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What is Waypoint Budget?

Waypoint Budget is a personal finance tool crafted to help both individuals and couples effectively oversee their financial assets. Users can easily connect their bank accounts from the United States or Canada through Plaid, allowing for smooth transaction updates. The application empowers users to create monthly budgets organized by category and track their expenditures in real-time through engaging visual displays. An AI Money Coach provides personalized savings advice by analyzing users' spending patterns. In addition, it enables users to monitor their net worth across all financial accounts, including registered accounts such as RRSP/TFSA and 401k/IRA. Couples can work together on budgeting by sharing plans, and users can define achievable financial goals with estimated completion dates. The app also features smart categorization, identification of recurring transactions, monthly summary reports, a calendar overview, CSV file import options, and robust bank-grade encryption to ensure security. A free version is available for newcomers who want to begin their financial journey. Overall, this app acts as a thorough resource for anyone seeking to boost their financial understanding and reach their monetary objectives. With its user-friendly interface and diverse features, it stands out as an essential ally in personal finance management.

What is Gains App?

The AI-powered budgeting app that helps you earn money back on your weekly shopping. Connect your bank accounts using open banking to track your spedning, set budgeting and savings goals, chat to Gains your AI-powered financial assistant to learn more about your spending habits, and earn cashback on everything you buy at 200+ partner retailers. Chat with with Gains to get instant answers about where your money goes, and how to make more of it. Say goodbye to boring spreadsheets. Track your spending with smart categorisation and goal tracking. Gains helps you feel confident about your finances which is linked to increased net worth. Get personalised offers to earn instant cashback on groceries, clothing, household essentials, travel and more. Using Open Banking technology so you can earn rewards with confidence

Media

Media

Integrations Supported

Clerk
Flinks
Plaid
Stripe

Integrations Supported

Tillo
TrueLayer

API Availability

API Availability

Pricing Information

$7.99
Free Version
Free Trial Offered?

Pricing Information

$0
Free app
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Chromebook

Supported Platforms

Android
iPhone

Customer Service / Support

24 Hour Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub

Company Facts

Organization Name

Waypoint Budget Inc.

Date Founded

2026

Company Location

Canada

Company Website

waypointbudget.com

Company Facts

Organization Name

Gains Money App Ltd

Date Founded

2025

Company Location

United Kingdom

Company Website

gainsapp.com

Categories and Features

Budgeting

Cash Management
General Ledger
Project Budgeting

Categories and Features

Personal Finance

Not specified

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