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What is VALID Systems?

VALID Systems delivers a comprehensive platform enhanced by artificial intelligence for managing risks and preventing fraud, which is specifically tailored for financial organizations and consists of three crucial modules that address the wide range of modern threats. The Transactions module leverages machine-learning algorithms and rule-based systems to detect check fraud, evaluate risks linked to remote deposit capture, identify account takeovers, and recognize threats in digital channels in real-time, utilizing data consolidated from various consortiums to enhance accuracy and enable quick decision-making processes. The Liquidity & Lending module optimizes credit decision-making and oversight of overdraft risks, applying behavioral analytics alongside flexible underwriting models to refine small-dollar loans and credit offerings while balancing customer satisfaction with loss prevention strategies. In addition, the Data Intelligence module continuously evaluates model performance and shifts in data, ensuring transparency, identifying AI biases, and maintaining regulatory compliance through intuitive dashboards that deliver in-depth insights. By adopting this all-encompassing strategy, financial institutions are empowered to proactively address evolving risks and uphold trust with their customers, ultimately fostering a more secure banking environment. This integrated system not only mitigates potential threats but also enhances the overall efficiency of financial operations.

What is Brighterion?

For more than twenty years, Brighterion has significantly reshaped the field of artificial intelligence. Our cutting-edge AI solutions adeptly address challenges such as payment and acquirer fraud, reduce credit risk and delinquency, and prevent healthcare fraud, waste, and abuse, among other advantages. With exceptional scalability, your growth potential remains limitless. In addition to this, our models offer robust personalization, ensuring they are specifically tailored to meet your unique business goals. You can harness the power of Brighterion AI in a mere 6-8 weeks through our AI Express program. We understand that the idea of advanced AI can appear intimidating, particularly when moving away from traditional rules-based systems to a new framework. Imagine if the perceived uncertainties were eased, allowing you to test your custom model within that same 6-8 week timeframe. Prepare for deployment by experiencing firsthand the impressive return on investment and the enhanced performance of AI models over traditional rules. Utilize the revolutionary capabilities of AI to effectively reduce transaction-level fraud and merchant risk, ensuring that instances of fraud, waste, and abuse are identified before claims are even processed. This forward-thinking strategy not only enhances security but also promotes greater operational efficiency for businesses, fostering a more reliable environment for growth. Ultimately, embracing AI can lead to a significant competitive edge in today’s fast-paced market.

Media

Media

Integrations Supported

Fiserv
Snowflake
TD Bank Merchant Solutions

Integrations Supported

API Availability

Has API

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training

Training Options

Not specified

Company Facts

Organization Name

VALID Systems

Date Founded

2003

Company Location

United States

Company Website

validadvantage.com

Company Facts

Organization Name

Mastercard

Date Founded

1966

Company Location

United States

Company Website

brighterion.com

Categories and Features

Check Fraud

Not specified

Fraud Detection

Not specified

Categories and Features

Fraud Detection

Not specified

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