Top First Street Alternatives

SafetyCulture is a mobile-centric operations platform designed to equip users with the knowledge, tools, and processes necessary for ensuring safety, achieving elevated standards, and fostering continuous improvement, providing a more efficient way to operate. Initially launched as a digital checklist application, it has since transformed into a comprehensive platform that facilitates inspections, addresses and resolves issues, manages assets, and supports on-the-move team training, enhancing overall productivity and safety practices. This evolution reflects a commitment to innovation and adaptability in the ever-changing landscape of workplace safety and efficiency.

Moody's Climate on Demand provides crucial insights by harnessing extensive data and analytics to pinpoint both existing and forecasted location-specific hazards to tangible assets stemming from climate-related damages and operational disruptions. With a worldwide scope, it offers hazard and impact risk scores alongside scenario analysis capabilities projected through 2100, in addition to metrics that address the financial repercussions of climate change. The platform evaluates susceptibility to six major climate threats: flooding, heat stress, hurricanes and typhoons, rising sea levels, water scarcity, and wildfires. By allowing users to analyze physical climate risks for distinct assets and portfolios, it enables the incorporation of climate risk into property valuations, due diligence, impact assessments focused on climate relevance, and compliance with regulatory requirements. Moreover, the tool assists in pinpointing assets that face heightened risks from climate events, monitors portfolio vulnerability, and reinforces thorough due diligence in property investments by quantifying climate-related risks effectively. This multifaceted strategy not only empowers stakeholders to make well-informed decisions but also enhances their understanding of the intricate landscape of climate risk management and its implications for future investments.

Orbital Stack is a web-based platform that leverages AI and computational fluid dynamics to deliver preliminary qualitative insights, assessing various land-use scenarios and identifying potential issues. It facilitates the creation of environmentally responsible and high-performance developments that conventional studies cannot achieve. Developed by leading authorities in microclimate engineering and aerodynamics, this innovative tool revolutionizes the architecture and construction sectors by providing clients with immediate access to analyses related to wind comfort, safety, thermal comfort, shadowing impacts, and cladding pressure simulations. Consequently, architects can rapidly grasp the climatic implications of their design concepts, leading to more informed choices and ultimately fostering the development of more resilient and efficient projects. As a result, Orbital Stack not only enhances design accuracy but also promotes sustainable practices in the built environment.

HurLoss is ARA's sophisticated hurricane catastrophe model designed specifically for property insurers, reinsurers, brokers, and ILS managers to effectively manage risks in hurricane-prone areas. Established in 1998, HurLoss has been pivotal in shaping structural engineering standards in states affected by hurricanes and has played a key role in federal emergency management and mitigation efforts since 2003. The model offers an extensive event set that encompasses the entire North Atlantic basin, including regions like the U.S., the Caribbean, Bermuda, as well as parts of Canada, Mexico, and Central America. What distinguishes HurLoss is its unique physics-based approach to hurricane hazard modeling, which integrates engineering load and resistance analysis based on foundational principles and validated through claims data. Furthermore, the model includes projections for future climate scenarios, allowing users to assess risks with both present and future climatological data, such as changes in sea surface temperature and wind shear. This innovative perspective not only enhances risk assessment but also empowers stakeholders to develop robust hurricane risk management strategies that are adaptable to evolving climate conditions, ultimately ensuring a more resilient approach to disaster preparedness and response.

Geospiza PATH™ serves as an intuitive platform tailored for the evaluation of climate-related risks, equipping risk managers, sustainability teams, operations staff, and asset managers with the tools necessary to accurately assess and alleviate the dangers posed by climate change and natural disasters. The platform visually delineates how various assets are susceptible to threats like floods, extreme temperatures, droughts, hurricanes, cyclones, and wildfires, while also evaluating the potential costs and advantages of several risk management approaches. By incorporating up-to-date climate change information, Geospiza allows for a seamless shift from uncertain risks to practical solutions. Users can apply climate change analytics and disaster modeling across diverse sectors, including infrastructure, workforce, investments, and regions of strategic significance, all presented through an interactive map. By engaging with sophisticated climate risk models, organizations can achieve an in-depth understanding of the environmental challenges confronting them. Following a careful examination of these risks, businesses can formulate a strong strategy focused on risk reduction, resilience building, and adaptation to the effects of climate change, thereby ensuring a proactive stance against future adversities. This extensive framework not only aids in immediate decision-making but also encourages the adoption of sustainable practices over the long term, reinforcing a commitment to environmental responsibility. Ultimately, Geospiza PATH™ empowers users to navigate the complexities of climate risks with confidence and clarity.

The Climate Intelligence Suite by Royal HaskoningDHV offers a broad spectrum of global consultancy services that emphasize risk management, resilience, and sustainability, enabling effective navigation of complex climate-related issues. Leveraging a deep understanding of how weather influences various processes, assets, and infrastructure, this suite provides users with actionable insights regarding threats to physical assets worldwide. It combines high-resolution natural hazard data with sophisticated machine learning methods, climate exposure assessments, and detailed risk scoring systems, facilitating the analysis of both current and future climate risks that could affect suppliers and customers alike. Addressing a diverse array of 19 natural hazards, such as coastal and river flooding, tropical storms, droughts, wildfires, earthquakes, volcanic activity, and hail, this platform offers a comprehensive view by analyzing decades of historical, real-time, and forecasted climate information. Furthermore, its integrated approach empowers organizations to proactively devise and implement strategies aimed at reducing potential risks linked to climate change and its unpredictable impacts. This proactive stance not only fosters resilience but also supports long-term sustainability goals.

risQ leads the way in modeling and interpreting climate-related risks for stakeholders in municipal debt, offering vital information on how these risks influence financial results. By promoting transparency regarding municipal climate threats, risQ empowers investors with essential resources to manage their portfolios effectively, while assisting cities in identifying affordable climate adaptation strategies. The alarming rise in heatwaves poses significant threats to public health and disrupts the energy sector, which in turn jeopardizes municipal tax revenues. Additionally, both coastal and inland flooding are becoming more frequent and severe, threatening billions in property value and real estate assets. Hurricanes are also intensifying, bringing unprecedented levels of rainfall and presenting new challenges for urban areas. As urban populations grow and drought conditions become more severe, the risk of wildfires endangering properties and infrastructure is further amplified. Therefore, the insights provided by risQ are indispensable for navigating these intricate and dynamic challenges, ensuring that investors and city planners can make informed decisions in a changing climate. Ultimately, the proactive measures and strategies informed by risQ can significantly enhance resilience against these escalating climate threats.

