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What is Ubiquity Retirement + Savings?

A 401(k) is a retirement savings program established by employers or self-employed individuals to help employees and business owners build a nest egg for retirement, all while taking advantage of various tax benefits. This savings vehicle is tailored to accommodate multiple retirement planning preferences, providing participants with the freedom to manage their contributions flexibly. Workers can choose what percentage of their paycheck to funnel into their 401(k) accounts each pay period, and these contributions are made before taxes are deducted, which allows for growth potential without immediate tax consequences. Many employers further enhance this savings strategy by offering to match a portion of the employee contributions, which can notably boost the accumulation of retirement savings. Aside from promoting future financial security, enrolling in a 401(k) provides unique tax advantages for both employees and employers, including tax deductions and tax-deferred growth on investment earnings. For example, when employees contribute to their 401(k), these amounts reduce their gross income before taxes are applied, effectively decreasing their taxable income for that year. This combination of retirement savings and tax optimization makes the 401(k) an attractive choice for countless individuals and businesses. Ultimately, it serves as a crucial tool for fostering long-term financial health and encouraging proactive retirement planning.

What is NavigateHCR?

NavigateHCR provides affordable solutions aimed at boosting operational effectiveness by alleviating the need for in-house personnel to manage communication duties. Their offerings include two customized products, EmployER Express and EmployEE Express, designed to facilitate the widespread distribution of important notifications. In addition, NavigateHCR manages employee deductions for company-sponsored insurance premiums through their Premium Only Plan (POP). They also establish a Section 125 plan, which allows employees to choose specific benefits for pre-tax payroll deductions. Moreover, NavigateHCR supplies employers with tools that promote proactive decision-making related to employee tracking and reporting. Their services feature monthly tracking of variable hour employee data, supplemented by intuitive dashboards and ACA Alerts that reflect hours worked. Furthermore, they streamline compliance by efficiently collecting data required for government inquiries and managing annual filings, including the essential 1094 and 1095 forms. This all-encompassing approach not only facilitates communication but also guarantees that employers adhere to regulatory requirements, thereby enhancing overall business operations. Ultimately, NavigateHCR's commitment to supporting employers fosters a more organized and compliant workplace environment.

Media

Media

Integrations Supported

Check Point IPS
Check Point Infinity
EmCentrix
Gusto
Paychex Flex
Paylocity
Rippling
SecureW2

Integrations Supported

Check Point IPS
Check Point Infinity
EmCentrix
Gusto
Paychex Flex
Paylocity
Rippling
SecureW2

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Ubiquity Retirement + Savings

Date Founded

1999

Company Location

United States

Company Website

www.myubiquity.com/401k/

Company Facts

Organization Name

NavigateHCR

Company Location

United States

Company Website

www.navigatehcr.com/products

Categories and Features

Categories and Features

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