Top Epay Alternatives

Melio serves as a streamlined accounts payable solution aimed at enhancing bill payment processes, optimizing operational workflows, and boosting cash flow management for businesses of all sizes. To get started, enjoy 90% off any premium plan for the first three months. Melio’s platform enables users to make payments to vendors via online bank transfers or credit and debit cards, even when those vendors only accept checks, which not only helps in managing cash flow but also allows users to earn rewards. Melio integrates seamlessly with accounting software such as QuickBooks and Xero, ensuring that your financial records remain current. With Melio, you’ll get to streamline your day-to-day work. Either input vendor information or bill details manually, upload documents, or take a photo of the invoice for quick processing—it’s incredibly user-friendly. Payments can be scheduled in alignment with your cash flow strategy, and Melio will make those payments happen. International vendors? Our platform facilitates payments to global vendors in USD or the local currency, ensuring smooth transactions for various services and products. This comprehensive approach makes managing accounts payable more efficient and less stressful than ever before. Finally, no matter where your business takes you, Melio can follow—just be sure to download the mobile app, available on iOS and Android, to manage your business payments on the go.

If you’re interested in buying property in another country, moving abroad, organizing a wedding, or sending money to friends and family in different nations, we can guarantee that your funds will arrive safely at their intended destination. As a prominent foreign exchange provider with a global presence, we are dedicated to delivering tailored FX solutions for businesses of various sizes across multiple industries. Our card allows you to load as many as ten different currencies, enabling you to access travel funds at millions of locations worldwide without facing ATM or card payment fees. You can collect foreign currency and travel funds from moneycorp to benefit from our attractive exchange rates and low fees. Stay informed with our daily market insights to keep track of the latest developments in the foreign currency exchange market. Whether you are looking to invest in a vacation property, convert your salary, send money to family, or finance your dream wedding abroad, our award-winning services ensure that your funds are dispatched quickly and securely. In a world where managing overseas financial transactions can be complex, we simplify the process and make it hassle-free for you. With us, navigating your international financial requirements has never been more straightforward or efficient.

Sila operates a comprehensive payment platform that delivers Banking-as-a-Service via a developer-centric payment API, ensuring scalability and enabling quick, secure money transfers. This platform simplifies the process of creating and launching fintech applications and integrated payment solutions across various sectors, including finance, cryptocurrency, and Web3. Among Sila's features are Virtual Accounts, Digital Wallets, KYC/KYB services, and ACH payment APIs tailored for software development teams. Furthermore, additional capabilities can be accessed through a range of pre-approved, integrated partners, each providing varying levels of support. Sila’s excellence in the industry was highlighted when it received the Best Payments as a Service Platform award at the 2022 Embedded Banking Awards by Tearsheet. The company operates out of Portland, Oregon, and continues to innovate in the financial technology space.

Our dedicated business team supports customized international payment options. Effectively manage foreign exchange costs and elevate your global footprint with fast, safe, and reliable payment solutions. A proactive risk management approach helps you maintain steady cash flow and protect against unpredictable market changes. Aligning with the right partner is essential whether you’re processing a single invoice or launching a global business, as it can help you cut expenses and discover new opportunities. Streamline your payment acceptance to unlock new global business prospects with our secure multi-currency accounts. Navigating foreign currency transactions should be easy and cost-effective, enabling you to concentrate on expanding your operations. Our innovative solutions empower businesses to succeed in various international markets while adapting to the unique challenges they present.

We are excited to present a thorough multi-currency account tailored to enhance global foreign exchange transactions, empowering users to easily receive, pay, and convert various currencies. Prioritizing security and adherence to regulations, our service guarantees uninterrupted fund transfers around the clock, coupled with competitive exchange rates and low fees, enabling hassle-free online transactions through a single account. This innovative solution has gained popularity among 550,000 import and export companies looking for effective trading alternatives without the typical worries surrounding financial safety. Backed by our Money Service Operator (MSO) license, we collaborate with leading domestic and international banks, establishing a strong framework for anti-money laundering and fraud prevention. Furthermore, our sophisticated artificial intelligence-driven risk management system aids suppliers in meeting compliance obligations for anti-money laundering measures and cross-border currency declarations, thus ensuring the secure transfer of funds to the mainland through legitimate channels. By streamlining international transactions, we not only enhance convenience but also instill greater trust in financial activities for businesses across the globe. Ultimately, our comprehensive approach offers both efficiency and security, allowing companies to focus on growth and expansion.