The EcoAct Climate Risk Tool (ECLR) is a comprehensive platform aimed at evaluating and visualizing climate-related risks, specifically catering to the analysis of how 28 unique climate hazards can affect the physical locations of various organizations. It provides users with the ability to explore an array of important factors, climate scenarios, and time frames, which facilitates the focused prioritization of strategies aimed at risk reduction and adaptation efforts. ECLR tackles both prevalent climate challenges, such as floods and heatwaves, and less common threats, including glacial lake outburst floods, coastal water supply salinization, and the repercussions of ocean acidification. By aligning with leading climate disclosure frameworks like the Task Force on Climate-related Financial Disclosures (TCFD) and the EU Taxonomy, this tool equips organizations with the means to adopt proactive measures against climate change. Additionally, the flexibility of ECLR guarantees its ongoing relevance as new climate data is released, significantly improving its effectiveness for long-term strategic initiatives. Ultimately, the tool not only aids in immediate risk assessment but also fosters a culture of sustainability within organizations, ensuring they are better prepared for future climate challenges.

The XDI Climate Risk Hub delivers top-tier analyses of physical climate risks on demand. Users can quickly access risk ratings for specific assets or entire portfolios, with ratings categorized into five bands derived from ten distinct hazards. Key indicators include Maximum Value At Risk and potential productivity losses, with assessments based on Representative Concentration Pathways (RCPs) and scenarios outlined by the Network for Greening the Financial System (NGFS), covering years from 1990 to 2100. The platform boasts impressive spatial resolution, reaching as fine as 5 meters by 5 meters, and offers extensive customization options. XDI enhances its risk evaluations by integrating engineering data, hazard specifics, and contextual information alongside weather, climate, and financial datasets. The engineering assessments focus on vulnerabilities linked to 140 standardized archetypes, which encompass residential, industrial, and commercial structures, allowing for adaptations to be tested for resilience. Hazard probabilities are derived from historical weather data beginning in 1990, taking into account the local environment, including features such as topography and soil characteristics, alongside flood mapping and various other relevant factors. This multifaceted approach ensures a comprehensive understanding of potential risks associated with climate change.

Cotality’s Climate Risk Analytics is a cutting-edge platform that uses CoreAI to provide businesses with a comprehensive understanding of climate-related risks. By offering predictive models and detailed assessments, the platform evaluates potential environmental impacts, such as natural disasters, flooding, or extreme weather events, enabling organizations to manage their climate exposure. Real-time data analysis and advanced risk assessment tools help businesses make informed, proactive decisions, reducing risks and optimizing strategies for sustainability and resilience. With Climate Risk Analytics, businesses can future-proof their operations against the growing challenges posed by climate change.

Fathom's Global Flood Map offers a comprehensive collection of hazard data and insights regarding flood risk on a worldwide level. It tackles major flood threats such as pluvial, fluvial, and coastal incidents, maintaining a resolution of around 30 meters and providing in-depth information on depth and extent for return intervals spanning from once every five years to once every thousand years. By integrating climate dynamics, this map allows for the assessment of flood risks across a range of future scenarios projected up to the year 2100. Key attributes include multi-peril flood layers, enhanced terrain data obtained through the FABDEM+ digital elevation model, and flexible access options like API, portal, or on-premises hosting. This tool is designed to serve multiple sectors including insurance, engineering, financial services, corporate entities, and international development, equipping these fields to effectively incorporate flood hazard insights and climate change data into their risk management protocols. Additionally, Fathom is committed to scientific rigor, ensuring that its models undergo thorough validation and are published in leading academic journals, underscoring its mission to foster well-informed decision-making in managing flood risks. This dedication to accuracy and reliability further enhances the platform's value, making it an essential resource for those aiming to navigate the complexities of flood risk assessment.

Spectra, developed by Climate X, stands out as a groundbreaking tool for climate risk analytics, having garnered praise for its effectiveness in translating physical climate threats into actionable financial loss metrics applicable to both individual assets and entire portfolios. This tool is particularly beneficial for industries such as banking, real estate, and financial services, enabling businesses to assess the financial consequences of climate-related events, thereby enhancing their competitive advantage through timely financial impact evaluations. The platform integrates forward-looking climate projections with unique data on the vulnerabilities of buildings, covering over 1.5 billion assets around the world. Users can access Spectra via a user-friendly web interface or through an Enterprise API, facilitating seamless integration with existing risk management frameworks. Furthermore, Spectra's flexible solution is tailored to address both immediate and long-term physical risk assessments, conforming to Model Risk Management (MRM) guidelines while ensuring security through consistent model evaluations and adherence to ISO standards. By providing these extensive capabilities, Spectra not only assists organizations in comprehending their exposure to climate risks but also equips them to make well-informed, strategic decisions in an ever-evolving landscape. As businesses face increasing pressure to address climate-related challenges, the insights offered by Spectra become indispensable for sustainable growth and resilience.

Achieve a thorough understanding or focus on specific weaknesses and opportunities in your portfolio. By utilizing cutting-edge earth science, data modeling, and machine learning technologies, EarthScan™ offers real-time access to Climate Intelligence, which aids in minimizing risks during decision-making processes, fulfilling financial reporting obligations, and bolstering the durability of your assets. This Climate Intelligence is regularly refreshed to ensure your decisions reflect the latest peer-reviewed findings and advancements. Start with a free asset portfolio and consider upgrading to a premium version for complete access to all relevant assets. Assess the most critical vulnerabilities and prospects within your portfolio by exploring various hazards, timelines, and risk scenarios. Facilitate productive collaboration with key stakeholders by sharing your insights and portfolios directly through EarthScan, using either permissions-based sharing or making them publicly accessible. This platform not only enhances informed decision-making but also cultivates a cooperative environment to effectively tackle climate-related issues, ultimately driving better results for your business and community.

