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Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: White-Label Solution with Embedded Finance Our solution enables businesses to integrate financial services directly into their platforms—a concept known as embedded finance. White-Label allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. Wallester Business: Corporate Expense Management It is designed to modernise corporate expense management. Wallester Business provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. Discover how Wallester can transform your financial operations and drive your business forward. Learn more and follow us on LinkedIn, Instagram (@wallester_com) or Facebook (@Wallester).

Our platform enables the integration of financial services into your business seamlessly. Banking Offer provides FDIC-insured banking solutions for clients through a straightforward integration process. With features like ACH transactions and credit card processing, transferring funds becomes a hassle-free experience. Branded Cards allow for the quick creation of tailored or white-label cards, enhancing your brand's visibility. Global money transfer services facilitate sending and receiving funds internationally in various currencies. One embed offers FDIC-insured virtual accounts that enable customers to manage their finances, earn interest, pay bills, and perform transactions all in one location. Alviere's banking technology simplifies the embedding of For-Benefit-Of (FBO) accounts into your platform, allowing you to deliver personalized financial services to both clients and employees. By utilizing FBO accounts, you can monitor your finances in real time and select the most suitable services for your needs, ultimately enhancing your overall financial management. This comprehensive approach ensures that you can provide a variety of financial options to meet diverse customer demands efficiently.

Streamlining Embedded Finance Solutions. Seamlessly incorporate financial services into your business with a unified, no-code platform designed for ease of use. Although fintech can often seem intricate, we simplify the experience to ensure it is approachable and easily integrated. Typically, creating fintech solutions involves dealing with a multitude of contracts, approvals, integrations, and workflows; however, with Hydrogen, you can avoid much of this labor-intensive work, leading to an impressive reduction in both costs and time by up to 80%! Explore our diverse range of embeddable products: our Card offerings, which include both physical and virtual issuance options. You can create fully customizable debit cards, whether physical or virtual, through our user-friendly embeddable applications, with no lock-in periods, minimum requirements, or complicated setup procedures. Plus, you can generate revenue from every transaction made! Our Payments solutions encompass ACH, bank authorizations, P2P transactions, and roundups, all of which can be effortlessly integrated into your business via our all-encompassing embeddable applications. By incorporating aggregation, accounting, cash flow management, and budgeting analytics into your financial framework with our customizable solutions, you can significantly enhance your operational efficiency. This robust combination not only empowers you to optimize your financial processes but also elevates the overall experience for your customers, ensuring their satisfaction and loyalty.

We stand as a reliable financial technology platform, spearheading innovation and excelling in card issuance, payments, and digital banking solutions. Every day, we collaborate with visionary minds like yours to transform the way individuals engage with and oversee their finances, paving the way for a brighter future for all. Our established platform enables you to design, launch, and expand your own distinctive financial services, ensuring security and support from the outset. You have the capability to develop a comprehensive solution encompassing card issuance, payments, checking, savings, loans, and deposits. This is made possible through our top-tier APIs. Customize a financial program tailored to your clients' needs while leveraging our intuitive tools to enhance and sustain ongoing innovation, ultimately driving profitable growth and significant impact. Together, we can redefine the financial landscape for generations to come.

KAPED is the sole provider that equips you with everything necessary to effectively oversee your credit card operations. You have the flexibility to utilize all features or select just the ones that suit your needs. Prevent incorrect applications from reaching your underwriters, while providing enticing options such as travel rewards, cashback, cryptocurrencies, and exclusive discounts among others. The platform also facilitates card issuance, transaction data analysis, and portfolio oversight. Enhance efficiency by automating customer service, collections, and billing processes. This comprehensive reporting tool enables you to track and manage the flow of funds effortlessly. Additionally, you can expedite application approvals by customizing your criteria. Discover your potential revenue using our profit calculator. KAPED takes charge of your collections and customer support, allowing you to earn interchange, cashback, or cardholder fees. For detailed pricing information, check our website. Grant your clients a no-penalty line of credit and issue cards across the USA, UK, Canada, and Mexico. Although KAPED is not a bank, it operates as a financial technology company that empowers you to issue customized branded credit cards in just five days, making the process quicker and more efficient. With KAPED, you can revolutionize the way you manage your credit card business.

