Sequence vs. Melio

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What is Sequence?

Introducing an innovative fin-stack specifically designed for hypergrowth, aimed at equipping your entire team with a streamlined approach to billing and collections, among other features. Customize your billing strategy for each client, whether you prefer one-off charges, recurring fees, consumption-based billing, or a combination of methods. Select from various pricing structures, including tiered, volume-based, or flat-rate options, while effortlessly overseeing and managing all plans, payments, and accounts through a central, user-friendly dashboard. The intuitive, spreadsheet-like interface simplifies the creation of complex billing plans, making the process more accessible. As your business grows, let your payment processes evolve to facilitate your expansion rather than impede it. Enjoy rapid transactions via invoices or direct debit options, ensuring that your billing and payment systems are operational on your Sequence dashboard in just minutes, not months. Eliminate cumbersome manual billing tasks through Sequence's seamless integration with your CRM, Xero, and ERP, which helps to speed up your payment cycles. Optimize bank transfers and direct debits while managing your payment collections programmatically, and effortlessly integrate pay-ins and payouts using Sequence's easy-to-use API and wallets. Furthermore, provide a customer-friendly portal that allows clients to easily access product usage data, invoices, and payment histories, enhancing their overall experience. In summary, Sequence is dedicated to transforming your financial operations into a smoother and more efficient experience than it has ever been. With these tools at your disposal, your team will be empowered to focus on growth and innovation.

What is Melio?

Melio serves as a streamlined accounts payable solution aimed at enhancing bill payment processes, optimizing operational workflows, and boosting cash flow management for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Melio’s platform enables users to make payments to vendors via online bank transfers or credit and debit cards, even when those vendors only accept checks, which not only helps in managing cash flow but also allows users to earn rewards. Melio integrates seamlessly with accounting software such as QuickBooks and Xero, ensuring that your financial records remain current. With Melio, you’ll get to streamline your day-to-day work. Either input vendor information or bill details manually, upload documents, or take a photo of the invoice for quick processing—it’s incredibly user-friendly. Payments can be scheduled in alignment with your cash flow strategy, and Melio will make those payments happen. International vendors? Our platform facilitates payments to global vendors in USD or the local currency, ensuring smooth transactions for various services and products. This comprehensive approach makes managing accounts payable more efficient and less stressful than ever before. Finally, no matter where your business takes you, Melio can follow—just be sure to download the mobile app, available on iOS and Android, to manage your business payments on the go.

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Integrations Supported

Deliveroo

Jeeves

Reachdesk

Snyk

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Integrations Supported

Chalk

FreshBooks

Justt

Microsoft Dynamics 365 Business Central

QuickBooks Online

Syngency

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API Availability

Has API

API Availability

Pricing Information

Pricing not provided

Free Trial Offered?

Pricing Information

Free

Melio provides four subscription plans: Go, Core, Boost, and Unlimited.

Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.

What’s included in Melio Go:
5 free ACH transfers per month
10 free syncs with QuickBooks Online & Xero
Pay by card or bank—vendor receives check, ACH, or wire transfers
Easy bill management: Upload, scan, or import bills
Dedicated email for automatic bill capture
Global payments in USD or local currencies
Recurring and partial payments
Instant payments
Free mobile app (iOS & Android)
Accept payments via custom links

Melio Core is a more feature-rich version of Melio Go, recommended for businesses that need greater control and efficiency with automated workflows and 2-way sync.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Core includes everything in Melio Go, plus:
20 free ACH transfers per month
Unlimited 2-way auto-sync with QuickBooks Online & Xero
Batch-pay multiple bills at once
Combine payments into a single transaction
User roles, permissions, and management
Automated approval workflows
W-9 collection & 1099 e-filing
Automatic capture of bill line items

Melio Boost provides access to priority support, faster payment options, and advanced controls.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Boost includes everything in Melio Core, plus:
50 free ACH transfers per month
2-day delivery for all ACH transfers
Advanced custom multi-user workflows
2-way auto-sync with QuickBooks Desktop
Advanced bill attributes (classes & locations)
Premium customer support

Melio Unlimited gives your business room to grow with unlimited ACH payments and user seats for one monthly or annual fee.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Unlimited includes everything in Melio Boost, plus:
Unlimited free ACH transfers per month
Unlimited user seats
Dedicated account manager
White-glove onboarding

Free Version

Free Trial Offered?