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What is TodayPay?

TodayPay is an Australian financial service that provides interest-free cash advances for short terms, aimed at helping people handle unexpected expenses that may occur between their paychecks. The TodayPay app is readily available for download on both iOS and Android devices, allowing users to create an account by entering their personal information such as name, address, email, and phone number. Utilizing an AI system called "Adam," the app evaluates users' financial situations by considering their income and spending patterns to determine their eligibility for cash advances. Users can apply for loans that last either 7 or 14 days, with amounts offered in increments of $100, $150, or $200, tailored to the individual’s income. Upon approval, the requested funds are quickly transferred to the user’s bank account, often within just minutes. Repayment is automatically deducted from the user’s next paycheck, which includes a flat service fee of 5%. A noteworthy benefit of TodayPay is its policy of not conducting credit checks, ensuring that users' credit scores remain unaffected, which adds to its appeal for those in need of immediate financial assistance. This user-friendly approach makes TodayPay an attractive choice for individuals looking for a speedy financial solution without the stress of impacting their credit history.

What is Beem?

Beem is a groundbreaking financial technology application that offers users the ability to access emergency funds instantly with its distinctive Everdraftâ„¢ feature, which permits withdrawals between $10 and $1,000 without requiring credit checks, interest payments, income constraints, or specific repayment dates. In addition to providing cash advances, Beem enables fast money transfers, cost-effective tax filing services for both federal and state returns, and personalized financial insights to help users avoid unnecessary banking fees. The app also comes with crucial tools for tracking credit scores, safeguarding against identity theft, and exploring personal loan options, thus delivering a comprehensive approach to managing finances. With subscription plans starting at an affordable $2.47 per month, Beem provides flexible and secure solutions tailored to meet diverse financial needs. Furthermore, the platform's user-friendly interface and robust features make it an appealing choice for individuals looking to enhance their financial well-being. Ultimately, this app distinguishes itself by merging convenience with an extensive range of resources to empower users on their financial journeys.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Trial Offered?
Free Version

Pricing Information

$0.99/month
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

TodayPay

Company Location

Australia

Company Website

todaypay.au

Company Facts

Organization Name

Beem

Date Founded

2020

Company Location

United States

Company Website

trybeem.com

Categories and Features

Categories and Features

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