Rapidly open bank accounts, offer cryptocurrency wallets, process payments, and issue cards for your clients with Solid's extensive and compliant FinTech solutions. This platform can be seamlessly integrated in just minutes, enabling the creation of exceptional user experiences. Through Solid’s Banking as a Service (BaaS), businesses are empowered to design and launch a variety of deposit products, including personal and business checking accounts. It includes a full suite of features from ledgers to statements, ensuring all the fundamental components for enjoyable banking experiences are covered. Solid's Card Issuance and Management system is revolutionary, facilitating the issuance of cards tailored to your customers' needs via a single API. Both physical and virtual cards—credit, debit, and prepaid—are completely managed by Solid. Enhance your customer interactions with a smooth, powerful experience built into your product through Solid's instant account creation API. Moreover, issuing customized physical and virtual cards is quick and straightforward, complete with essential spending controls using Solid's card API, guaranteeing that your clients possess all the resources they require at their disposal. This versatility allows businesses to adapt quickly to ever-changing market demands and provide their customers with innovative financial solutions.

Our open API platform empowers innovators globally to swiftly issue and manage cards, offering enhanced control, flexibility, and scalability. Marqeta is revolutionizing the capabilities of payment cards. With the most sophisticated infrastructure and tools available, Marqeta's open platform API enables the creation of highly customizable payment card solutions. This platform is designed for developers seeking a more streamlined approach to managing payment programs, allowing them to craft exceptional experiences and drive innovation while facilitating new forms of commerce. As a cutting-edge card issuing platform, it accelerates business growth and supports the development of fresh, innovative products. Featuring an open API sandbox, users can get started in a mere three clicks, instantly issuing physical, tokenized, and virtual payments. Moreover, it provides the ability to manage spending limits, safeguard profit margins, and deliver outstanding user experiences through advanced payment and authorization controls, ultimately setting a new standard in the payments industry. By embracing these capabilities, businesses can stay ahead in a rapidly evolving market.

We oversee the complete process of creating user and bank accounts, onboarding customers, verifying compliance, and ensuring adherence to regulatory standards. Our dedication guarantees that we deliver services that align with industry compliance requirements while providing an effortless experience for users. By utilizing our all-encompassing core banking system, you can roll out innovative banking solutions that prioritize customer needs. We empower enterprises to offer effective payment solutions customized to fit the specific demands of their clientele. Regardless of the payment hurdles that may arise, our extensive range of solutions is designed to tackle them efficiently. Furthermore, we assist both organizations and financial institutions in issuing bespoke physical and virtual cards. By customizing our card offerings to align with your exact specifications, we make sure that your requirements are fully satisfied. We connect the realms of finance, technology, and commerce through our broad capabilities, which encompass collection technologies, payout solutions, merchant integrations, and payment gateways, among other services. Our comprehensive solutions simplify complexities, enabling you to quickly launch cards, programs, or any financial technology product with ease and efficiency. With our partnership, businesses can concentrate on expanding while we expertly navigate the intricate aspects of their financial operations. This allows you to stay ahead in a competitive market while ensuring a smooth transition to advanced financial solutions.

BlueBanc offers flexible banking solutions and card issuance capabilities, empowering fintech companies, media organizations, and other enterprises to create their own branded financial products via robust APIs. The platform includes a range of card issuing options, such as physical, virtual, prepaid, debit, and credit cards, all compatible with popular payment systems like Apple Pay, Google Pay, and Samsung Pay. It boasts advanced security measures, including tokenization and 3-D Secure, in addition to dedicated or shared BINs and real-time funding that guarantees automatic balance replenishment during transactions. Clients can quickly launch their initiatives with access to more than 30 preconfigured BIN setups, while also benefiting from efficient multi-company management features like FDIC-insured checking accounts, team oversight capabilities, split payment options, and around-the-clock book transfers. Moreover, BlueBanc simplifies the administration of multiple users, roles, and accounts through a powerful Open Banking API that accelerates the journey from initial idea to complete execution. This extensive array of offerings establishes BlueBanc as a crucial ally for businesses aiming to drive innovation in the ever-evolving financial services sector. In addition, its commitment to user-friendly solutions positions it as a leader in enabling seamless financial experiences for its clientele.

