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What is Sezzle?

Sezzle, a public-benefit corporation located in Minneapolis, Minnesota, is dedicated to empowering the financial futures of the younger generation. Recognized as the top-rated Buy Now, Pay Later service, Sezzle provides millions of consumers in the U.S. and Canada with opportunities for financial autonomy, enhanced spending control, and increased accountability. With Sezzle, shoppers can split their payments into four installments over six weeks when they shop from a network of over 17,500 online retailers. Additionally, users have the option to defer their payment once without incurring any charges, while late payment penalties amount to $10. Sezzle positions itself as a financially responsible alternative for consumers looking to buy now and pay later. For merchants, the advantages include higher conversion rates, increased average order value, and more frequent shopping visits. The icing on the cake is that Sezzle takes on the risks associated with fraud and chargebacks, as well as the responsibility for repayments. This setup creates a mutually beneficial scenario for all parties involved. By fostering trust and accountability, Sezzle not only enhances consumer experiences but also supports merchants in driving sales growth.

What is Perpay?

Perpay is an innovative financial technology company that offers a unique buy now, pay later service, allowing consumers to shop seamlessly within its marketplace. This platform enables users to break down the cost of their purchases over time, without incurring interest or additional fees. Shoppers can easily manage their payments in installments directly on the site. To get started with Perpay, individuals must create an online account, which then helps establish an estimated spending limit tailored to their profile. Once this limit is set, users are free to browse the extensive online marketplace. At the time of checkout, customers submit their chosen items for approval, and upon receiving confirmation, they are sent an email detailing the payment process. After the first payment is completed, Perpay ensures that the purchased items are shipped directly to the customer. This entire operation acts as a preapproved payment plan, completely free from any interest or hidden charges. Moreover, Perpay enhances the repayment experience by automatically deducting the owed amount from customers' paychecks, which simplifies budgeting and makes purchasing more straightforward. Ultimately, Perpay emerges as a convenient and user-centric solution for individuals aiming to manage their finances effectively while enjoying the flexibility of installment payments. With its straightforward process and customer-friendly features, Perpay is well-positioned to meet the needs of today's savvy shoppers.

Media

Media

Integrations Supported

Appbrew
BigCommerce
BuyItLive
Canopy
CommentSold
Cumulus Retail
Cybersource
GetVantage
Juspay
Magento
SAP Store
Salesforce Agentforce Commerce
SensePass
ShipBob
Shopify
WooCommerce

Integrations Supported

ADP Embedded Payroll
Equifax BusinessConnect
Experian Connect
TransUnion Collections Management

API Availability

API Availability

Pricing Information

Sezzle charges a per-transaction fee, that includes payment processing, upfront payout, and assumption of all risk.
Free Trial Offered?

Pricing Information

Free
Free Version

Supported Platforms

SaaS

Supported Platforms

SaaS
Android
iPhone
iPad
Mac

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Documentation Hub
On-Site Training

Company Facts

Organization Name

Sezzle

Date Founded

2016

Company Location

United States

Company Website

sezzle.com/merchants

Company Facts

Organization Name

Perpay

Company Location

United States

Company Website

perpay.com

Categories and Features

Buy Now Pay Later

Not specified

Categories and Features

Earned Wage Access

Not specified

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