Kayrros is recognized as a leading global platform specializing in asset observation, grounded in solid scientific methodologies, extensive research and development, and innovative technology. The company harnesses satellite imagery, geolocation data, textual insights, and a range of unconventional data sources, integrating them with machine learning, natural language processing, and advanced mathematical strategies to comprehensively monitor and assess energy, natural resource, and industrial operations worldwide. This thorough combination of satellite imagery and unique data sources enables Kayrros to deliver customized solutions that improve decision-making in the energy, natural resource, and industrial sectors, while also evaluating environmental consequences and providing critical insights into climate-related risks. Understanding specific global locations and the impact of crises on various sectors is vital for making well-informed decisions that can yield positive results. Moreover, Kayrros equips businesses with essential tools to adeptly manage intricate market dynamics and tackle environmental challenges, ensuring they remain competitive and sustainable in a rapidly changing landscape. This holistic approach not only fosters resilience but also promotes a proactive stance toward future uncertainties.

ESG Enterprise equips businesses and investors with essential tools to refine their investment strategies, understand climate-related risks and opportunities, manage carbon emissions effectively, and comply with ESG reporting standards. Start your ESG journey with a basic freemium plan that makes it easy to take the first step on this important path. Featuring a robust suite of SaaS tools and high-quality data, the platform simplifies the process of engaging in sustainable finance disclosure while ensuring responsible practices in human rights and environmental stewardship across the supply chain. As a dedicated provider of Environmental, Social, and Governance software and data analytics, ESG Enterprise aims to support companies, NGOs, and government entities in reducing ESG-related risks, navigating challenges, and capitalizing on opportunities presented by the transition to a sustainable, low-carbon economy. By utilizing these advanced solutions, organizations can not only enhance their prospects for future success but also play a meaningful role in promoting global sustainability initiatives. This collaborative approach fosters a more resilient and responsible business environment that benefits society as a whole.

Jacobs has introduced Climate Risk Manager, an innovative cloud-based tool aimed at helping organizations understand and navigate the impacts of climate change on their operations and assets. By merging global climate information with geographical intelligence, it provides visual assessments of risks that enable faster and more accurate decision-making concerning resource allocation and strategies to reduce climate-related threats. Users can input information about their assets, explore potential climate hazards through interactive dashboards, and receive tailored recommendations for risk mitigation. The platform supports compliance with frameworks like the Task Force on Climate-related Financial Disclosures (TCFD) by offering structured and trustworthy climate data relevant to any global location. Key features include an intuitive web interface compatible with various devices, the ability to visualize climate data on maps over time, forecasts for future scenarios that aid in strategic planning, and the capability to analyze data according to specific risk categories. In addition, Climate Risk Manager not only improves data accessibility but also empowers organizations to tackle climate-related challenges in a more proactive and informed manner. This comprehensive approach ensures that businesses are better equipped to adapt to the ever-changing climate landscape.

Manifest Climate streamlines the process of incorporating climate-focused strategies into your business operations by combining cutting-edge climate technology with the expertise of dedicated climate strategists. This approach saves you time that would otherwise be spent sifting through extensive climate reports, allowing you to leverage our intuitive platform for implementing clear and actionable insights effectively. Easily accelerate your ability to uncover climate-related business prospects. Achieve a thorough understanding of your organization's climate readiness and discover methods to improve your disclosures through advanced AI tools and in-depth analytics. Assess and benchmark your climate initiatives, risk management practices, and reporting against leading industry players while receiving actionable recommendations on how to capitalize on climate-related opportunities. Furthermore, keep abreast of the latest climate developments and trends with customized monthly reports tailored to your specific industry, ensuring that you stay ahead in an ever-evolving landscape. By adopting this comprehensive methodology to climate strategy, you can significantly bolster your organization’s sustainability efforts while positioning yourself as a leader in climate responsiveness. Ultimately, this proactive stance not only enhances corporate responsibility but also fosters long-term growth in a climate-conscious marketplace.

At ClimateAi, our goal is to improve agricultural profitability and fortify food system resilience by merging climate intelligence with state-of-the-art agronomic techniques utilizing machine learning. Our passionate team, comprised of scientists, engineers, and agricultural innovators, firmly believes that climate change is the greatest challenge we face today. We evaluate the long-term sustainability of various crops in different geographical regions, understanding that simply diversifying locations does not diminish climate risks. By analyzing the long-term suitability of specific crops, we empower breeders to make smarter choices, avoiding poor performance outcomes. As historical and current climate patterns no longer serve as reliable indicators of future conditions, we concentrate on breeding for future climates tailored to specific markets. Furthermore, we strive to alleviate the risks associated with seasonal shortages or surplus by carefully selecting the most suitable growing areas. Our cutting-edge strategy guarantees that agriculture can effectively adapt to the changing climate, paving the way for a more sustainable future while ensuring food security. This holistic approach not only enhances productivity but also promotes environmental stewardship, making it essential for the agricultural sector.

Through the use of AI-powered analytics, Climate Alpha assists investors in navigating climate-related uncertainties and securing long-term investments on a global level. The firm is dedicated to evaluating the financial impacts of climate change, improving investment portfolios, and fostering sustainable investment strategies worldwide. Their enterprise SaaS platform merges sophisticated climate modeling, data analytics, and spatial finance, enabling investors to direct funds towards climate-resilient assets across the globe. Their extensive range of services includes defensive risk evaluations and proactive fund creation. Investors can identify optimal acquisition sites according to their specific requirements, utilizing a variety of geocoded proprietary datasets. Furthermore, site evaluations consider climate conditions, socioeconomic elements, and market dynamics, facilitating a comprehensive comparison and ranking of potential markets to inform site selection decisions. Detailed strategies for asset adaptation are developed, accompanied by thorough due diligence on potential acquisition targets. By integrating metrics that assess both risk and resilience, Climate Alpha offers a deeper insight into how different locations might fare amidst climate changes, ultimately equipping investors to make well-informed choices. This integrated methodology not only supports immediate investment endeavors but also lays the groundwork for sustainable development in an ever-evolving environment, ensuring that investors are prepared for future challenges.