Nium acts as a catalyst for companies of various sizes aiming to quickly deploy new financial solutions. By gaining instant access to a global network that provides options for payouts, payment acceptance, and card issuance, businesses can improve their customer offerings, streamline cash flow, and develop their own international payment systems. Effortlessly send money worldwide to suppliers, customers, and staff using one of the leading global networks available. Explore our extensive, purpose-built API suite, crafted for simplicity and scalability, enabling integration in as little as four weeks. Customize your international solution with our modular, cloud-based API suite, which allows for the seamless addition of new features and regions as your business grows. Utilizing RESTful design principles, HTTPS authentication, and JSON throughout our API suite ensures a smooth integration experience and a reliable platform. Take the opportunity to delve into the documentation, test our APIs in a sandbox environment, and begin prototyping and developing a tailored solution that aligns with your business requirements. With Nium, you not only bolster your service offerings but also strategically position your organization for sustained growth in an ever-evolving financial landscape. This powerful combination can lead to increased efficiency and customer satisfaction, making it a vital asset for your business.

Take control of your organization's expenditures with Equals Money cards, which allow you to track expenses in real-time while conducting business on a global scale. With a deep understanding of your industry, tailored customer service, and flexible product solutions, the enterprise model is crafted to address your unique requirements. Empower your teams to make purchases anywhere in the world, regardless of their location, while ensuring oversight of budgets and permissions. You can set permissions based on team roles, manage balances, and easily request cards for new hires. These cards are accepted in over 190 countries at 35 million different sites, guaranteeing secure spending for your team wherever their work leads them. Moreover, you can minimize the costs linked to international credit card usage and eliminate the anxiety of unforeseen fees during the expense reporting process. Your team can also benefit from earning up to 3.5% cashback at top retailers in the UK, which will be automatically deposited into your business account. In addition, you have the ability to facilitate seamless global payments to suppliers, partners, employees, and clients, improving your financial operations significantly. This forward-thinking strategy not only simplifies spending but also enables your team to concentrate on their essential tasks without financial concerns, fostering a more productive work environment. With these tools at your disposal, the potential for enhanced financial management and operational efficiency is greater than ever.

Investing substantial time and effort into your business is crucial, and the Netspend® Small Business Prepaid Mastercard® offers essential features to help you manage your finances effectively. When personal and professional expenses are mixed, keeping a handle on your finances can be quite difficult. The Netspend Small Business Account allows you to organize your finances by keeping all business-related expenses in one place, which simplifies tax filing and alleviates stress. By having a clear and organized record of your business transactions, you can easily export your account data, freeing up more time to focus on growing your enterprise instead of drowning in paperwork. Each transaction is significant for small businesses, and providing diverse payment methods—such as checks, credit and debit cards, or cash—improves customer satisfaction while contributing to your Card Account balance. Furthermore, if your employees are required to make purchases for the company, you can set up subaccounts with limited spending limits linked to your main Card Account. In the end, maintaining precise financial records is vital for the smooth running of any business, ensuring you remain aware of your financial standing at all times. By applying these methods, you can significantly improve both the organization and efficiency of your day-to-day operations, ultimately leading to a more productive business environment.

Rapyd serves as a transformative force in fintech, akin to the impact of cloud computing on the IT sector. By linking companies to an extensive array of payment methods globally, we facilitate seamless international commerce, paving the way for fresh opportunities for both enterprises and consumers alike. Our commitment to enhancing customer experiences and penetrating new markets has led us to establish the world’s most extensive local payments network. This network, comparable to the cloud in its significance, grants access to all available payment options across the globe. Additionally, it equips businesses with the framework to develop their own financial solutions, including e-wallets and payment cards. For instance, digital merchants in Latin America can efficiently accept cash transactions, while online consumers in Asia have the flexibility to utilize their preferred e-wallets. Furthermore, organizations can execute payments to individuals and businesses across the globe with ease. Ultimately, Rapyd empowers you to tap into new markets, unlock fresh potential, and broaden your reach by offering over 900 payment methods in 100 countries, thus redefining the landscape of global finance.

