Swipe Again vs. Revaly

Failed payments — not unhappy customers — end most subscriptions. Billing systems attempt a few retries and then the subscription silently cancels. Swipe Again takes over from there and recovers the substantial portion of failed charges that standard retries leave behind. Connecting takes minutes, after which Swipe Again examines 90 days of past-due invoices and begins automated, decline-aware recovery: smart retries matched to each bank decline code, branded outreach across email, SMS and voice on a day 1/3/7 schedule, a dedicated flow for expired cards, and cancel deflection with reason-based save offers applied automatically in Stripe, Recharge, Chargebee, Recurly, Paddle, Seal, Skio, Loop and Braintree. You see failed payments, recovered revenue and recovery rate in real time. Pricing is a flat $179/month with no revenue share, no tiers and no per-seat fees; a 14-day free trial is included.

Revaly is built to solve one of the most costly and overlooked problems in subscription commerce: legitimate payments failing for preventable reasons. Its end-to-end Payment Performance Management platform leverages machine learning, issuer intelligence, and ecosystem data to elevate approval rates starting from the very first transaction attempt. The system automatically detects issues such as mistyped card numbers, routing mismatches, and metadata errors before a customer ever checks out. When payments do fail, Revaly uses a sophisticated retry engine that studies customer behavior, card network patterns, and historical success windows to recover revenue without damaging relationships. Businesses across industries report dramatic improvements—from 34% to over 50% increases in recovered payments—demonstrating the compound value of consistent, optimized approvals. Revaly’s integration ecosystem makes adoption frictionless, connecting seamlessly with CRMs, billing systems, payment gateways, and processors already in use. The platform not only protects revenue but stabilizes growth by reducing churn that comes from unintentional payment failures. Leadership teams gain visibility into payment performance metrics that go far beyond authorization rates, revealing hidden revenue opportunities and operational inefficiencies. As a result, companies can build smarter billing strategies and deliver a more reliable experience for customers. Revaly becomes a trusted partner in improving profitability, ensuring that when a customer says “yes,” the payment system does too.