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Ratings and Reviews 17 Ratings

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What is Xplor Pay?

Xplor Pay is a fully embedded payments platform designed to help vertical SaaS companies replace fragmented payment processes with a unified, revenue-driven payment experience. Unlike traditional processors that leave teams to navigate onboarding, underwriting, and go-to-market challenges alone, Xplor Pay offers a PayFac-as-a-Service model that emphasizes true partnership. Software providers gain access to comprehensive support teams spanning integration engineering, sales enablement, risk management, and merchant success. This collaborative approach enables platforms to deploy payments quickly, monetize transactions more effectively, and maintain complete transparency into revenue performance through detailed residual and reporting tools. With more than $31B in annual processing volume and over 66,000 businesses served, Xplor Pay supports scalable growth for platforms of all sizes. Its API suite—covering transactions, disputes, recurring billing, reporting, and mobile SDKs—gives developers the flexibility to build deeply integrated payment experiences. The platform also provides sales and marketing resources that help SaaS partners drive adoption and reduce cost of customer acquisition. Payment monetization is simplified with consistent support before and after integration, ensuring smoother launches and stronger long-term results. By delivering infrastructure, collaboration, and strategic enablement, Xplor Pay empowers SaaS companies to expand revenue streams with confidence. For software teams seeking a payments partner—not just a processor—Xplor Pay delivers a complete ecosystem built for growth.

What is Stripe?

The latest benchmark in digital payments is set by Stripe, which stands out as the premier platform for conducting online business. Across the globe, progressive enterprises rely on us to manage billions in transactions each year. Stripe develops highly adaptable and robust tools tailored for online commerce. Whether launching a subscription model, an on-demand marketplace, an e-commerce website, or a crowdfunding initiative, our well-crafted APIs and exceptional features empower you to deliver an outstanding experience for your customers. By enabling countless tech-driven companies to grow at unprecedented speeds and efficiency, Stripe is at the forefront of innovation. We view payment systems as a coding challenge rather than a financial issue, focusing on creating elegant, modular solutions that facilitate strong, scalable, and flexible integrations. Our user-friendly approach simplifies complex processes by eliminating unnecessary obstacles and distractions, ensuring that businesses can focus on their core mission without getting bogged down in technical difficulties. In a constantly evolving digital landscape, Stripe continues to adapt and enhance its offerings to meet the diverse needs of its users.

Media

Media

Integrations Supported

Chargeback Gurus

Integrations Supported

Chargeback Gurus
ABLE Platform
Alva AI
Aviatize
Classified Billing
Clemta
CloudBooks
Convocore
Finrely
Flows
Memberstack
Menubly
Mercury
Orderry
Perfect HOA
Preno
Profi
SAGE Total Access
Virtuous
plug&paid

API Availability

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

2.9% + 30¢ per charge
Custom enterprise pricing available

Supported Platforms

SaaS

Supported Platforms

SaaS
Android
iPhone
iPad

Customer Service / Support

Standard Support

Customer Service / Support

24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Online Training
On-Site Training

Training Options

Webinars

Company Facts

Organization Name

Clearent

Date Founded

2005

Company Location

United States

Company Website

xplorpay.com

Company Facts

Organization Name

Stripe

Date Founded

2009

Company Location

United States

Company Website

www.stripe.com

Categories and Features

Embedded Payments

Not specified

Payment Processing

ACH Check Transactions
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Categories and Features

Agentic Commerce

Stripe's Agentic Commerce introduces a groundbreaking infrastructure standard designed to empower AI agents to conduct secure buying and selling transactions on behalf of consumers. At the heart of this innovation is the Agentic Commerce Suite, which enables businesses to showcase their products across AI-enhanced platforms while keeping their status as the merchant of record. With a streamlined integration process, companies can efficiently oversee product discovery, checkout processes, and payment handling across various compatible AI agents. This system is underpinned by the open-source Agentic Commerce Protocol (ACP), facilitating automated transactions among consumers, AI platforms, and businesses. Additionally, Stripe offers advanced fraud prevention measures through its Radar technology and Shared Payment Tokens to mitigate risks associated with AI-driven transactions. This solution accommodates a wide range of offerings, including physical items, digital goods, subscription services, and asynchronous purchases. Overall, Stripe Agentic Commerce broadens the avenues through which businesses can connect with customers in AI-centric environments while ensuring security and adherence to compliance standards.

Not specified

Bank Verification

Not specified

Billing and Invoicing

Billing Portal
Contact Database
Contingency Billing
Customer Portal
Customizable Invoices
Dunning Management
Invoice History
Mobile Payments
Multi-Currency
Online Invoicing
Online Payments
Payment Processing
Recurring/Subscription Billing
Tax Calculator

Embedded Finance

Not specified

Embedded Payments

Not specified

Invoice Generators

Not specified

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Mobile Payments
Online Payments
Recurring Billing

Virtual Terminals

Not specified

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