The integration of financial services into applications and customer experiences has been made incredibly simple, akin to a drag-and-drop process. A single, cohesive platform offers a wide range of global financial features. Developers can easily use a user-friendly API to integrate international financial services into their applications or customer interactions without hassle. This platform manages billions of dollars in transactions annually, taking care of your embedded financial services seamlessly. If you have your own financial licenses and operational capabilities, you can combine them with our offerings to tap into new markets. With our straightforward APIs, you can create and implement any financial use case in your customer experience effortlessly. This allows you to concentrate on crafting outstanding products, executing effective marketing strategies, and engaging your customers, while we handle the intricate technical details. You can instantly issue virtual debit cards for one-time transactions, making it easier to manage subscriptions like Netflix. Additionally, integrating wage advancement into payroll systems can significantly boost employee satisfaction. By utilizing these comprehensive tools, businesses can enhance their financial operations with exceptional efficiency and agility. Ultimately, this innovative approach empowers companies to focus on growth and customer engagement rather than getting bogged down by complicated financial processes.

CPI's Card@Once offers a reliable and economical solution for the immediate production of magnetic stripe, EMV, and contactless debit and credit cards, applicable in branches or on request. This cutting-edge service significantly improves the cardholder experience by expediting activation processes, cutting down expenses, and simplifying the replacement of lost or stolen cards. The setup is uncomplicated, requiring only a modest initial outlay, as CPI manages everything from installation to training and continuous support. Card@Once is designed for ease of use, needing merely a power supply and an internet connection, eliminating the need for IT oversight. It meets all security protocols for EMV and dual-interface cards, ensuring secure access through a physical key and code, which guarantees that no sensitive financial institution keys are stored on the device. By focusing on both safety and adherence to regulations, Card@Once facilitates a quick and effortless start. Learn how Card@Once sets itself apart from conventional software purchasing methods and enhances customer service by enabling immediate card issuance. This level of efficiency not only boosts customer satisfaction but also cultivates loyalty and trust in your financial offerings, ultimately leading to a more robust customer relationship. As a result, businesses can enjoy a competitive edge in the financial services industry.

Empower your business with state-of-the-art payment solutions through the issuance and management of cards, which enables firms to make strategic payment decisions while maintaining oversight of their transactions. By providing real-time data access and simplifying reconciliation, all participants stay informed effortlessly, eliminating the need for manual processes. You can either leverage our intuitive dashboard or seamlessly integrate your own system using our APIs to manage payments and reconcile usage data in a secure and cost-free manner. Our advanced payment infrastructure allows you to quickly create the card-based programs your business requires, enhancing your operational agility. We only generate revenue when your content partners utilize the cards issued by your organization for transactions. Through our open API, we have demystified the complex payment issuance process into a few simple lines of code. If you require guidance, our dedicated team of technical support experts is always on hand to assist you. We are proud to offer these advantages at no cost and are excited to announce that our sandbox will be available in just a month. We highly value your feedback on this project, as it will help us improve and tailor our services to better meet user needs. Furthermore, we are committed to ensuring that the onboarding experience is as seamless as possible for all users interested in utilizing our platform.

Kobble is an innovative financial technology platform that leverages AI-driven modular Banking-as-a-Service solutions to expedite the introduction of new financial offerings. This versatile platform empowers banks, nonbank financial institutions, fintech companies, and retailers to swiftly and effortlessly develop and expand their financial products. With Kobble's modular framework, users can seamlessly incorporate features such as Apple Pay and Google Wallet, manage retail and corporate ledgers, create virtual accounts (including BSB/Acc and PayID), and utilize various payment rails like DE & NPP, PayTo, and acquiring services. Additionally, the platform provides card issuance options for prepaid, debit, and bin sponsorship cards, as well as foreign exchange and remittance services. Users also have access to multi-currency accounts, reward and loyalty solutions, and essential compliance tools such as KYC, liveness checks, PEP, and sanctions screening. Other features include personal financial management tools, transaction monitoring for AML and fraud prevention, open banking capabilities, and white-label options, alongside AFSL licensing for enhanced operational flexibility. Overall, Kobble stands out as a comprehensive solution for those looking to innovate in the financial sector.

