iTransact vs. NMI Payments

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What is iTransact?

You now have the capability to incorporate multiple users into your gateway while creating tailored roles to comply with Sarbanes–Oxley regulations. The virtual terminal has been improved to better support partial approvals and allows users to leave the terminal without losing any progress made. A responsive design framework has been established, ensuring the control panel operates seamlessly on any device, including computers, tablets, and smartphones. Our virtual terminal enables the processing of a variety of transaction types through a single, intuitive interface. Efficient management of partial approvals is a key feature, along with the availability of a USB card reader for retail settings. You can set up recurring transactions to occur on a monthly, weekly, or daily basis. Furthermore, clients are empowered to easily modify their billing information through a link included in their recurring receipts. You also have the capability to upload batch files containing transaction information, which we will handle in the background, providing updates once processing is complete. This all-encompassing system not only streamlines operations but also significantly improves user experience across different platforms, ensuring that all users can access the necessary tools with ease. With continuous updates and improvements on the horizon, the system is poised to evolve further and meet the changing needs of its users.

What is NMI Payments?

NMI Payments transforms payments from a backend function into a strategic growth driver. Designed for software companies. SaaS platforms, ISVs and ISO partners, it enables you to embed, brand, and monetize payments directly within your software—without becoming a PayFac or taking on compliance complexity. As a full-stack processor, acquirer, and technology partner, NMI manages underwriting, risk, and regulatory oversight behind the scenes. The result: faster go-to-market, stronger brand control, and new recurring revenue streams. With modular design and white-label flexibility, NMI adapts to your business model, whether you’re processing payments online, in-store, in-app, or unattended. Key Benefits Launch white-labeled payments in weeks, not months Control pricing, share in transaction revenue, and own the customer relationship Built-in compliance, risk, and fraud prevention tools Flexible integration via no-code, low-code, or full API access Developer-First Experience NMI’s developer environment bridges business and technical needs. Developers gain instant sandbox access, prebuilt SDKs, and intuitive APIs to test, integrate, and deploy quickly. Guided onboarding, dynamic sandbox simulations, and drop-in components make payments easier to build and maintain. Business teams can explore revenue opportunities through self-service tools and instant earnings insights. With NMI Payments, you can embed and scale payments without losing control—powering faster launches, stronger retention, and lasting growth