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NMI Payments

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What is Ubamarket?

Ubamarket® provides retailers with a tailored white label 'scan and go' mobile application, offering a sophisticated yet cost-effective solution that improves the shopping experience with straightforward implementation. On the other hand, NOMM® presents a top-tier 'order, pay, stay or take-away' service for hospitality venues, featuring our cutting-edge 'magic menu'® technology. Experience the user journey through our demo of the Ubamarket white label app crafted for Budgens, a revolutionary omnichannel scan, pay, and go application currently accessible in a variety of stores across the UK and Ireland, with aspirations for global reach. Customers can complete their transactions in just seconds, bypassing the inconvenience of waiting in line or unpacking their items, as they only need to scan a QR code, process their payment, and exit. While shopping, users can effortlessly scan products and add them to their virtual bag as they explore the store. For those with a shopping list, the app conveniently guides them to each item's location, enhancing efficiency. After finishing their shopping, users are not required to wait in line or unpack bags at the checkout; they can simply finalize their purchases by scanning the QR code to engage with a virtual till and pay through the app. This revolutionary method not only simplifies the checkout experience but also significantly boosts customer satisfaction, making shopping more enjoyable and efficient than ever before. By continually innovating, Ubamarket is setting new standards in retail technology.

What is NMI Payments?

NMI Payments offers a flexible and embedded payments solution that combines a white-label, PCI-compliant gateway with a robust ecosystem, specifically designed for acquiring merchants and ensuring smooth payment processing across multiple channels. This innovative platform improves the onboarding experience for merchants and simplifies underwriting, allowing for payment acceptance in a variety of environments such as online, in-store, in-app, self-service, mobile, and digital wallets, which in turn facilitates customized branded experiences through its embedded features. Merchants benefit from an array of functionalities, including multi-currency and omnichannel support, efficient authorization processes, point-to-point encryption, advanced fraud protection, tokenization, hosted payment pages, virtual terminals, recurring billing options, ACH/eCheck transactions, mobile and contactless payment capabilities, as well as automatic account updates and secure storage in an account vault. Moreover, the platform provides developers and partners with the versatility to integrate using various SDKs and APIs, and they can choose between hosted or in-app checkout solutions (such as Collect.js or hosted payment pages), activate 3-D Secure for added security, and leverage real-time webhooks while querying API data for enhanced operational insights. This comprehensive strategy not only simplifies payment transactions but also equips merchants with essential tools to succeed in the fast-evolving digital landscape, ensuring they remain competitive and responsive to consumer needs. Ultimately, NMI Payments positions itself as a vital partner in the journey toward digital transformation in payment processing.