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What is Wagetap?

Wagetap is a mobile application designed to provide users with immediate access to wage advances, enabling them to withdraw as much as $2,000 from their forthcoming paycheck in under three minutes, which serves as an effective solution for unexpected expenses. Users have the convenience of downloading the Wagetap app from the Apple App Store or Google Play Store, after which they can create an account and, upon verification, request their desired advance that will be quickly transferred to their bank account. The repayment process is straightforward, as it coincides with the user’s next payday, and the service boasts no hidden fees or penalties for late payments. In addition to wage advances, Wagetap features a Bill Split option, allowing users to divide household expenses such as electricity, gas, and internet into three or four equal installments according to the total amount owed, thereby making financial management simpler. This capability helps users break down larger bills into smaller, more digestible payments, easing the burden of financial responsibilities. By offering rapid access to earned wages and adaptable payment choices, Wagetap aspires to alleviate financial stress and improve overall fiscal management for its users. Ultimately, Wagetap endeavors to foster a nurturing financial landscape, empowering users to effectively manage their immediate financial demands while minimizing anxiety. Additionally, this innovative approach makes it easier for individuals to maintain their financial health in a rapidly changing economic environment.

What is Dave?

Dave is a financial technology company that enhances the management of personal finances through its advanced mobile banking platform. Partnering with Evolve Bank & Trust, which is insured by the FDIC, Dave offers features like ExtraCashâ„¢, enabling eligible users to access up to $500 right away without facing interest charges or late fees. Additionally, users can benefit from the Dave Checking account, which allows for early salary access through direct deposits, and a high-yield Goals account that boasts an attractive 4.00% APY to assist in growing savings. Moreover, the app features a Side Hustle option, connecting users to various opportunities for increasing their income. With FDIC insurance covering accounts up to $250,000, Dave places a strong emphasis on both security and transparency in financial management. This blend of innovative capabilities and strong security measures positions Dave as a standout option for individuals seeking to improve their financial health. In a rapidly evolving financial landscape, Dave's commitment to user-friendly solutions is increasingly important for achieving financial goals.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Wagetap

Date Founded

2019

Company Location

Australia

Company Website

www.wagetap.com

Company Facts

Organization Name

Dave

Date Founded

2016

Company Location

United States

Company Website

dave.com

Categories and Features

Categories and Features

Mobile Banking

Bill Payment
Biometric
Cash Management
Chat / Messaging
Cross Selling Functionality
Digital Wallet
P2P Payments
Remote Deposit
SMS Banking
Transaction Monitoring
Voice Banking

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