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What is Spade?

Spade’s API offers precise insights into merchants, categories, and locations by utilizing verified data rather than relying on assumptions, ensuring real-time accuracy. It leverages a strong ground-truth data network that connects transactions to authentic merchant identities, thus removing the necessity for data scraping or speculation. You can access extensive and standardized details for more than 99.9% of merchants in the U.S., encompassing everything from major national brands to small local businesses. By moving beyond conventional MCC and NAICs codes, you gain access to detailed spending categories, geographic coordinates, and supplementary information such as logos, websites, operating hours, and insights into customer spending behaviors. The processing of transaction data is exceptionally fast, with enhancements delivered in under 50 milliseconds, which is well within the limits for card authorizations and significantly faster than rival enrichment services. Moreover, the integration process is quick and user-friendly, capable of being completed in less than an hour, which promotes immediate operational efficiency. This efficient setup ensures that businesses can quickly leverage accurate data, enhancing decision-making processes without unnecessary delays. Ultimately, Spade's API transforms how companies interact with merchant data, making it a vital tool for growth and strategic planning.

What is Snowdrop MRS?

Snowdrop Solutions helps banks, fintechs and financial institutions turn raw transaction data into accurate, contextual and actionable financial information. Its Transaction Enrichment API adds merchant names, logos, locations, categories and contact details to transaction and payment data, while smart categorisation improves data consistency. Snowdrop supports digital banking, personal financial management (PFM), spending analysis, financial insights and customer personalisation. Its AI capabilities transform enriched transaction data into natural-language insights and personalised financial guidance, helping financial institutions move beyond simply displaying transactions to helping customers understand their financial activity.

Media

Media

Integrations Supported

Quiltt

Integrations Supported

Google Cloud Platform
Google Maps

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Version

Pricing Information

custom

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub

Training Options

Webinars
Online Training

Company Facts

Organization Name

Spade

Date Founded

2021

Company Location

United States

Company Website

spade.com

Company Facts

Organization Name

Snowdrop Solutions

Date Founded

2013

Company Location

United Kingdom

Company Website

www.snowdropsolutions.com/transaction-enrichment

Categories and Features

Financial Data APIs

Not specified

Categories and Features

Financial Data APIs

Not specified

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