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What is Visa Intelligent Commerce?

Visa Intelligent Commerce is an advanced AI-driven commercial framework that empowers intelligent agents to securely discover, recommend, and complete purchases for users within the Visa ecosystem. This innovative system is equipped with a wide range of features that significantly improve personalized shopping experiences by embedding secure payment options directly into AI platforms. Additionally, it provides specialized payment tokens and management tools for these agents, enabling authorized AI systems to execute transactions safely, based on user-specified permissions and rules. Aimed at accelerating AI-enhanced commerce, it seamlessly integrates Visa's robust payment capabilities with built-in protections against fraud, disputes, and unauthorized transactions, allowing merchants to facilitate smooth and trustworthy transactions. Moreover, by leveraging a combination of integrated APIs and a secure framework, developers can easily integrate Visa payment functionalities into AI applications, which permits autonomous agents to browse, make purchases, and finalize payments while maintaining transparency and clarity throughout the entire process. This groundbreaking innovation not only improves the shopping experience but also fosters greater trust and confidence between consumers and merchants in the ever-evolving digital marketplace, leading to a more secure and user-friendly environment for all participants.

What is Cardinal?

Cardinal is recognized as a leading expert in the field of global digital transaction authentication. For over two decades, we have connected merchants, issuers, and consumers to create a win-win scenario for all parties. The rapid and secure payment authentication solutions provided by Cardinal significantly improve the shopping experience, leading to increased approval rates and higher sales figures. Our method prioritizes security and efficiency, utilizing extensive data from merchants, issuers, and consumers to effectively combat fraud and lower the rates of false declines. As merchants boost their revenue, consumers are inspired to make additional purchases, while issuers enjoy improved collections. Cardinal supports a variety of payment networks, such as Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and several regional networks like Cartes Bancaires and ELO, with ambitions to broaden our reach in the future. In contrast to conventional techniques that sequentially process authentication steps, Cardinal adopts a parallel processing model that allows for data collection and analysis to begin even before a consumer completes their order. This forward-thinking strategy not only enhances the efficiency of the authentication process but also enriches the overall shopping experience for all participants. By continuously innovating our services, we aim to set new standards in the digital transaction landscape.

Media

Media

Integrations Supported

Merchanto
Unified Payments Interface (UPI)

Integrations Supported

Merchanto
Unified Payments Interface (UPI)

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Visa

Date Founded

2012

Company Location

United States

Company Website

www.visa.com/en-us/products/intelligent-commerce

Company Facts

Organization Name

Cardinal

Company Location

United States

Company Website

cardinalcommerce.com

Categories and Features

Categories and Features

Fraud Detection

Access Security Management
Check Fraud Monitoring
Custom Fraud Parameters
For Banking
For Crypto
For Insurance Industry
For eCommerce
Internal Fraud Monitoring
Investigator Notes
Pattern Recognition
Transaction Approval

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