We function under the supervision of the Financial Crimes Enforcement Network, which is part of the United States Department of the Treasury. Although our rates and fees may exceed those of conventional banks, we have successfully facilitated over $100 billion in secure global transfers since 1998. OFX is designed to make international transfers more economical, featuring zero OFX fees, attractive exchange rates, and a range of transfer options that cater to various business types. We serve businesses of all sizes, and to provide you with the most relevant information, we simply request details about your company's size and nature. Please choose the option that best describes your business. By integrating cutting-edge technology with an extensive network of international financial institutions, we deliver a fast, adaptable, and secure method for transferring money globally. Our services enable the dispatch of funds to more than 190 countries, supporting over 50 currencies. In an ever-evolving world, we make sure that every aspect of our service is thoroughly considered. Allow us to assist you in simplifying your international transactions today, ensuring a seamless experience every step of the way.

Explore the option of establishing an account specifically designed for international money transfers that cater to the unique requirements of your business. Are you in search of an alternative to traditional banking? With XE, you can quickly and securely manage your global invoices while benefiting from attractive rates. If you need help with currency exchange, our sophisticated tools and technology facilitate timely and cost-effective payments to your international suppliers, allowing you to focus on expanding your business operations. Worried about how fluctuations in currency might impact your earnings? We prioritize understanding your individual business challenges and develop tailored strategies to effectively minimize risks. XE provides a comprehensive range of international money transfer services along with solutions for managing currency risk. Our team of foreign exchange professionals works closely with businesses of all sizes across the United States to improve their currency exchange results. Enjoy competitive rates for your overseas transactions and complete your online transfers in just a few minutes. By collaborating with XE, you can confidently navigate the intricate landscape of international finance with ease, ensuring your business remains agile and resilient in a dynamic market. Moreover, our commitment to customer service ensures that you have support whenever you need it, giving you peace of mind as you engage in global trade.

We proudly present Business-in-a-Box, an all-encompassing solution that integrates a multi-currency account with international payment features, along with accounting, legal, and virtual office services. This comprehensive financial platform is meticulously crafted to facilitate the seamless launch, management, and growth of your business. You can easily send and receive payments in over 150 countries while taking advantage of favorable foreign exchange rates. The convenience of multi-currency accounts, which include local bank details for more than 14 major currencies, allows for smooth transactions via SWIFT, SEPA, Faster Payments, and various local payment systems. Moreover, you can oversee accounting and legal responsibilities of different complexities from a single platform, ensuring your business operations remain efficient and organized. With Business-in-a-Box, you can concentrate on expanding your enterprise, free from the complications of managing multiple services. This holistic approach empowers you to navigate the complexities of global business with confidence and ease.

We facilitate international payment processes, enabling you to enhance customer satisfaction effortlessly. Transform your foreign remittance and mobile transaction experiences today. Money service providers can broaden their presence across various countries, ensuring fast remittance options for individuals. Our integrated platform makes it easy for businesses to execute cross-border transactions without hassle. Moreover, we provide options for international airtime recharges, mobile top-ups, and bill payments. A prominent telecommunications firm in the Middle East significantly boosts its mobile and airtime offerings, bringing immediate advantages to over 7 million active users. With our remittance solutions, clients can send money home safely and reliably. For those utilizing mobile applications or internal payment infrastructures, our advanced API offers real-time performance tracking for optimal efficiency. You will also gain access to extensive resources, inclusive of technical documentation and source codes. We invite you to explore our intuitive live test, which allows you to engage with our API firsthand, ensuring you are fully prepared for implementation. Additionally, our dedicated support team is available to assist you throughout the integration process.

