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What is Ubiquity Retirement + Savings?

A 401(k) is a retirement savings program established by employers or self-employed individuals to help employees and business owners build a nest egg for retirement, all while taking advantage of various tax benefits. This savings vehicle is tailored to accommodate multiple retirement planning preferences, providing participants with the freedom to manage their contributions flexibly. Workers can choose what percentage of their paycheck to funnel into their 401(k) accounts each pay period, and these contributions are made before taxes are deducted, which allows for growth potential without immediate tax consequences. Many employers further enhance this savings strategy by offering to match a portion of the employee contributions, which can notably boost the accumulation of retirement savings. Aside from promoting future financial security, enrolling in a 401(k) provides unique tax advantages for both employees and employers, including tax deductions and tax-deferred growth on investment earnings. For example, when employees contribute to their 401(k), these amounts reduce their gross income before taxes are applied, effectively decreasing their taxable income for that year. This combination of retirement savings and tax optimization makes the 401(k) an attractive choice for countless individuals and businesses. Ultimately, it serves as a crucial tool for fostering long-term financial health and encouraging proactive retirement planning.

What is 401k Easy?

Affordable 401k plans guarantee zero fees, effectively protecting employees' retirement investments from any potential erosion due to "low" fees! Small businesses can take advantage of a wide selection of no-load funds and enjoy commission-free trading for stocks and bonds via self-directed brokerage windows. These IRS-sanctioned 401k prototype plans are specifically designed to cater to the distinctive needs of small business owners, including the filing of the annual 5500-SF and other beneficial features! For over 35 years, we have been committed to delivering cost-effective 401k options for small business owners, assuring that no fees are deducted from the assets within the 401k plan. Unlike other providers, Low-Cost and No Fee 401k Easy guarantees that employees' retirement funds remain intact, allowing them to keep 100% of their hard-earned savings. By utilizing the no-fee 401k Easy service, financial advisors and their associates are prohibited from profiting through hidden charges, ensuring that all contributions stay with the employees preparing for their future. This method allows small businesses to focus on enhancing their employees' financial futures without the added stress of excessive expenses, fostering a healthier work environment and a more secure retirement for everyone involved.

Media

Media

Integrations Supported

Check Point IPS
Check Point Infinity
EmCentrix
Gusto
Paychex Flex
Paylocity
Rippling
SecureW2

Integrations Supported

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

$495 set up fee
$395 per employee per year

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub
Online Training

Company Facts

Organization Name

Ubiquity Retirement + Savings

Date Founded

1999

Company Location

United States

Company Website

www.myubiquity.com/401k/

Company Facts

Organization Name

401k Easy

Date Founded

2000

Company Location

United States

Company Website

www.401keasy.com

Categories and Features

401(k)

Not specified

Categories and Features

401(k)

Not specified

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