Jupiter stands at the forefront of climate risk analytics, catering to vital industries such as insurance, banking, asset management, real estate, energy, utilities, oil and gas, manufacturing, chemicals, mining, retail, agriculture, the public sector, and non-profit organizations. Our innovative solutions deliver thorough climate risk evaluations that encompass a variety of hazards, presenting spatial resolutions that can be tailored from portfolio levels down to individual assets, with global applicability and flexibility across different timelines and climate scenarios. Remarkably, Jupiter's sophisticated physical climate risk analytics have been integrated by at least one of the leading five firms worldwide in sectors like asset management, banking, insurance, oil and gas, mining, power, and construction, in addition to being utilized by the U.S. government. This extensive adoption reflects the trust and effectiveness of our services in tackling the urgent issues brought about by climate change. Furthermore, as the urgency of climate-related challenges continues to grow, our commitment to providing accurate and actionable insights remains unwavering.

To effectively manage the transition to a low carbon economy, it is crucial for businesses and financial institutions to thoroughly understand the complex interplay between physical risks, transition risks, and emerging opportunities in their decision-making processes. Our Essential Climate Analytics provides vital climate intelligence that supports informed decisions across multiple dimensions, including businesses, supply chains, counterparties, products, diverse financial portfolios, and lending practices. By offering an in-depth understanding of physical, transition, and reputational climate risks, our Essential Climate Analytics and reporting services equip organizations with the necessary insights to bolster resilience and capitalize on fresh opportunities arising from the shift to a low carbon economy. Furthermore, you can swiftly assess carbon exposure within your financial portfolios and organizations, factoring in regulatory carbon pricing and various potential physical climate risk scenarios across different geographies and timeframes. This holistic approach not only aids in strategic planning but also enables firms to adapt and excel in a market landscape increasingly focused on sustainability, ensuring they remain competitive as the world transitions towards greener practices. Embracing these insights can ultimately lead to more sustainable business models and greater long-term success.

We collect, organize, synchronize, and analyze vast amounts of data to produce vital derived information for assessing Climate-related Financial Risk, ensuring that our insights are made available to subscribers via a secure API. Our sophisticated algorithms generate multi-faceted scenarios used in stress-testing an asset's susceptibility to a range of risks such as Policy, Economic, Carbon, Physical, and Social factors. By evaluating and prioritizing exposure based on both intensity and relevance for each risk variable, we create Exposure Scores and Climate Risk RatingsTM that are applicable to all assets, portfolios, corporations, sectors, regions, and nations. Our services enable regulators, governments, financial institutions, asset managers, and large corporations around the world to identify, evaluate, and stress-test the potential financial impacts of climate change across various industries and economies. By providing these essential tools, we strive to empower stakeholders in effectively navigating the challenges posed by climate risk within their financial strategies and decision-making frameworks, thus contributing to a more resilient economic future. In doing so, we enhance transparency and foster informed decision-making across the global financial landscape.

Traditional insurance models have struggled to adequately respond to the rising threats posed by extreme weather phenomena. Understory™ is leading the charge with groundbreaking insurance solutions specifically designed for a world increasingly influenced by climate change. Learn how your business can successfully navigate severe weather challenges with our clear, transparent, and flexible insurance offerings. Our innovative hyperlocal climate risk engine turns even the most formidable climate threats into manageable opportunities, illustrating our dedication to protecting industries that are most vulnerable to climate impacts. With unmatched precision and insight, we proudly present Dot™, our state-of-the-art weather sensor that forms the core of our transformative technology platform. Conventional insurers frequently lack the essential tools to accurately assess and price severe weather risk, leading them to err on the side of caution and impose high premiums. As the insurance landscape continues to evolve, it is vital to adopt advanced solutions like ours for both financial viability and defense against climate-related uncertainties. By choosing Understory™, you are not just investing in insurance; you are securing a sustainable future for your enterprise.

Climate X's Adapt represents a revolutionary, cloud-based platform that streamlines the process of climate adaptation planning by providing instant access to asset-level climate risk data and forecasts for the financial returns on adaptation efforts. Integrating this tool into your investment strategy allows for comprehensive risk assessments, exploration of various adaptation strategies, and the quick generation of detailed reports in CSV format, thus eliminating the costs and delays typically incurred with third-party consultations. The user-friendly interface of Adapt facilitates smooth navigation during acquisition or due diligence processes, thereby enabling swift and well-informed decision-making. Additionally, the platform complies with ISO 14090/14091 standards and adheres to the frameworks established by UNFCCC and the EU Taxonomy, assuring both regulatory compliance and increased resilience for your investment portfolio. Key features include accessible adaptation data, evaluations of return on investment, and visualization tools for risk metrics both pre- and post-implementation of adaptation measures. This empowers organizations to not only tackle climate risks proactively but also to uphold a competitive advantage in their investment activities. As climate challenges become more pressing, tools like Adapt will be essential for sustainable investment planning and execution.

As climate change increasingly impacts the global economy, businesses worldwide are confronted with growing expectations from investors and regulators to understand and disclose its effects on their operations. It is essential for each company to articulate their climate-related risks while developing strategies for both risk mitigation and adaptation to changing circumstances. The adoption of cutting-edge AI technologies requires data that is standardized, cohesive, and interoperable. We specialize in helping organizations interpret their data and identify opportunities for insights driven by AI. Our proficiency in crafting interoperable schemas and metadata allows your organization to align its data with international standards, thereby ensuring compliance and improving decision-making processes. By doing this, we empower businesses not only to fulfill current demands but also to excel amidst a swiftly evolving landscape. Furthermore, this proactive approach positions companies to anticipate future challenges and capitalize on emerging opportunities in their respective markets.

At Zesty.ai, we leverage an extensive array of over 200 billion data points, which include aerial images, building permits, transaction histories, weather data, and sensor readings, to construct a detailed digital profile for each property. This extensive dataset fuels climate risk models that enhance our comprehension of the associated risks for both the property and its physical structures. By implementing 3D precision, we significantly improve the efficiency and accuracy of processes such as quoting, underwriting, and rating. Our sophisticated geocoding and AI-driven algorithms guarantee the accurate identification of pertinent structures linked to any specific address. This approach not only establishes a strong predictive relationship between our model outputs and real-world losses but also offers critical insights for various stakeholders. Furthermore, the innovative strategies employed by Zesty.ai not only optimize operational workflows but also empower stakeholders to make better-informed decisions during property evaluations, thereby enhancing the overall quality of property assessments.