Our cutting-edge technology enables you to seamlessly integrate digital dollar accounts and real-time payment solutions into your services, unlocking fresh financial opportunities for your customers. With a user-friendly API and an online dashboard at your disposal, you can exercise complete control and customize the user experience to fit your needs. Customers can benefit from US-based digital dollar accounts featuring segregated funds, speedy cross-border transactions, saving options, and attractive foreign exchange rates. Our secure, developer-focused API facilitates effortless borderless payments and digital dollar transactions for your business. This solution grants companies quicker and more efficient access to international products and services, while organizations can oversee their treasuries across borders with fewer delays and a lower risk of mistakes. By helping your clients receive payments from users all over the globe, you provide them with vital US banking credentials and dollar accounts that ensure immediate liquidity. This, in turn, allows businesses to pay their international workforce accurately and in compliance with regulations. Moreover, we guarantee that customers can execute rapid and economical transfers when sending or receiving funds, significantly enhancing their overall financial experience. In the ever-evolving landscape of global finance, our solutions stand out in providing both reliability and innovation.

TransferMate is recognized as a leading global provider of B2B payment solutions, managing billions in international transactions for many esteemed brands across the globe. We have attracted considerable investments from major financial entities like ING Group N.V. and Allied Irish Bank, underscoring our credibility in the industry. Whether you are affiliated with a bank, a corporation, or an educational institution, TransferMate is engineered to help you optimize both time and financial resources through our innovative payment solutions. Our platform is designed for ease of use, comes with no setup fees, and integrates effortlessly with our vast network of global banking partners. Users can anticipate same-day payments along with immediate confirmation of receipt, guaranteeing accuracy while sidestepping expensive wire transfer costs. Transparency is paramount, as the entire operation occurs within a fully regulated framework. We enable the conversion of your local currency directly into your recipient's currency, ensuring a seamless transaction experience. By stabilizing foreign exchange rates, eliminating wire fees, and simplifying administrative functions, you can significantly boost operational effectiveness. With TransferMate, you can seamlessly embed international payment solutions into your existing processes, offering your users intelligent payment options—all within one comprehensive platform—thereby transforming your payment systems and enhancing overall efficiency. Ultimately, our commitment to innovation and customer satisfaction sets us apart in the competitive landscape of global payments.

Songhai Exchange (SHE) serves as a sophisticated cross-border payment platform that simplifies a range of payment options—such as bank transfers, cash pickups, mobile money, and bill payments—across various regions within Africa via a single interface. By facilitating the movement of funds from all over the globe into Africa and enabling transactions between African countries, SHE significantly boosts financial connectivity across the continent. The network is composed of banks, payment service providers, money service businesses, and a variety of partners spanning Africa, Europe, the Middle East, and the United States. As the leading and most cost-effective payment switch aimed at the African market, SHE reduces the costs linked to remittances by removing the necessity for payment aggregators, thus allowing organizations to connect directly with banks. Moreover, SHE offers payment service providers within its ecosystem crucial access to international money transfer operators and financial institutions, which enhances their operational efficiency. This platform represents a collaborative effort between FinCode and CSL Capital Limited, marking an important advancement in payment solutions for the region. With this innovative framework, SHE aspires to stimulate economic development by improving the efficiency and trustworthiness of financial transactions throughout Africa, ultimately contributing to a more interconnected financial landscape.

Establishing a complimentary account takes just a few minutes, allowing you to benefit from excellent currency exchange rates while easily overseeing your account via your smartphone, and sending funds to more than 180 countries around the globe. Moreover, you can execute instantaneous SEPA transfers anytime, day or night, all year round. Paysera is relied upon by over 13,000 merchants for processing transactions in their online shops and enterprises, and we provide user-friendly plugins for over 20 CMS platforms, making integration straightforward and efficient. Delve into the Paysera payment initiation service, which is a preferred, cost-effective solution for payment processing that many business clients appreciate. With support for a variety of payment methods, a free ticket checking application, and some of the most attractive prices within the ticketing sector, Paysera guarantees real-time ticket payments and offers creative ticket designs. In addition, payments can be facilitated through mobile operators across more than 55 countries, enhancing its appeal for users all over the world. Experience the convenience and effectiveness of managing your financial activities with Paysera's diverse and comprehensive offerings, which can simplify your transactions and elevate your online business experience.

