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What is SpectroCoin?

Utilize your cryptocurrency holdings as collateral to obtain a loan via the SpectroCoin lending platform, which supports a range of currencies such as euros, Bitcoin, and Ethereum. Our services offer loan-to-value (LTV) ratios that vary between 25% and 75%. While opting for a higher LTV carries more risk, it allows clients to access larger loan sums backed by their crypto assets. We tailor our offerings to fit the unique needs of each individual, enabling you to secure a crypto credit that starts at just 25 EUR and can reach up to an impressive 1 million EUR. By using banker tokens, referred to as BNK, you can enjoy lower interest rates while simultaneously saving and earning. We take pride in delivering competitive loan terms with full transparency, ensuring that clients encounter no hidden fees. You also have the freedom to determine your loan repayment schedule, as long as it occurs before the loan's maturity date. To initiate the process, simply deposit your assets in the currency that matches your collateral choice, indicate the withdrawal amount you wish to receive, select your LTV and collateral type, and your funds will be efficiently transferred to your account. Our platform is meticulously crafted to provide a smooth lending experience that aligns with your financial goals and preferences, making it easier than ever to access the funds you need.

What is Bitmymoney?

Easily acquire and securely store Bitcoin, Ethereum, and Litecoin with confidence. Bitmymoney stands out as one of the most user-friendly platforms for purchasing cryptocurrencies, allowing you to start buying Bitcoin, Litecoin, or Ethereum for as little as 10 euros using iDEAL. The cryptocurrencies you acquire are safely housed in your personal account, and when you're ready to sell, the process is equally simple; you can convert your digital coins back into euros and transfer them to your bank account whenever you choose. Experience hassle-free management of your cryptocurrency investments, as the complimentary Bitmymoney account operates similarly to a conventional online banking account designed specifically for digital currencies. This account not only allows you to buy, sell, or hold Bitcoin, Litecoin, and Ethereum, but you can also effortlessly send coins to a friend using just their email address, free of charge. Additionally, Bitmymoney supports online payments with your cryptocurrency, making financial transactions more streamlined. While it's essential to remember that tax obligations may arise regarding your cryptocurrency holdings, the information provided on your account page will help you prepare your tax submissions accurately. With Bitmymoney, your journey through the cryptocurrency landscape becomes both efficient and straightforward, catering to both new and experienced users alike.

Media

Media

Integrations Supported

Bitcoin
CoinLedger
Ethereum
Koinly

Integrations Supported

Bitcoin
CoinLedger
Ethereum
Koinly

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

SpectroCoin

Date Founded

2013

Company Location

Lithuania

Company Website

spectrocoin.com/en/crypto-loans.html

Company Facts

Organization Name

Bitmymoney

Date Founded

2012

Company Location

Netherlands

Company Website

www.bitmymoney.com

Categories and Features

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