Blue Sky Analytics specializes in geospatial data intelligence and is working on an API-driven catalog that compiles environmental datasets by leveraging satellite imagery, artificial intelligence, and cloud technology. With the increasing necessity for impactful climate action, it becomes essential that our strategies are informed, effectively coordinated, and precisely evaluated. To address this need, we have developed a detailed API-based catalog of environmental information, harnessing the capabilities of satellite technology, AI, and cloud solutions to bolster these initiatives. This groundbreaking approach is designed to deliver crucial insights that can assist in informed decision-making as we confront various climate-related obstacles. By offering real-time data access, we aim to enhance collaboration among stakeholders who are committed to fostering a sustainable future.

Good.Lab has created a robust software platform focused on sustainability, aimed at supporting organizations in the development and management of impactful sustainability strategies. This cutting-edge tool facilitates the assessment, comparison, and improvement of ESG performance while ensuring compliance with recognized frameworks such as CDP, SBTi, EcoVadis, and B Corp. One of its standout features is a GHG emissions calculator that allows for accurate reporting of Scope 1, 2, and 3 emissions, complemented by a product footprint calculator that measures carbon impacts at the individual product level. In addition, the platform includes functionality for setting science-based targets that reflect a company's climate goals. Moreover, it provides tools for conducting materiality assessments, benchmarking sustainability efforts, and assessing progress, which helps identify gaps between current practices and targeted ESG objectives. Good.Lab's software promotes multi-user engagement with customizable roles and administrative permissions, facilitating collaborative management of ESG data across organizations. This interactive framework not only boosts transparency but also fosters a collective commitment to reaching sustainability goals, ultimately strengthening the organization's environmental responsibility. Through these comprehensive features, organizations can more effectively navigate their sustainability journeys and make significant strides towards a greener future.

Zesta AI leverages state-of-the-art geocoding and artificial intelligence to accurately link addresses to their respective buildings. By offering real-time data pre-fill, the company significantly improves customer satisfaction and reduces the likelihood of cancellations post-binding due to failed inspections. Furthermore, Zesta AI seeks to lower loss ratios through an underwriting process that is informed by robust data analysis. Given the increasing frequency of natural disasters that displace families, wreak havoc on communities, and lead to substantial financial impacts, Zesta AI utilizes AI to evaluate the climate risk tied to each structure. Our innovative research and development center, Zesta AI Lab, is strategically located in the burgeoning AI hub of Montreal, Canada, acting as an essential asset for our applied AI research efforts. This lab not only promotes cutting-edge innovation but also reinforces our dedication to crafting solutions that meet the dynamic challenges faced by the insurance industry, ensuring we remain at the forefront of technological advancements. Moreover, this commitment to innovation enables us to better serve our clients and adapt to an ever-changing landscape.

The Moody's Intelligent Risk Platform™ (IRP) is a sophisticated cloud-based tool designed to enhance risk assessment and decision-making for insurers, reinsurers, and brokers. Leveraging over thirty years of expertise in risk analytics, this platform utilizes premier Moody's RMS™ models to provide in-depth insights into various risks, encompassing both natural calamities and man-made incidents. Its modular architecture includes a suite of applications—like Risk Modeler™, UnderwriteIQ™, TreatyIQ™, and ExposureIQ™—which streamline operations across the insurance value chain, from underwriting to portfolio management. Deployed on Amazon Web Services (AWS), the IRP offers scalability and flexibility, with a dedication to continuous improvement through updates released every six weeks. Additionally, its Open Modeling Engine ensures compatibility with more than 700 third-party and proprietary models, fostering an integrated approach to risk assessment from multiple vendors. As a result, this cutting-edge platform equips users with the tools necessary to make more informed and strategic decisions, effectively aligning their risk management practices with the ever-evolving market landscape. By integrating advanced analytics with a user-friendly interface, the IRP stands out as a pivotal resource for industry professionals navigating complex risk scenarios.

Our risk management platform and consultancy empower you to anticipate future obstacles, uphold your brand's integrity, and improve business efficiency through strategic governance solutions. Acknowledging the interconnected nature of risks, we have crafted our governance sector and specialized solution packages using an extensive taxonomy framework that facilitates smooth integration across all departments, guiding you through the entire risk management process within your organization. By performing a thorough risk assessment, you can detect banking risk patterns in various branches while uncovering weaknesses in controls and processes. Furthermore, being aware of location-specific risk factors—such as susceptibility to natural disasters and distribution of employees—is vital for understanding the broader risk environment of your business. We link our clients with our experienced team of risk management consultants to advance your business objectives, enriched by a range of customized training sessions and consulting services centered on industry best practices. This holistic strategy guarantees that you are equipped to confront the intricate challenges of risk in the ever-evolving market landscape. Moreover, our commitment to ongoing support and innovation positions your organization to respond proactively to emerging risks and opportunities.

In the past few decades, the frequency of extreme wildfire events has increased by 50% due to climate change, resulting in an alarming $31 billion in property damage. As a result, numerous insurance companies have opted to withdraw their coverage from properties in California, which has a considerable effect on their financial stability. Terrafuse has developed a groundbreaking wildfire AI risk assessment tool that predicts the likelihood of property fires a year in advance. This innovative solution enables insurance providers to broaden their coverage options while minimizing non-renewals to those properties identified as having the highest risk of combustion, and it allows them to set premiums based on actual risk assessments. Our models are refined by examining over 50 interconnected environmental factors, including building density, moisture levels in dead fuels, and types of vegetation, to determine potential loss severity over time. Furthermore, we integrate atmospheric physics into our assessments using advanced machine learning techniques, ensuring a thorough understanding of the factors contributing to wildfire risks. This holistic approach not only improves the accuracy of risk evaluations but also strengthens the resilience of the insurance market as it adapts to the growing challenges posed by wildfires. By equipping insurers with better tools, we aim to foster a safer and more sustainable environment for communities at risk.

