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What is The Credit Pros?

A credit report is an extensive document that contains detailed information regarding your financial and personal credit history. It includes data sourced from public records, personal identification, and any outstanding debts you may have. Typically, this report highlights your history of payments, current debt amounts, any defaults on accounts, collections, and identifies the creditors to whom you owe money. Additionally, credit scores are calculated using a five-part formula that considers several factors: your payment history, the amounts owed, the length of your credit history, the variety of credit types, and the number of recent inquiries into your credit. Credit scores are not only important for obtaining favorable loan terms but also significantly impact employment opportunities, as many employers examine credit histories to gauge an applicant's financial responsibility. Similarly, landlords assess credit reports to determine the potential risk associated with prospective tenants, favoring those who demonstrate financial reliability. Consequently, keeping your credit report in good standing is essential for securing loans and influencing many facets of everyday life, including housing and employment opportunities. Hence, it is beneficial to regularly monitor and manage your credit report to maintain a healthy financial profile.

What is Chunk?

Chunk serves as a groundbreaking answer for managing debt repayment in today's financial landscape. By effortlessly linking with your financial institutions, we offer a comprehensive insight into your current debt situation. Our platform is rich with resources designed to expedite your debt repayment process while reducing interest costs. With various customized repayment strategies accessible through our integrated paydown simulator, you can select the option that aligns best with your individual circumstances. In addition, we enhance user engagement with personalized, timely alerts sent via SMS and/or email, informing you of crucial financial updates like low account balances, high credit utilization, and major transactions, all aimed at helping you concentrate on your debt repayment objectives. Our service also includes an extensive financial activity report that showcases visually engaging charts and graphs, assisting you in understanding your spending habits, assets, liabilities, and much more, ultimately empowering you to make well-informed financial choices. This comprehensive methodology guarantees that you are fully prepared to effectively manage your financial situation and achieve a healthier economic future.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

$69 per month
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

The Credit Pros

Company Location

United States

Company Website

thecreditpros.com

Company Facts

Organization Name

Chunk Finance

Date Founded

2018

Company Location

United States

Company Website

chunkfinance.com

Categories and Features

Categories and Features

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