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What is VALID Systems?

VALID Systems delivers a comprehensive platform enhanced by artificial intelligence for managing risks and preventing fraud, which is specifically tailored for financial organizations and consists of three crucial modules that address the wide range of modern threats. The Transactions module leverages machine-learning algorithms and rule-based systems to detect check fraud, evaluate risks linked to remote deposit capture, identify account takeovers, and recognize threats in digital channels in real-time, utilizing data consolidated from various consortiums to enhance accuracy and enable quick decision-making processes. The Liquidity & Lending module optimizes credit decision-making and oversight of overdraft risks, applying behavioral analytics alongside flexible underwriting models to refine small-dollar loans and credit offerings while balancing customer satisfaction with loss prevention strategies. In addition, the Data Intelligence module continuously evaluates model performance and shifts in data, ensuring transparency, identifying AI biases, and maintaining regulatory compliance through intuitive dashboards that deliver in-depth insights. By adopting this all-encompassing strategy, financial institutions are empowered to proactively address evolving risks and uphold trust with their customers, ultimately fostering a more secure banking environment. This integrated system not only mitigates potential threats but also enhances the overall efficiency of financial operations.

What is Sperta?

Sperta supports firms in the financial services and technology sectors by automating their decision-making processes while skillfully addressing risks associated with fraud, credit, and compliance. Our approach not only reduces false positives but also curtails customer attrition linked to sluggish decision-making, thus facilitating smoother operations. We empower organizations to manage risks through the ongoing improvement of rules and models. By collaborating with top authorities in fraud prevention, identity verification, and credit evaluation, we make the integration process seamless for our clients. Furthermore, clients have the flexibility to implement their own models and features, enabling centralized decision-making on a unified platform. Our intuitive interface allows analysts and operational teams to easily create rules and swiftly evaluate cases with confidence. To protect your sensitive information, we have implemented stringent security protocols, allowing you to concentrate on your core business activities without concerns. Our integrated compliance controls further assure you that regulatory standards are consistently met. With Sperta, you can revolutionize your risk management strategies, making them not only effective but also highly efficient. Ultimately, our solutions are designed to adapt to your specific needs while enhancing operational agility.

Media

Media

Integrations Supported

Fiserv
Snowflake
TD Bank Merchant Solutions

Integrations Supported

Fiserv
Snowflake
TD Bank Merchant Solutions

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

VALID Systems

Date Founded

2003

Company Location

United States

Company Website

validadvantage.com

Company Facts

Organization Name

Sperta

Date Founded

2021

Company Location

United States

Company Website

www.sperta.com

Categories and Features

Fraud Detection

Access Security Management
Check Fraud Monitoring
Custom Fraud Parameters
For Banking
For Crypto
For Insurance Industry
For eCommerce
Internal Fraud Monitoring
Investigator Notes
Pattern Recognition
Transaction Approval

Categories and Features

Financial Risk Management

Compliance Management
Credit Risk Management
For Hedge Funds
Liquidity Analysis
Loan Portfolio Management
Market Risk Management
Operational Risk Management
Portfolio Management
Portfolio Modeling
Risk Analytics Benchmarks
Stress Tests
Value At Risk Calculation

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