayments provides best crypto payment gateway solutions for online businesses, marketplaces, SaaS platforms, gaming companies, affiliate networks, and international teams. It brings crypto payments, Mass Payouts, wallets, conversions, and treasury management together in one scalable ecosystem. Companies can accept 350+ cryptocurrencies and 30+ stablecoins through a business-ready API or tools such as payment links, invoices, widgets, buttons, and subscriptions. Flexible settlement and automatic conversion help businesses simplify incoming crypto transactions. NOWPayments also enables payouts to affiliates, creators, employees, customers, and partners through API, CSV uploads, or email. Zero-fee payouts to ChangeNOW Pro wallets provide near-instant ecosystem transfers in under one second. The platform offers fees from 0.3% to 1%, high-uptime infrastructure, and 24/7 support.

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Integrations Supported

WooCommerce
Apple Pay
Atomic
Binance
Cartesi
Clientlex
Ecwid
Google Pay
Guarda Wallet
Guardarian
Ledger
Magento
OpenCart
PrestaShop
Ravencoin
Sensay
Stripe
Trezor
Zano
Zen Cart

Integrations Supported

WooCommerce
Apple Pay
Atomic
Binance
Cartesi
Clientlex
Ecwid
Google Pay
Guarda Wallet
Guardarian
Ledger
Magento
OpenCart
PrestaShop
Ravencoin
Sensay
Stripe
Trezor
Zano
Zen Cart

API Availability

Has API

API Availability

Has API

Pricing Information

$0
Free Trial Offered?
Free Version

Pricing Information

0.3% per transaction
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

RiskPay

Date Founded

2023

Company Location

United States

Company Website

riskpay.biz

Company Facts

Organization Name

NOWPayments

Date Founded

2019

Company Location

Netherlands

Company Website

nowpayments.io

Categories and Features

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Categories and Features

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

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