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What is Unified Payments Interface (UPI)?

The Unified Payments Interface (UPI) is an innovative real-time payment system developed by the National Payments Corporation of India (NPCI) that facilitates instant and seamless fund transfers between bank accounts via mobile devices. Launched in 2016, UPI has significantly reshaped the digital payments environment in India, enabling users to easily send and receive money, pay bills, and make purchases directly from their smartphones without the need for traditional banking methods or credit card details. Utilizing a Virtual Payment Address (VPA), UPI simplifies transactions and eliminates the requirement to share sensitive banking data. Its strong security framework, along with the ability to link multiple banks through a unified platform, allows for features such as QR code payments, scheduled transactions, and peer-to-peer money transfer requests. The widespread adoption of UPI has been instrumental in propelling India towards a more cashless economy, providing enhanced convenience and accessibility for millions of users nationwide. Moreover, UPI not only streamlines financial interactions but also fosters greater financial inclusion and stimulates innovation within the realm of digital payments, ultimately contributing to a more advanced economic landscape.

What is Google Pay?

Google Pay provides a fast and user-friendly way to handle online payments and contactless transactions via your smartphone. With multiple security measures in place to protect your payment details, you can shop with peace of mind at any time. The app conveniently showcases your latest transactions right on the home screen, allowing for quick access. Beyond simply reviewing past purchases, it enables you to organize loyalty cards, access special deals, and manage online orders all within a single, cohesive platform. You can easily save credit cards, debit cards, transit passes, and other essential items on your device for quick access when needed. By bringing your accounts together, you achieve a better understanding of your financial behavior, including your spending habits and recent transactions. It also allows for easy monitoring of previous purchases related to travels, payments completed, and tickets saved in your digital wallet. Additionally, linking your bank account, Gmail, and Google Photos can enhance the search functionality of your transaction history, giving you greater control over your financial management. This seamless integration not only simplifies your financial oversight but also elevates the overall convenience of utilizing modern payment technologies. Consequently, Google Pay stands out as an indispensable tool for anyone looking to streamline their spending and payment experiences.

Media

Media

Integrations Supported

BharatPe
Transact Bridge
BizCRM App
Blink
Bookinglayer
Checkify
Clair
EMB
Event.Gives
Finalytic
Flooz
Kurv
Lemon Squeezy
Rectangle Health
Society Notebook
Thrive
Truck School Software
TugBiz
Uklon
storekit

Integrations Supported

BharatPe
Transact Bridge
BizCRM App
Blink
Bookinglayer
Checkify
Clair
EMB
Event.Gives
Finalytic
Flooz
Kurv
Lemon Squeezy
Rectangle Health
Society Notebook
Thrive
Truck School Software
TugBiz
Uklon
storekit

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

National Payments Corporation of India (NPCI)

Date Founded

2016

Company Location

India

Company Website

www.npci.org.in/what-we-do/upi/product-overview

Company Facts

Organization Name

Google

Date Founded

1998

Company Location

United States

Company Website

pay.google.com/about/

Categories and Features

Mobile Payment

ACH Support
Contactless / NFC
Credit Card Support
Cryptocurrency Support
Debit Card Support
In-App Payments
In-Store Payments
Micropayments
P2P Payments
eCommerce Payments

Categories and Features

Mobile Payment

ACH Support
Contactless / NFC
Credit Card Support
Cryptocurrency Support
Debit Card Support
In-App Payments
In-Store Payments
Micropayments
P2P Payments
eCommerce Payments

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

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