The Oasis Loss Modelling Framework (Oasis LMF) functions as an open-source catastrophe modeling platform dedicated to enhancing risk evaluation through its principles of transparency, innovative approaches, and high performance. Established as a not-for-profit organization, Oasis LMF offers numerous tools that facilitate the design, implementation, and management of catastrophe models, granting users the flexibility needed in their modeling techniques. It provides an intuitive web interface alongside an API designed for seamless integration with various systems, thereby improving interoperability and the overall user experience. Essential features such as Oasis ktools enable extensive execution of catastrophe models, while the Oasis Model Development Toolkit is instrumental in developing and testing new modeling methods. Emphasizing collaborative efforts, Oasis LMF encompasses a community ecosystem that includes more than 18 suppliers and upwards of 90 distinct models, fostering a diverse and rich modeling environment. This wealth of resources highlights the platform's commitment to assisting users in effectively navigating the intricacies of risk assessment within a continually changing landscape, ensuring they are well-equipped to handle future challenges. As a result, Oasis LMF not only enhances individual modeling capabilities but also contributes to the collective advancement of the catastrophe modeling industry.

One Concern has developed an all-encompassing Digital Twin that reveals hidden threats in both built and natural settings stemming from natural disasters, extreme weather events, and the impacts of climate change. This pioneering Digital Twin enables clients to pinpoint particular weaknesses in their structures, as well as the vulnerabilities of the external infrastructures they depend on. Acting as the cornerstone for our distinctive risk models, the Digital Twin aids in calculating the resilience quotient, thereby allowing businesses to forecast possible operational interruptions during extraordinary hazard occurrences. By providing critical insights into the immediate threats to structures caused by climate factors and severe weather, along with understanding the dependencies of these properties, One Concern delivers essential evaluations. Additionally, we assess the potential for downtime across a range of hazards and their return frequencies, incorporating the implications of climate change in scenarios projecting a 1.5 degrees Celsius increase in temperature. As a result, our comprehensive analysis empowers customers with a more profound comprehension of their risk landscape and the actionable measures needed to bolster their resilience. Furthermore, this approach fosters a proactive mindset in organizations, enabling them to prepare for and mitigate the impacts of future environmental challenges.

KatRisk focuses on catastrophe modeling, delivering in-depth evaluations of risks related to inland flooding, storm surges, and windstorms for a wide range of clients, including insurance companies, government agencies, and financial institutions. Their innovative models enable clients to understand, quantify, and respond to the repercussions of severe weather events on a global scale. Key offerings, such as SpatialKat and SoloKat, deliver precise financial risk assessments for natural disasters, allowing insurance providers to strategically prepare for significant events like floods, hurricanes, and severe convective storms. The open model software is tailored to meet your specific requirements and applications, ensuring improved results customized to your circumstances. With a versatile framework based on open-source technology, clients can quickly adjust to evolving conditions, enhancing the transparency of their risk evaluations. This personalized approach not only addresses your unique challenges and objectives but also results in a highly specialized solution crafted just for you. Such dedication to meeting individual client needs guarantees that every solution is distinct, showcasing the varied nature of the risks encountered by different organizations, while also fostering a collaborative partnership that enhances trust and effectiveness in managing these risks.

Identify risks, gain valuable market insights, and improve decision-making by leveraging the most sophisticated and comprehensive data platform focused on urban, climate, and community resilience. Analyze the current state and land utilization at the parcel level using intricate urban, environmental, and transportation data. Delve into and assess the connections between vulnerabilities, impacts, and policy responses across different tiers, such as state, municipal, and neighborhood levels. Evaluate the implications of climate change and natural disasters on communities, resources, and infrastructure systems. Influence future developments by employing cutting-edge urban and transportation planning methodologies, capitalizing on in-depth parcel, mobility, and environmental datasets. Enhance ESG reporting through meaningful, data-driven assessments of social and environmental impacts. Promote the development of more resilient and equitable communities by utilizing targeted climate, hazard, and urban vulnerability data, thereby ensuring a holistic approach to community planning and sustainability. In addressing these issues, communities can be equipped to tackle the challenges brought on by climate change and the scarcity of resources, paving the way for innovative solutions and enhanced resilience. It is essential for stakeholders to continuously engage with these data to adapt and thrive in an ever-changing environment.

Benchmark provides prompt analysis reports on natural hazards related to weather events, which include specific loss dates for properties along with historical information about hail, wind, and lightning, all available via Verisk platforms such as Xactimate and XactAnalysis. Users, both new and existing, can easily access the Benchmark integration within their claims on XactAnalysis, as well as in the documents section of Xactimate. Reports can be retrieved effortlessly by selecting options from the “select an action” drop-down menu in XactAnalysis while managing claims. The data for Benchmark in both XactAnalysis and Xactimate is sourced from Respond™, which delivers near real-time analysis and forecasting for weather-related events, offering localized assessments for various natural hazards including hail, wind, lightning, tornadoes, wildfires, hurricanes, and more. Moreover, the Benchmark database provides an extensive and reliable record of both catastrophic and non-catastrophic natural hazard events, which includes data on hail, wind, rain, and lightning, ultimately aiding in effective decision-making processes. This all-encompassing resource guarantees that users have the most current and precise information available, facilitating improved risk management and strategic response planning. By leveraging such detailed insights, organizations can enhance their preparedness for potential weather-related challenges.

Companies are facing threats to their assets from climate-related issues, disruptions in supply chains, and operational challenges, coupled with increasing pressure from consumers and investors to take on environmental responsibilities. As the impacts of climate change and extreme weather become more pronounced, it has grown more difficult for executives to assess how severe weather events affect their operations and to understand the environmental implications of their business practices. Without this vital information, businesses expose themselves to unexpected operational interruptions as well as potential regulatory and compliance risks. To help organizations tackle these challenges, the IBM Environmental Intelligence Suite provides a state-of-the-art, AI-powered SaaS solution aimed at equipping business leaders with the tools they need to navigate critical weather and environmental scenarios, all while gaining better insight into their ecological impact. This groundbreaking resource enables organizations to make strategic decisions that support both operational success and sustainable practices, fostering a balance between economic growth and environmental stewardship. Ultimately, adopting such advanced solutions is essential for businesses striving to thrive in a climate-conscious world.

