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What is YNAB?

Embrace the liberating sensation of spending freely without remorse while easily saving money through a welcoming and flexible financial management system. You can finally stop wondering where your hard-earned funds vanish; the YNAB Method will enable you to boost your savings while enjoying your spending habits. With four simple yet impactful rules, you will gain clarity and confidence throughout your financial journey. The real beauty lies not in convoluted calculations but in the straightforwardness of the method itself. Prior to your next paycheck, consider what you wish your money to achieve—assigning a specific purpose to every dollar will enhance your financial perspective. Understand that inevitable costs, like car repairs and holiday shopping, are part of life; address these budgeting hurdles by breaking them down into manageable monthly contributions. Keep in mind that strict budgets often lead to failure, so it's essential to welcome flexibility and adjust your budget as circumstances change. Relish in your financial independence without guilt because ultimately, it's your money to manage. Imagine the comfort of using last month's income to fund this month's expenses—you'll find yourself always prepared, creating a sense of satisfaction that is hard to match. Furthermore, this strategy equips you to handle unexpected financial surprises, ensuring that you remain in control and never feel unprepared. The combination of planning and adaptability makes for a truly effective approach to managing your finances, paving the way for a more secure future.

What is Gains App?

The AI-powered budgeting app that helps you earn money back on your weekly shopping. Connect your bank accounts using open banking to track your spedning, set budgeting and savings goals, chat to Gains your AI-powered financial assistant to learn more about your spending habits, and earn cashback on everything you buy at 200+ partner retailers. Chat with with Gains to get instant answers about where your money goes, and how to make more of it. Say goodbye to boring spreadsheets. Track your spending with smart categorisation and goal tracking. Gains helps you feel confident about your finances which is linked to increased net worth. Get personalised offers to earn instant cashback on groceries, clothing, household essentials, travel and more. Using Open Banking technology so you can earn rewards with confidence

Media

Media

Integrations Supported

Adaptive
Automatisch
Axis LMS
Era
Nekton.ai
Quickwork
Workers by Delos

Integrations Supported

Tillo
TrueLayer

API Availability

API Availability

Pricing Information

$14.99 per month
$8.25 per month if paid annually ($99 per year)
Free Trial Offered?

Pricing Information

$0
Free app
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad

Supported Platforms

Android
iPhone

Customer Service / Support

Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub

Company Facts

Organization Name

You Need A Budget

Date Founded

2004

Company Location

United States

Company Website

www.youneedabudget.com

Company Facts

Organization Name

Gains Money App Ltd

Date Founded

2025

Company Location

United Kingdom

Company Website

gainsapp.com

Categories and Features

Budgeting

Not specified

Personal Finance

Not specified

Categories and Features

Personal Finance

Not specified

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You Need A Budget