Broaden your business reach on a global scale with Tazapay, the dependable solution for cross-border payments. By eliminating the necessity for local partners, you can simplify your international transactions, making the process of global trade both effortless and effective. Tazapay provides a unified platform designed to optimize the collection of payments worldwide, guaranteeing that your financial processes operate without a hitch. Your funds are safeguarded until the shipment is verified, and should any delays occur, you are guaranteed a full refund, ensuring peace of mind. Once the products are shipped, the complete payment is swiftly released to you, eliminating the risk of buyers withholding funds as long as you fulfill your obligations. Serving as a reliable intermediary, Tazapay holds the buyer's payment until the vendor has provided the promised service. After confirming that the service has been completed, Tazapay promptly disburses the payment to the vendor without unnecessary hold-ups. All funds placed in escrow are strictly segregated and secured by leading banking institutions, operating within a robust regulatory environment. Furthermore, we manage all compliance and regulatory obligations, allowing you to concentrate on what you do best—growing your business. You can also customize the milestones for payment releases to align with the unique requirements of your organization. Our services encompass Know Your Customer (KYC) and Know Your Business (KYB) processes, along with meticulous verification of shipping documents, ensuring that you have complete confidence in every transaction. This thorough methodology not only secures each transaction but also facilitates your successful expansion into international markets, opening new avenues for growth and opportunity. With Tazapay, you're not just conducting business; you're building a global enterprise.

Discover the simplicity of transparent payments alongside the confidence of assured growth. Whether you represent a business or are acting as an individual, our money transfer services are crafted to be swift, safe, and cost-effective, consistently offering better rates than traditional banks. Effortlessly handle payments to your global suppliers, oversee your international earnings, invest abroad, or remit funds back home with ease. Dunbridge Financial is transforming the international money transfer industry, providing a customer experience that far surpasses that of traditional banking. By utilizing state-of-the-art technology, competitive rates, and exceptional convenience, we are redefining the landscape of global payments. Our all-encompassing digital platform features services like foreign exchange, international payments, bulk payments, and invoice financing, empowering our clients to succeed effortlessly. With 24/7 trading and premium customer service, we guarantee that your transactions are not only fast and transparent but also that fees remain below 1%. Choose Dunbridge Financial, where we make your financial journey more seamless and effective than ever before, ensuring you stay ahead in a competitive market.

At WorldFirst, we are committed to streamlining international business payments by providing a platform that simplifies global money transfers. Our service allows customers to easily set up one or more local currency accounts at no charge, facilitating foreign exchange transactions in 68 currencies with impressive speed and ease. Businesses can effortlessly collect payments from international marketplaces, convert funds at their convenience, and manage various currencies through a single, centralized account. This system is particularly advantageous for companies that import goods and need to make payments to overseas suppliers efficiently. Alongside secure and prompt international transfers, our comprehensive hedging solutions help mitigate risks, ensuring that your financial plans and future goals are protected. Additionally, our platform enables the execution of mass payments in a single transaction, which can greatly save both time and money. With the capability to open up to 10 local currency accounts, businesses can begin receiving funds from global markets almost immediately, allowing for effective management of payments and repatriation of funds. This flexibility not only boosts operational efficiency but also plays a crucial role in fostering your business's growth and stability in the increasingly competitive global marketplace. Investing in our services means entrusting your international financial operations to a partner dedicated to your success.

With more than $17 bn processed on our platform Trusek enables FinTechs, FIs & Banks to launch new products 10 times faster than traditional development. We empower FinTechs & FIs to innovate faster, scale seamlessly & reduce costs Trusek’s Payment & Settlement module supports: - Real-time Payment Processing through 3rd Parties connected to Payment Networks/ Schemes - 3rd Party Integrations with 3rd-party banking & payment providers via APIs - Real-time Account Updates on account balances & transaction status - Dual entry accounting throughout - Efficient Bulk Payment processing of bulk payments & payouts - Streamlined Reconciliation: Real time Bank Reconciliation reports - Comprehensive Reporting: Generates customer statements Trusek's robust Foreign Exchange capabilities, offer seamless integration with a wide range of 3rd-party Forex Providers ensuring access to the global currency markets you require. Features include: - Extensive Currency Support: Access over 65 currencies - Single account holding multiple currency balances - Control Over Conversions: No forced conversions. Maintain full control over when & what currency conversions are executed - Comprehensive Trading Support: Supports Spot, Limit, & Future trades - Real-time Operations: real-time currency conversions & Tx recording - Streamlined Account Management: Currency accounts set up in real-time - Efficient Reconciliation: accurate & timely reporting - Comprehensive Reporting: on foreign exchange operations The API Connections Hub expands the service capability and supports integration with 3rd party Fx, Payments, Risk, Compliance & Financial services providers - External integrations may include: - Currency exchange - KYC/sanctions checking - AML transaction monitoring - Banking and reconciliation - Savings, Loans & Overdrafts - Visa/MasterCard issuing Why wait? DIY takes more than 60 weeks. ** We deliver in less than 6! **