JBA Risk Management, commonly known as "The Flood People," is a leader in advanced flood modeling services, offering comprehensive flood maps, catastrophe models, and analytics that cover an impressive 99.98% of the Earth's land. Their cutting-edge solutions play a vital role for major insurers, reinsurers, financial institutions, real estate companies, and governmental bodies in the thorough evaluation and management of flood risks. By utilizing JBA's vast database of global flood information, clients can better understand the flood risks tied to particular properties or areas, allowing for informed choices in insurance underwriting, pricing tactics, portfolio oversight, asset investments, and disaster risk mitigation. Their portfolio includes high-resolution flood mapping, probabilistic flood modeling, and climate change analytics, providing critical forecasts of future flood events influenced by different climate scenarios. Moreover, JBA increases the accessibility and integration of its models through collaborations with platforms like Nasdaq's ModEx, significantly extending the reach and effectiveness of their flood risk assessment tools. These cooperative initiatives not only enhance the practicality of their services but also empower clients to remain proactive in an ever-evolving landscape, ensuring their strategies are robust and responsive to emerging challenges. Ultimately, JBA aims to foster resilience against flooding, helping communities and businesses navigate the complexities of climate-related risks.

Wildfire has been crafted to resonate with the natural purchasing behaviors of shoppers, simplifying the process by removing complicated offers and intricate steps. There are no tedious actions required, and navigating the conversion journey is straightforward. Our loyalty and rewards platform offers a direct pathway to develop exceptional tailored solutions. We provide an effortless white-label loyalty and rewards solution that features both desktop and mobile capabilities, allowing for quick market entry while addressing consumer preferences. Our tools are designed to require minimal integration effort, thus saving both time and financial resources. As shoppers increasingly expect cashback and rewards for their online transactions, our branded browser extension enhances the shopping experience by delivering added value and convenience right from the start, no matter where they choose to shop. Wildfire’s white-label browser extensions, which work seamlessly on both mobile and desktop, connect effortlessly to a vast array of over 50,000 merchant programs, guaranteeing a diverse selection for each user. By simplifying the rewards experience, we not only improve customer contentment but also foster loyalty in the rapidly changing digital landscape, ensuring that businesses can thrive in this competitive environment.

Aja functions as our advanced solution for forest monitoring, utilizing state-of-the-art technology for ecosystem observation. The name derives from the Yoruba goddess linked to forests, symbolizing our mission. By enhancing the quality of information, we achieve greater precision in evaluating the environmental consequences of diverse strategies or policies. Biodiversity acts as a crucial indicator for assessing the success of sustainability efforts. Our platform not only measures biodiversity and tracks its changes over time but also facilitates thoughtful decision-making. By improving the visibility of ecosystem resources, our tool aids in risk management and provides alerts when potential threats are identified. The persistent challenge of climate change presents substantial risks to many ecosystems, making it essential to monitor their health continuously. Our approach empowers you to respond swiftly and effectively, ultimately reinforcing and safeguarding these essential environments. Moreover, our dedication to innovation guarantees that you are always at the leading edge of environmental protection efforts, fostering a sustainable future for generations to come.

Organizations can enhance their risk management strategies, improve decision-making, and boost situational awareness by utilizing customized models and comprehensive visual flood impact data. FloodMapp provides a unique solution with its DASH hydraulic model, which is tailored to supply emergency managers with prompt and dependable flood information essential for informed decision-making. This versatile model is applicable across diverse regions at a minimal cost, thus protecting both communities and their valuable assets. With continually refreshed and responsive flood data, organizations are empowered to make informed decisions that address specific community and asset impacts, minimizing potential losses instead of depending on broad flood information. Our primary goal is to create a safer environment, aiming for a future where flood-related fatalities are eradicated, enabling individuals to reunite with their families and loved ones. As climate challenges continue to evolve, we are dedicated to building communities that are not only resilient and prepared but also thriving in the face of adversity. Ultimately, we envision a united effort to protect lives and ensure every individual can safely return home, regardless of the situation they face. In this pursuit, collaboration and proactive measures will be essential components in achieving lasting safety and security for all.

WindFarmer is a powerful desktop application developed by DNV, tailored for evaluating wind energy and designing wind farms. Utilizing DNV's established methods, it provides precise forecasts of energy output, thereby improving the long-term economic sustainability of wind energy projects. The software boasts a user-friendly interface that accommodates individuals with varying degrees of expertise, enabling the seamless performance of complex calculations and the monitoring of results. Key features include assessments for site selection, studies on wind climate, simulations of wind flow, wake modeling, analysis of blockage effects, and optimization of turbine arrangements. Furthermore, optional modules such as the Environment module provide tools for assessing noise impact and shadow flicker, while the Automation module allows for customized workflows and the streamlining of numerous tasks. This all-encompassing software distinguishes itself in the market through its adaptability and efficiency, establishing itself as an indispensable tool for professionals in the wind energy sector. Its comprehensive capabilities ensure that users can effectively navigate the complexities associated with wind farm development.

As cities around the world undergo rapid urbanization, they are increasingly exposed to the detrimental impacts of climate change. The challenges faced by urban areas, such as Urban Heat Islands (UHI), air pollution, and flooding of surface waters, pose significant risks to both development and the health of residents. It is crucial for local authorities to adopt effective strategies that tackle the issues associated with urban growth and climate change. GREENPASS emerges as an essential resource for planners, developers, and municipalities, offering insights that aid in making informed decisions throughout the urban planning and development phases while addressing a range of urban challenges. This cutting-edge platform allows users to visualize, quantify, and evaluate the impact of green infrastructure alongside other structural solutions on the urban environment. By providing customized approaches for each step of the urban planning process, from initial assessments to final execution, GREENPASS plays a vital role in promoting sustainable urban development. Notably, it leverages preliminary analyses derived from machine learning evaluations in conjunction with conventional BASIC simulations, delivering a thorough understanding for urban planners. Furthermore, the integration of advanced data analytics positions GREENPASS as a leader in the quest for resilient cities amidst the ongoing climate crises.

