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What is TransUnion SmartMove?

Tenant evaluations can now benefit from reliable credit checks specifically designed for this purpose. SmartMove's innovative tenant credit checks utilize ResidentScore, which enhances the accuracy of predicting rental eviction risks by 15% over traditional credit scores, thus aiding landlords in making more confident decisions regarding renting. Additionally, the platform provides access to an extensive collection of over 370 million criminal records from state and national databases, offering landlords a wealth of information to inform their choices. The service is notable for its vast database of evictions, which adheres to FCRA regulations and includes 27 million eviction records across all 50 states and Washington D.C. This comprehensive resource enables landlords to pinpoint applicants who may need additional scrutiny while filtering out those who do not meet their criteria. Historically, these tenant screening services were mainly available to large professional property management companies, making it difficult for individual landlords to access essential tenant background checks like credit reports. This gap in availability often posed challenges for rental property owners, real estate agents, and smaller property management firms. However, with these recent developments, the tenant screening process is now more accessible, leveling the playing field for landlords of all sizes. As a result, smaller landlords can now make informed decisions with greater confidence.

What is The Credit Pros?

A credit report is an extensive document that contains detailed information regarding your financial and personal credit history. It includes data sourced from public records, personal identification, and any outstanding debts you may have. Typically, this report highlights your history of payments, current debt amounts, any defaults on accounts, collections, and identifies the creditors to whom you owe money. Additionally, credit scores are calculated using a five-part formula that considers several factors: your payment history, the amounts owed, the length of your credit history, the variety of credit types, and the number of recent inquiries into your credit. Credit scores are not only important for obtaining favorable loan terms but also significantly impact employment opportunities, as many employers examine credit histories to gauge an applicant's financial responsibility. Similarly, landlords assess credit reports to determine the potential risk associated with prospective tenants, favoring those who demonstrate financial reliability. Consequently, keeping your credit report in good standing is essential for securing loans and influencing many facets of everyday life, including housing and employment opportunities. Hence, it is beneficial to regularly monitor and manage your credit report to maintain a healthy financial profile.

Media

Media

Integrations Supported

Metro2
Proprietio
Rentroom
TenantCloud

Integrations Supported

API Availability

API Availability

Pricing Information

$25 per screening

Pricing Information

$69 per month
Free Version

Supported Platforms

SaaS

Supported Platforms

Android
iPhone
iPad
Mac

Customer Service / Support

Standard Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Not specified

Training Options

Not specified

Company Facts

Organization Name

TransUnion

Company Location

United States

Company Website

www.mysmartmove.com

Company Facts

Organization Name

The Credit Pros

Company Location

United States

Company Website

thecreditpros.com

Categories and Features

Income Verification

Not specified

Rental Property Management

Tenant Screening

Tenant Screening

Not specified

Categories and Features

Credit Repair

Not specified

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