A simple yet effective solution tailored for your business credit card needs is now available. You can quickly create secure virtual cards specifically designed for employees, projects, and vendors. The Extend App provides an exceptionally user-friendly and secure way to distribute virtual credit cards within your professional network. By utilizing our API, developers gain the tools needed to innovate future products with advanced virtual credit card features. For instance, a well-known online lender has partnered with a resort using Extend APIs to offer guests additional payment options, enabling them to access flexible term loans for various upgrades and improved experiences instantly. Use our APIs to craft a wide array of offerings in payment, lending, and more. One innovative insurtech has implemented Extend APIs to enhance its payment processes, effectively addressing cash flow issues for healthcare providers and benefiting from automated reconciliation and credit card rewards. As businesses strive to innovate and evolve, the possibilities for these APIs to transform industries are truly boundless, leading to new opportunities that can reshape the financial landscape.

Payhawk's corporate Visa cards enable you to streamline manual tasks, boost productivity, and expedite the growth of your business. Become part of a global network of 32 finance teams that rely on our unified solution for their financial needs. Experience the benefits of a system designed to enhance your operational efficiency.

Lithic streamlines the development of payment cards, facilitating better management and oversight of spending. The platform offers a set of tools tailored for developers, enabling quicker market entry and the opportunity to generate additional revenue sources. As your business expands, Lithic's solutions can easily adapt to your evolving needs. It also enhances the customer experience by making the card creation process straightforward, which in turn improves your operational efficiency and simplifies disbursement tasks. You can initiate the process without the hassle of extensive contracts or prolonged sales demonstrations. With no monthly fees and a straightforward pricing model, you can design your payment card in just a few minutes and start using it right away, making it an efficient choice for businesses. This approach not only saves time but also empowers businesses to take control of their financial tools.

Highnote is an all-encompassing platform dedicated to the processing of card issuance and managing programs, enabling digital-first enterprises to effortlessly issue and oversee payment cards that catalyze business expansion and boost profitability. In today's landscape where financial solutions must be forward-thinking, Highnote presents a developer-centric platform designed to make the launch process easier, featuring ready-made collateral templates and established banking alliances that facilitate rapid deployment of financial services. By simplifying intricate fintech operations, Highnote's issuer processor platform, which includes an immutable double-entry accounting ledger, guarantees complete visibility and management of both financial and operational aspects of a business. Tailored to adapt alongside your growth, Highnote promotes innovation while uncovering new revenue streams by delivering a comprehensive approach to card issuance and program management. Furthermore, it provides you with the essential resources to create unique card offerings that align with your brand’s identity, thereby improving your competitive edge in the market. With Highnote, the potential for financial innovation and growth is not just significant; it is virtually boundless, paving the way for transformative business strategies.

PowerCARD-Issuer delivers a wide array of solutions for the issuance and management of different payment methods, such as credit, debit, and prepaid cards. Tailored to meet the needs of a broad spectrum of issuers, it serves everyone from small enterprises to major global financial institutions, including banks, credit organizations, retailers, and independent card processors. With its impressive capabilities in handling multi-currency, multi-product, multi-institution, and multi-language requirements, the platform is adept at managing card portfolios across various countries and issuers within a cohesive global system. The system’s rule-based engines enable the upgrading of payment infrastructures in financial organizations, supporting origination through diverse channels and formats while employing advanced workflow designs that improve the capture and application of payment data. Moreover, the architecture of PowerCARD-Issuer enhances configurability and accessibility, allowing users to utilize information in ways that are typically limited in traditional black-box systems, leading to increased flexibility and adaptability in payment processing. This cutting-edge methodology not only optimizes operations but also equips issuers with the capability to swiftly adjust to evolving market needs, fostering a more responsive financial environment. Thus, organizations that adopt this innovative solution can significantly enhance their competitive edge in the payment landscape.