At Key Currency, we have helped numerous clients effortlessly send money abroad. Our commitment is to provide a service that emphasizes safety and integrity as our top priorities. As an FCA-regulated Authorized Payment Institution, we ensure that all money transfers are conducted through secure client accounts. Clients benefit from our tailored service and expert advice on exchange rates. Unlike traditional banks or online services that enforce fixed rates, we engage in conversations with you to identify the best times for currency exchange. Experience quick and uncomplicated transfers whenever you need to move your funds urgently. Eliminate the stress and hassle of recurring transfers, which is particularly beneficial for managing salaries, pensions, mortgage payments, and rent. We continuously track the market to pinpoint your ideal rate and will notify you when conditions become favorable. Additionally, if you wish to lock in a rate but are not ready to complete a transfer, we can help you with that as well, providing you with options customized to your requirements. Our goal is to ensure that every client feels confident and supported throughout the transfer process.

Airwallex provides a business account aimed at enterprises operating on a global scale. With features that support multiple currencies, your account allows you to gather and maintain funds in over 11 currencies, helping you avoid the complications of double conversions. Quick issuance of virtual debit cards is available for both you and your team members. You can send money across borders in as many as 23 currencies without incurring fees or experiencing delays. By integrating our API, you can significantly enhance your platform's product offerings and facilitate business growth. Customers located internationally have the ability to invoice and receive payments in the currency of their choice. Seamlessly connect your business accounts with major platforms like Amazon, eBay, and Shopify. You can make payments in the original currency or convert them to USD for withdrawal based on current foreign exchange rates. The process of issuing new virtual payment cards takes just seconds, and through our online platform, you have the flexibility to adjust spending limits or revoke access as necessary. This comprehensive service promotes efficient financial management for businesses operating in a diverse global market.

Every business has distinct needs, and our wide-ranging currency transfer services are designed to be customized to address those specific requirements while protecting your financial gains. We assure you of access to the most competitive exchange rates whenever you need to carry out an urgent transaction. By locking in an exchange rate for up to two years ahead, you can manage your budget more efficiently and protect your assets from unfavorable market shifts. Our Limit Order feature enables you to aim for a better exchange rate than the current one, allowing us to automatically execute your transfer once the market hits your preferred target. Moreover, you can reduce the risk of an unforeseen drop in exchange rates by setting a worst-case scenario rate, enabling you to wait for more advantageous conditions while ensuring that your transfer remains safeguarded against possible declines. Our dedication to keeping you updated on the latest currency trends, along with support from a dedicated Account Manager, empowers your business to time its currency transfers optimally. This proactive strategy not only helps you respond to market fluctuations but also encourages you to plan strategically for the future. By leveraging our services, you can navigate the complexities of currency exchange with confidence and clarity.

Open an international bank account for free to facilitate seamless global payments and currency conversions from a single platform. Leverage your account details to collect multiple currencies like pounds, dollars, and euros, just as if you were operating locally, while gaining control over your income. Effortlessly invoice clients in a familiar manner and manage your earnings with efficiency. Experience hassle-free online currency exchanges, avoiding the inconvenience of lengthy bank queues or unforeseen issues. With a Grey international bank account, enjoy quick and convenient global money transfers. You can easily share your account information to receive funds or use your debit card for purchases abroad. To verify your identity, provide a government-issued ID and register effortlessly online or via our app using only your email. We assure you that your funds are never loaned out and remain secure with our reliable institutional partners, giving you peace of mind. Our dedicated anti-money laundering and security teams consistently work to protect your account from fraudulent activities, ensuring you always feel safe. Trust in our unwavering commitment to safeguarding your financial transactions and maintaining their integrity at all times, while benefiting from a user-friendly experience tailored to your needs.

