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What is Visa Intelligent Commerce?

Visa Intelligent Commerce is an advanced AI-driven commercial framework that empowers intelligent agents to securely discover, recommend, and complete purchases for users within the Visa ecosystem. This innovative system is equipped with a wide range of features that significantly improve personalized shopping experiences by embedding secure payment options directly into AI platforms. Additionally, it provides specialized payment tokens and management tools for these agents, enabling authorized AI systems to execute transactions safely, based on user-specified permissions and rules. Aimed at accelerating AI-enhanced commerce, it seamlessly integrates Visa's robust payment capabilities with built-in protections against fraud, disputes, and unauthorized transactions, allowing merchants to facilitate smooth and trustworthy transactions. Moreover, by leveraging a combination of integrated APIs and a secure framework, developers can easily integrate Visa payment functionalities into AI applications, which permits autonomous agents to browse, make purchases, and finalize payments while maintaining transparency and clarity throughout the entire process. This groundbreaking innovation not only improves the shopping experience but also fosters greater trust and confidence between consumers and merchants in the ever-evolving digital marketplace, leading to a more secure and user-friendly environment for all participants.

What is PayOS?

PayOS represents an advanced payment infrastructure designed specifically for the agentic economy, where artificial intelligence agents and automated processes manage a variety of commerce functions. Functioning primarily as a card-first solution, this platform enables developers and businesses to effortlessly integrate features like checkout, billing, and financial transactions into agentic workflows, while supporting all major card networks and offering adaptability with various processors. Users gain the advantage of easily linking a card for use in multiple agent-driven scenarios, all while ensuring necessary human oversight, strong security measures in line with PCI standards, and extensive access to a worldwide network. The platform accommodates both push and pull payment options, recurring billing, and independent monetary flows, thereby removing the need for merchants to undertake re-integration procedures. Furthermore, PayOS bolsters its capabilities through tokenization and strategic alliances with networks such as Mastercard and Visa Intelligent Commerce, which aids in the widespread expansion of agentic payment applications. With a steadfast dedication to innovation and user-centric features, PayOS is poised to transform the payment solutions landscape in the rapidly changing economic environment, creating new opportunities for businesses and consumers alike. Ultimately, its versatile approach ensures that it can adapt to the future demands of commerce and technology.

Media

Media

Integrations Supported

Mastercard Payment Gateway Services
Visa Click to Pay

Integrations Supported

Mastercard Payment Gateway Services
Visa Click to Pay

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Visa

Date Founded

2012

Company Location

United States

Company Website

www.visa.com/en-us/products/intelligent-commerce

Company Facts

Organization Name

PayOS

Date Founded

2025

Company Location

United States

Company Website

payos.ai/

Categories and Features

Categories and Features

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