For almost two decades, HST has led the way in delivering EMV solutions and has supported banks and financial institutions with card issuance throughout the Americas. Whether you are part of a financial organization or a retail company looking to offer instant card issuance to your customers, or if you represent a bureau in need of a centralized issuance solution that can support various vendors, HST offers customized solutions and a committed team ready to guide you through the process effectively. HST provides two unique options for EMV instant card issuance: a flexible cloud-based solution designed for institutions of all sizes and financial capacities, and a fully customizable local option that functions on your own systems. Central Issuance is essential for a holistic card issuance strategy. Ideally, financial institutions would implement a dual system for card issuance, where centrally issued cards cater to larger batch distributions while also facilitating instant card issuance at branches for new accounts or replacements, thereby ensuring a smooth customer experience. This strategic blend not only simplifies operations but also boosts customer satisfaction, positioning HST as a crucial ally in the dynamic financial sector. In addition, as the industry continues to evolve, HST remains committed to innovation and adapting its offerings to meet the changing needs of its clients.

Empower your cardholders with the capability to swiftly issue debit, credit, and ATM cards at your branches, significantly streamlining the entire process. Matica's cutting-edge instant issuance software, Cards on the Spot™, enables the creation and activation of payment cards, including options from Visa and MasterCard, in merely three clicks. This robust, browser-based platform facilitates immediate issuance of various premium card types, encompassing both contact and contactless formats, distinguishing it from other market offerings. Designed to be more efficient, straightforward, and accurate than any alternative, Matica's Cards on the Spot™ stands out in the industry. The software can be easily implemented, updated, and maintained to fulfill all your card issuance needs. Moreover, it integrates flawlessly with core systems and transaction processing networks. With the branch licensing model allowing for unlimited users without extra costs per card or annual fees, financial institutions can find it to be a highly economical option. This innovative solution not only saves time but also significantly elevates customer service by providing immediate access to various payment options. As a result, both branches and customers alike can benefit from a more responsive and efficient banking experience.

Cardless is an innovative platform that provides integrated credit card solutions, empowering brands to create and oversee smooth credit experiences via modular APIs, pre-built components, extensive analytics, and a reliable service framework. It addresses every facet of the credit lifecycle, ranging from application processing and identity verification to virtual card issuance and transaction monitoring, while upholding PCI DSS Level 1 certification and adhering to compliance standards like KYC, AML, and fair lending practices. Developers can tailor their technical configurations by choosing appropriate APIs and components, seamlessly embedding credit solutions into crucial interactions such as online checkouts, bookings, or customer loyalty milestones, thereby ensuring a cohesive user experience. Furthermore, Cardless enhances its offerings with analytics and feedback systems that integrate insights from customer behaviors with credit program data, facilitating the refinement of promotional strategies and customer engagement initiatives. This comprehensive suite of features not only positions Cardless as a key asset for brands seeking to modernize their credit offerings but also helps them stay competitive in a rapidly evolving marketplace. Ultimately, Cardless serves as an essential catalyst for innovation in credit management and customer experience enhancement.

CoreCard offers a robust platform that provides a wide array of software solutions for managing transactions and accounts. With our deep expertise in the payments industry, we deliver outstanding end-to-end software solutions tailored to our clients' needs. Our services empower processors, merchants, and banks across the global payment ecosystem to seamlessly develop and manage a variety of card programs, which include options like prepaid cards, fleet cards, private labels, branded networks, and accounts receivable. We handle everything from the initial account creation and card issuance to transaction processing and managing loyalty programs, as well as billing for accounts receivable and lending services. Furthermore, we support merchant account management, transaction processing, and settlement services efficiently. Our expertise also covers case management, recovery tactics, and automated collections, ensuring a comprehensive approach to your financial needs. Recognizing that the success of any project is crucial, we are committed to accommodating your preferences, whether you decide to license your own system and integrate with third-party services or choose to issue cards through our advanced processing environment. Our dedicated implementation teams, composed of experienced professionals, are always prepared to assist you in addressing all your requirements, reinforcing our commitment to excellence. Together, we can expertly manage every facet of your card program, ensuring a smooth and successful experience.