M-PESA is recognized as the premier mobile money service across Africa, holding the title of the continent's top fintech platform. Its popularity as a payment solution is embraced by both banked and unbanked individuals, primarily due to its exceptional security features and user-friendly interface. The service is designed to accommodate millions of users who own mobile phones but may not have access to conventional banking services or face significant limitations in that area. Presently, M-PESA boasts over 51 million active customers spread across seven African countries, providing them with a dependable, safe, and cost-effective way to transfer money, recharge their mobile airtime, pay bills, receive salaries, and obtain short-term loans, among numerous other services. To initiate the use of M-PESA, customers typically visit authorized agents, which are often small kiosks or retailers such as barbershops and bakeries, where they can exchange cash for electronic currency. After going through a simple registration process, users can quickly send money to friends and family within the country, making financial transactions more straightforward than ever before. This groundbreaking service is not only revolutionizing the way people engage with their finances but is also significantly improving the economic conditions of its users, fostering greater financial inclusion throughout the continent. As M-PESA continues to evolve, it plays a vital role in shaping the future of financial services in Africa.

Send money across borders effortlessly with Xoom, a service from PayPal that allows for seamless deposits into bank accounts. You can transfer funds to almost any bank account or choose cash pickups from thousands of partner locations globally. Moreover, Xoom provides the option to deliver money directly to the recipient’s home. You'll receive updates through real-time text messages, email notifications, or by accessing your online account, and our dedicated support team is available 24/7 to assist you. With Xoom, you can be confident about knowing the precise fees and the total amount your recipient will receive, which fosters transparency in every transaction. For any help you might need, our Help Center is always available, and we encourage you to reach out if you have questions. We prioritize your safety by securing your financial information with advanced encryption and continuous fraud monitoring to ensure your transactions are protected at all times. We guarantee that your funds will be delivered as promised, or we will fully refund your transaction. Your satisfaction is of utmost importance to us, and we're committed to providing a smooth transaction experience while ensuring that you remain informed every step of the way. Keep in mind that while we strive for quick money transfers, various factors can influence the speed of the service.

Create an online IBAN account tailored specifically for small and medium-sized enterprises, independent contractors, and established businesses. Benefit from seamless banking solutions that offer outstanding features rarely seen in the market. Receive free physical and virtual cards for both you and your colleagues, enhancing your financial flexibility. Easily manage your finances by saving, exchanging, spending, and receiving funds as if you were a local in more than 150 nations worldwide. With this service, your financial management becomes more efficient, enabling you to concentrate on expanding your business ventures while enjoying peace of mind.

Experience Dandelion, our cutting-edge payments platform designed to transform the integration of cross-border real-time payments for fintechs, banks, ERPs, and technology platforms catering to both business and consumer demands. Since Euronet's acquisition of Ria Money Transfer in 2007, Ria has significantly broadened its reach from merely providing consumer remittances at 42,000 cash points—mainly in Latin America—to offering diverse alternative delivery methods, including bank transfers and digital wallets. At present, the Ria network supports over 3.7 billion accounts and approximately 500,000 cash locations, allowing us to connect with around 170 countries and territories worldwide. Originally developed for internal operations, this extensive network is now accessible to external partners, enabling them to benefit from its vast capabilities. By entering into a single contract and leveraging a unified API, you can harness the extensive benefits of the Ria network, which includes access to digital accounts, cash locations, compliance, and settlement services, all delivered at the speed of real-time payments to ensure your financial transactions are both effective and streamlined. Through our Dandelion platform, we are committed to equipping businesses with essential tools to succeed in an ever-evolving global marketplace, fostering growth and innovation. Our aim is to create an interconnected ecosystem that simplifies financial operations for our partners.

Félix offers a modern remittance service that simplifies the process of sending money from the United States to Mexico, Guatemala, and Honduras. By leveraging WhatsApp, users can easily transfer funds without the need for any additional applications or the creation of new accounts, which significantly enhances convenience. The platform features competitive exchange rates and maintains a fixed fee of $2.99 per transaction. Transfers to bank accounts are nearly instantaneous, while cash pickups at designated locations usually make funds accessible within half an hour. Félix collaborates with top remittance providers in these countries to ensure that recipients have easy access to their money. Tailored for Latino communities in the U.S., it serves as an efficient and cost-effective way for individuals to support their families across borders. To further advance the remittance industry, Félix employs Blockchain technology and Artificial Intelligence, aiming to transform the traditional payment landscape. This cutting-edge strategy not only improves the overall user experience but also guarantees the security and transparency of each transaction, making it a reliable choice for international money transfers. As more users discover its benefits, Félix is poised to become a key player in the future of remittances.

