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What is YNAB?

Embrace the liberating sensation of spending freely without remorse while easily saving money through a welcoming and flexible financial management system. You can finally stop wondering where your hard-earned funds vanish; the YNAB Method will enable you to boost your savings while enjoying your spending habits. With four simple yet impactful rules, you will gain clarity and confidence throughout your financial journey. The real beauty lies not in convoluted calculations but in the straightforwardness of the method itself. Prior to your next paycheck, consider what you wish your money to achieve—assigning a specific purpose to every dollar will enhance your financial perspective. Understand that inevitable costs, like car repairs and holiday shopping, are part of life; address these budgeting hurdles by breaking them down into manageable monthly contributions. Keep in mind that strict budgets often lead to failure, so it's essential to welcome flexibility and adjust your budget as circumstances change. Relish in your financial independence without guilt because ultimately, it's your money to manage. Imagine the comfort of using last month's income to fund this month's expenses—you'll find yourself always prepared, creating a sense of satisfaction that is hard to match. Furthermore, this strategy equips you to handle unexpected financial surprises, ensuring that you remain in control and never feel unprepared. The combination of planning and adaptability makes for a truly effective approach to managing your finances, paving the way for a more secure future.

What is Monzo?

Get instant notifications every time you complete a payment. If you wish, we can notify you when your funds are running low or if your spending is escalating too rapidly. With a live balance view and a daily summary of your expenditures, you'll continuously have a grasp on your financial situation. You can also set budgets for specific categories like groceries or dining out. Monzo makes it easy to track your spending by categorizing your purchases automatically. By enabling roundups, you can save small amounts regularly; this feature diverts spare change from transactions directly into a savings Pot, allowing you to build your savings effortlessly. If you ever feel uncertain about your card's security, you can freeze it immediately and just as easily unfreeze it when you feel secure again. Keep an eye on your recurring expenses by tracking scheduled payments for things like utility bills, gym memberships, and other subscriptions. Moreover, you can conveniently send and request money, as well as split costs with others. Managing your finances has never been more straightforward, ensuring that you maintain complete control over your money. You'll find that these features not only enhance your financial awareness but also empower you to make better spending decisions.

Media

Media

Integrations Supported

Automatisch
Axis LMS
Ember
Era
Nekton.ai
Quickwork

Integrations Supported

Automatisch
Axis LMS
Ember
Era
Nekton.ai
Quickwork

API Availability

Has API

API Availability

Has API

Pricing Information

$14.99 per month
Free Trial Offered?
Free Version

Pricing Information

Free
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

You Need A Budget

Date Founded

2004

Company Location

United States

Company Website

www.youneedabudget.com

Company Facts

Organization Name

Monzo

Company Location

United States

Company Website

monzo.com

Categories and Features

Budgeting

"What If" Scenarios
Asset Planning
Balance Sheet
Capital Asset Planning
Cash Management
Consolidation / Roll-Up
Forecasting
General Ledger
Income Statements
Multi-Company
Multi-Department / Project
Profit / Loss Statement
Project Budgeting
Run Rate Tracking
Version Control

Categories and Features

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Popular Alternatives

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