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What is StellarFi?

StellarFi is a fintech platform designed to help individuals build or improve their credit by turning everyday bill payments into opportunities for credit enhancement. Central to StellarFi's offerings is a customizable payment card and a sophisticated system for managing bill payments and credit reporting; users can link their current bank accounts and select which regular bills—such as rent, utility bills, and subscription services—they wish to oversee, with StellarFi ensuring timely payments are made on their behalf while withdrawing the same amount from the user’s bank account. Every month, these transactions are reported to major credit bureaus like Experian, Equifax, and TransUnion as payments on a credit account, thus converting ordinary bills into a beneficial payment history that can help improve credit scores over time. The StellarFi card operates much like a line of credit: by regularly utilizing the card for bill payments and having these activities documented, users can establish a solid payment history, enhance their credit utilization ratio, broaden their credit mix, and develop a formal credit account. Consequently, StellarFi not only supports users in boosting their credit scores but also enables them to take control of their financial destinies through strategic management of their routine expenditures. This innovative approach to credit building offers individuals a practical way to integrate credit improvement into their daily lives, leading to a more stable financial future.

What is AmCoBi Utility Billing System ?

AmCoBi is dedicated to providing comprehensive utility billing solutions tailored specifically for owners of multifamily properties, property management professionals, and water utility companies. Our offerings include the Ratio Utility Billing System (RUBS), submetered billing, payment processing, collections, and flexible convergent billing options. The AmCoBi online Management Portal allows authorized users to effectively manage move-in and move-out information, approve pre-bill reports, review historical billing data, generate final bills, and obtain real-time management and financial analytics. Residents enjoy the ease of electronic billing (eBill) and can make online payments (ePay) through credit/debit cards or ACH while also accessing their historical utility bills and account information. Our platform supports multiple payment methods, including MobileWEB, Quick Pay, automated payments, and convenient options like pay-by-email, pay-by-text, and IVR/pay-by-phone. Moreover, AmCoBi offers AquaHawk/UtilityHawk for monitoring unusual usage patterns and leak detection, which helps property owners and managers to ensure operations run smoothly and enhance the satisfaction of their residents. By providing these innovative services, AmCoBi aims to simplify utility management for all parties involved and foster a seamless experience for both property managers and tenants alike.

Media

Media

No images available

Integrations Supported

Equifax BusinessConnect
Experian Connect
TransUnion Collections Management

Integrations Supported

Equifax BusinessConnect
Experian Connect
TransUnion Collections Management

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

StellarFi

Date Founded

2021

Company Location

United States

Company Website

stellarfi.com

Company Facts

Organization Name

American Conservation & Billing Solutions

Company Website

www.amcobi.com

Categories and Features

Categories and Features

Utility Billing

ACH Payment Processing
Account Management
Billing & Invoicing
Cable
Collections Management
Customer Management
Electricity
Meter Management
Metered Billing
Move In / Move Out
Natural Gas
Non-Metered Billing
Online Payment Processing
Penalty / Cut-Off Processing
Rate Management
Service Call Management
Trash
Water
Work Order Management

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