What is Column?

Column is a nationally chartered bank specifically tailored for developers and builders aiming to innovate in financial product creation. By establishing its own core banking system, ledger, and data infrastructure, Column eliminates the dependence on conventional middleware, which allows developers to engage directly with the U.S. banking system. This forward-thinking approach facilitates seamless connections with the Federal Reserve, greatly enhancing the efficiency of processes such as money transfers, account setups, and card program management. Key services include ACH origination, wire transfers via FedWire, real-time book transfers, and the ability to open FDIC-insured bank accounts through a user-friendly API. Additionally, Column supports the development of customized card programs by providing unique Bank Identification Numbers (BINs) and maintaining compatibility with major networks and issuer processors. Beyond these primary offerings, Column also presents a variety of lending solutions, encompassing loan origination, debt financing, and loan purchase programs, which further aid companies in broadening their lending operations. With its extensive range of services, Column distinguishes itself as an invaluable ally for those engaged in the financial technology landscape, promoting innovation and efficiency across the sector.

Pricing

Price Starts At:
$0.50 per transaction
Free Version:
Free Version available.

Integrations

Offers API?:
Yes, Column provides an API
No integrations listed.

Screenshots and Video

Column Screenshot 1

Company Facts

Company Name:
Column
Date Founded:
2021
Company Location:
United States
Company Website:
column.com

Product Details

Deployment
SaaS
Training Options
Documentation Hub
Online Training
On-Site Training
Support
24 Hour Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Column Categories and Features

Loan Origination Software

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application