Presenting an innovative, cloud-based API platform crafted to facilitate swift adaptations to market changes while guaranteeing the scalability and security essential for your business's success. Our all-encompassing platform encompasses a diverse array of products within a cloud-native environment, empowering you to effectively safeguard the future of your enterprise. Utilize our well-equipped platform for Visa, Mastercard, and private labels to effortlessly issue various forms of credit, debit, and prepaid cards. You can efficiently oversee the issuance of physical cards, virtual cards, and single-use cards customized for specific merchants and transactions. Whether you're launching a new banking institution or dealing with legacy systems, our platform enables you to craft exceptional digital products and experiences. Enjoy unbounded flexibility to innovate and even create your own unique digital wallet that can compete with the most prestigious options on the market. Moreover, manage transactions for both sellers and buyers seamlessly across any device or platform, while introducing cutting-edge loan products that can scale rapidly and penetrate the market swiftly. Take advantage of the Pismo platform for streamlined booking, disbursement, automated repayments, and beyond, ensuring an efficient operational workflow. With our robust solution, your business is well-equipped to flourish amidst the continuous changes in the financial landscape. Ultimately, the possibilities for growth and innovation are limitless, paving the way for a bright future.

Make use of SAP's card management platform to efficiently oversee a variety of cards such as credit, debit, and loyalty cards, while managing all related processes like authorization, clearing, settling, and integration. This platform allows you to customize products that specifically meet the demands of your clientele, all while providing services that emphasize results. You have the ability to design and package your own card offerings, streamlining their introduction to the market by taking charge of the issuing process. By incorporating cutting-edge solutions such as token services, virtual cards, and personalized wallet features, you can maintain a competitive edge. Enhance the customer experience by motivating cardholders to use their cards more frequently and by investigating opportunities for partnerships and co-branding. Utilize real-time card data to create targeted campaigns, marketing initiatives, and tailored offers for your customers. Furthermore, bolster your market position by developing a loyal customer base through efficient cross-selling strategies, ensuring that your business experiences continuous growth and long-term success. This comprehensive approach not only strengthens customer relationships but also drives innovation in your service offerings.

Imprint focuses on creating co-branded financial products, including credit cards, deposit accounts, and installment loans, designed to assist partner brands in achieving significant business outcomes. Their advanced platform, Imprint Core, allows for tailored offerings that meet the unique requirements and goals of each partner brand. This flexible technology fosters personalized customer interactions that align with specific brand identities. Additionally, the rewards system can be fine-tuned at both the customer and SKU levels to drive targeted business objectives, while bespoke marketing initiatives ensure meaningful customer engagement that reflects the brand's core values. Imprint prioritizes transparency and fairness, delivering user-friendly experiences that provide clear information about payments, fees, and rewards. Furthermore, the application process is crafted to ensure that applicants' credit scores remain unaffected if they are declined or choose not to accept an offer, enabling customers to consider their options without anxiety. This dedication to customer satisfaction and brand synergy distinctly positions Imprint within the competitive financial services sector. In this way, they not only enhance brand loyalty but also drive long-term growth for their partners.

Flinks facilitates the secure, consent-driven sharing of financial data, allowing you to connect consumers seamlessly with their desired services. With Flinks Enrichment, you gain an intelligent analytics framework that enhances both retail and business banking data, making it effortless to derive actionable insights for various applications, including credit risk evaluation, income verification, life event detection, and fraud prevention, regardless of whether you source data from Flinks or utilize your existing integrations. Flinks Connectivity boasts the most extensive financial data network coverage available, enabling your customers to effortlessly and securely link their financial accounts so you can access the necessary data for your services, from KYC requirements to transaction histories and asset information, making it a crucial asset for your business to gain a competitive edge. Additionally, Flinks Outbound equips you with the necessary Open Banking infrastructure to swiftly launch and adapt in an ever-evolving market and regulatory landscape; succeeding in open banking transcends mere technology and APIs. Our extensive ecosystem of third-party applications, already embraced by millions of Canadians, can serve as a powerful launchpad for your initiatives, ensuring that your services are not only innovative but also widely accessible.