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What is Spade?

Spade’s API offers precise insights into merchants, categories, and locations by utilizing verified data rather than relying on assumptions, ensuring real-time accuracy. It leverages a strong ground-truth data network that connects transactions to authentic merchant identities, thus removing the necessity for data scraping or speculation. You can access extensive and standardized details for more than 99.9% of merchants in the U.S., encompassing everything from major national brands to small local businesses. By moving beyond conventional MCC and NAICs codes, you gain access to detailed spending categories, geographic coordinates, and supplementary information such as logos, websites, operating hours, and insights into customer spending behaviors. The processing of transaction data is exceptionally fast, with enhancements delivered in under 50 milliseconds, which is well within the limits for card authorizations and significantly faster than rival enrichment services. Moreover, the integration process is quick and user-friendly, capable of being completed in less than an hour, which promotes immediate operational efficiency. This efficient setup ensures that businesses can quickly leverage accurate data, enhancing decision-making processes without unnecessary delays. Ultimately, Spade's API transforms how companies interact with merchant data, making it a vital tool for growth and strategic planning.

What is Basiq?

Basiq is the leading open banking platform that empowers developers to innovate with advanced financial solutions. We ensure secure access to financial data that users have agreed to share, coupled with powerful APIs that unveil essential insights. Our platform is pioneering the evolution of financial applications and services across various industries, such as wealth management, banking, and fintech. By leveraging our extensive and reliable banking data, you can significantly improve digital banking experiences, making them more engaging and tailored to individual users. Our advanced income algorithms facilitate the precise identification of diverse income streams, which range from regular to variable and casual sources, thereby streamlining personal assessments and speeding up lending decisions. Furthermore, we empower customers to gain a more profound understanding of their spending behaviors, which enhances their digital experience. Through the use of Basiq Enrich, you can identify the merchant, location, and category related to every bank transaction, offering invaluable context for users' financial interactions. This process not only cultivates enhanced financial awareness but also leads to increased overall customer satisfaction, encouraging users to take a more active role in managing their finances. Ultimately, Basiq positions itself as an essential tool for developers seeking to drive innovation in the financial sector.

Media

Media

Integrations Supported

Codat
ForwardAI
Precise API
Quiltt
TaxTank
ezidox

Integrations Supported

Codat
ForwardAI
Precise API
Quiltt
TaxTank
ezidox

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Trial Offered?
Free Version

Pricing Information

$0.39 per user per month
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Spade

Date Founded

2021

Company Location

United States

Company Website

spade.com

Company Facts

Organization Name

Basiq

Date Founded

2017

Company Location

Australia

Company Website

basiq.io

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