Introducing TapiX, a service utilizing the Dateio API to enhance real-time payment information, providing accurate details related to transaction IDs. The TapiX REST API not only enriches payment data with elements such as company logos, precise company names, GPS coordinates, business types, Google Place IDs, company URLs, and subscription detection, but we have also commenced a pilot program for income detection and transfer enrichment. This added layer of enriched data equips businesses with a comprehensive set of insights, enabling them to make informed decisions rooted in a thorough comprehension of their clientele. Ultimately, TapiX empowers organizations to navigate their financial landscapes with greater clarity and confidence.

TransferGo streamlines the international money transfer experience, ensuring it is both secure and cost-effective for millions globally. The service boasts fast transfers at competitive rates, allowing transactions in 164 countries and across 41 currencies, a figure that is steadily increasing. As an online platform, TransferGo provides direct currency exchanges at fixed rates, making the process straightforward for users. Founded in 2012 and headquartered in Vilnius, Lithuania, the company has broadened its reach with offices in cities such as London, Kaunas, Warsaw, and Kraków. Users benefit from various payout options, including bank transfers, card payments, and e-wallets, although cash payouts are not available through physical locations; instead, they partner with local entities for cash distribution in specific areas. Presently, TransferGo serves over 7 million users from more than 160 countries, enabling them to transfer funds nearly anywhere in the world. Clients can send money to bank accounts, e-wallets, or cards, and they have the flexibility to initiate transfers directly from their bank accounts or cards. With its user-friendly interface and diverse selection of services, TransferGo has become the go-to option for individuals seeking efficient international money transfers. Furthermore, the platform continues to innovate and enhance its offerings, further solidifying its position in the competitive financial technology landscape.

Our extensive platform is tailored to meet the banking and financing requirements of the 41% of underserved micro, small, and medium enterprises (MSMEs) in Southeast Asia, translating to over 70 million businesses. We deliver innovative, adaptable, and secure financial products at competitive prices to empower entrepreneurs in their endeavors. Our suite of services includes Digital Business Accounts, Multi-Currency Business Accounts, Buy Now Pay Later (BNPL), Crowd Funding, Visa Business Cards, as well as local and international money transfers, alongside Team and Spend Management tools, all aimed at promoting entrepreneurial advancement. A primary aspect of our Supply Chain Financing is to improve cash flow for businesses like yours while fostering robust relationships with your buyers. By participating in our supply chain financing program, manufacturers can receive immediate payment upon delivery of their goods, and distributors enjoy a manageable repayment structure on a monthly basis. Ultimately, effective supply chain financing plays a vital role in enhancing your global working capital strategy and securing long-term success for your business. Through our offerings, we aspire to build a more equitable financial ecosystem for MSMEs throughout the region and to create lasting impacts on the entrepreneurial landscape.

MTA is a comprehensive, cloud-based solution crafted to optimize all aspects of your money transfer, virtual account administration, or foreign exchange activities. Serving banks, bureaus de change, and various financial enterprises, MTA equips you to offer a wide range of services such as local and international money transfers, bill payments, currency conversions, mobile top-ups, peer-to-peer wallets, management of virtual accounts, cryptocurrency transactions, and points for deposits or collections. Clients can conveniently access these offerings through their smartphones or computers, ensuring a seamless experience. This software provides a pre-configured solution that can be customized with specific functionalities tailored to your business's distinct requirements. MTA enables money transfers to all countries globally and accommodates more than 150 currencies, thus broadening your international reach. Moreover, it features intuitive customer management tools and various interfaces suited for different user types, making it versatile for numerous business contexts. By leveraging MTA, you can enhance your financial services and deliver cutting-edge solutions that address the changing demands of your customers, ultimately fostering stronger client relationships and greater satisfaction.