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What is SMART Hub?

Transform your B2B payment operations by optimizing processes, automating account-to-account transactions, and benefiting from simplified payout methods. Our innovative solutions not only enhance the efficiency of payment delivery but also facilitate the receipt of funds for your customers. Through our regulated Banking-as-a-Service (BaaS) platform, startups and FinTech companies can access crucial banking functionalities anytime and anywhere, greatly enhancing the payroll experience for gig economy workers. By utilizing our all-encompassing end-to-end enablement, businesses can craft payment solutions that cater to both basic and complex requirements, specifically designed to meet unique demands. Effortlessly link payments to any ERP or legacy system, ensuring quick integration for efficient data imports and seamless reconciliation. We support a wide array of payment types across multiple payment rails and originating bank accounts, allowing extensive flexibility. Our platform is easily customizable, making it suitable for businesses in all industries. Additionally, we offer a payment portal that streamlines the making and receiving of digital payments, providing a range of adaptable options. Our workflow-driven solution guarantees that funds can be disbursed to any supplier or individual effortlessly, significantly enhancing your financial operations while also fostering stronger relationships with your partners. This comprehensive approach ensures that your payment ecosystem remains resilient and future-proof.

What is Dots?

Dots brings global payouts, payee onboarding, tax operations, risk checks, and recipient support into one system. It is designed for marketplaces, staffing and gig platforms, creator businesses, affiliate networks, and AI data-labeling companies that pay large groups of non-employees. Teams can start a payout in the dashboard, upload batches by CSV, send a claim link, or automate the process through an API. Payees choose from eligible bank, wallet, card, mobile money, gift card, or stablecoin options across 190+ countries and 300+ rails. Dots collects identity and payout information, screens recipients, manages W-9 and W-8BEN forms, supports 1099 filing, and tracks each transfer through completion. Finance and operations teams can review payouts, returns, fees, ledger activity, and reconciliation without stitching together separate tools. Dots has moved $2bn+ to 1m+ payees and is SOC 2 Type II compliant.

Media

Media

Integrations Supported

PayPal
QuickBooks Online
Acumatica Cloud ERP
Guidewire
Jack Henry Business Banking
Oracle Cloud Infrastructure
SAP Business One
Sage 100

Integrations Supported

PayPal
QuickBooks Online
Airtm
Cash App
ChatGPT
Claude
NetSuite
Payoneer
Plaid
QuickBooks Online Advanced
Sage Intacct
Venmo
Xero

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided
Free Trial Offered?

Pricing Information

$19/month
Core: $19/month
Scale: $999/month
Enterprise: custom

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

24 Hour Support
Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Documentation Hub
Online Training

Company Facts

Organization Name

Transcard

Company Location

United States

Company Website

www.transcard.com/embedded-payments/smart-hub

Company Facts

Organization Name

Dots

Date Founded

2021

Company Location

United States

Company Website

usedots.com

Categories and Features

Compliance

Not specified

Categories and Features

B2B Payment

Not specified

Contractor Payment

Not specified

Payment Orchestration

Not specified

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