We empower strategic business decisions aimed at ensuring a sustainable future by offering tailored weather intelligence and advanced analytics that adapt to your changing requirements. The task of predicting tropical storms and hurricanes is undeniably complex; however, with our specialized tools and a dedicated team of meteorologists available 24/7, StormGeo provides timely updates on global tropical systems along with crucial insights for making informed business choices. In the face of extreme weather and the impacts of climate change, our team of thought leaders and analysts is devoted to guiding your organization through these challenging times. Embrace a future where sustainability and technology go hand in hand, as our team of climate, ocean, and data scientists works alongside hundreds of meteorologists to protect your business from environmental fluctuations. We manage forecasts for 100,000 locations worldwide, offering precise, site-specific predictions, which means we are always ready to assist you, every hour of every day throughout the year. By harnessing cutting-edge analytics and real-time data, we enable businesses to flourish even amidst the uncertainties posed by a shifting climate. Our commitment to innovation and support ensures that you are never alone in navigating these challenges.

OpenWindPower, developed by Bentley Systems, is a specialized software focused on the analysis of offshore wind turbines, accommodating both fixed foundation and floating platform projects. This cutting-edge tool empowers users to evaluate a variety of design alternatives, project operational efficiency, and construct safe, cost-effective offshore wind energy structures. For fixed foundation projects, OpenWindPower offers an array of detailed analysis and design capabilities specifically designed for the foundations of offshore wind turbines, effectively accounting for the influences of waves, winds, and mechanical loads to assess fatigue and extreme conditions on the substructure as well as nonlinear soil foundations. In contrast, when addressing floating platform initiatives, the software features advanced modeling options that facilitate the development of complex 3D hydrodynamic and structural models, which are essential for withstanding the forces exerted by waves, currents, winds, and mechanical loads from turbines. Moreover, this functionality supports time-domain simulations that precisely calculate sea pressures and inertial forces, providing engineers in the offshore wind industry with a thorough structural analysis. By incorporating these sophisticated tools, OpenWindPower significantly improves the design process, fostering the development of more resilient and efficient solutions for offshore wind energy projects, ultimately advancing the renewable energy landscape.

Taking decisive action on climate change through investments in climate initiatives is crucial for meaningful progress. CEEZER enables carbon credit buyers to engage with thoroughly vetted climate project developers from around the globe, facilitating effective management of credit portfolios that enhance their environmental impact. Partnering with leading universities and rating agencies, along with leveraging data from the validation and certification of projects and proprietary research, provides purchasers with dependable criteria to evaluate their portfolios and pinpoint any risks associated with specific investments. To achieve effective long-term climate strategies, it is essential to support diverse carbon reduction and removal techniques, and CEEZER includes a comprehensive range of these solutions, having been rigorously assessed against various standards, including cutting-edge high-tech removal methods. As a premier platform for evaluating, acquiring, and managing negative emissions, CEEZER guarantees organizations seamless access to premium carbon removal options, thereby advancing global climate initiatives. Based in Berlin, our commitment lies in crafting outstanding technology designed to improve the planet's well-being while fostering a sustainable future for generations to come. By continually refining our platform and expanding our collaborations, we aim to strengthen the collective efforts against climate change.

Select your crop and determine the location of your field, as the automated compensation system activates in response to drought or flood reports from governmental bodies. This marks the groundbreaking stage of decentralized insurance. The compensation is not only automatic but also delivered with remarkable speed. Now fully validated, this system is specifically designed for low-income individuals and small business owners. Immediate payments are triggered by wind velocity readings from weather stations within a 30-mile radius of the insured's primary residence. It also includes protections against theft and cyber threats targeting smart contract wallets. Furthermore, it provides affordable and easily accessible coverage against potential losses resulting from the death or serious illness of a community member. The provision of rapid emergency funds ensures individuals can better cope with adversities they face. This forward-thinking insurance model has the potential to significantly bolster the resilience and stability of at-risk communities, ultimately fostering a sense of security and hope in difficult times.

The process of verbal communication is complex and involves the concerted efforts of the lungs, upper airways, nerves, and various muscles. The characteristics of breath and speech can reveal important health indicators, often pointing to issues such as respiratory diseases or infections. Conditions such as mucus accumulation, airway blockages, congestion, inflammation, and scarring create distinct sounds that can be analyzed. Before the onset of the COVID-19 pandemic, lower respiratory tract infections were responsible for close to 4 million deaths globally each year. In addition, the impact of climate change has intensified the frequency of wildfires, leading to greater exposure to airborne allergens. Thankfully, individuals can leverage their current smartphones without any need for specialized assistance. A groundbreaking system has been created to record respiratory sounds in typical settings, providing instant feedback and reducing background noise to improve the accuracy of the data collected. We meticulously evaluate a wide range of features, many of which go unnoticed by the human ear, to enhance our sophisticated algorithms, keeping us at the leading edge of respiratory health technology. This innovative strategy not only facilitates the early identification of health conditions but also fosters a deeper comprehension of the intricacies of respiratory health management. By continuously evolving our techniques, we aim to empower individuals to take charge of their respiratory wellness.

We provide expert consulting services and support for integrating climate initiatives within your organization. Our GHG123 software empowers businesses to assess their environmental impact and CO2 emissions in line with the GHG protocol. This cloud-based tool caters to both small and large organizations, ensuring accessibility for a diverse array of users. Our team of environmental consultants is on hand to assist you in structuring your climate accounting strategy, offering help with data collection, reporting, and goal-setting. Furthermore, we can walk you through the steps to achieve environmental certifications. Climate accounts can be known by several terms including CO2 accounts, carbon footprints, greenhouse gas reports, and carbon calculators. These accounts cover both direct emissions, which arise from the operation of vehicles and equipment owned by your organization, and indirect emissions linked to the products and services that you buy or produce. We advocate for initiating with smaller, manageable tasks rather than attempting to address everything at once, as this strategy can yield more sustainable results over time. By adopting a gradual approach, companies can progressively enhance their proficiency and understanding of climate accounting while making substantial strides towards their environmental goals. This method encourages continuous improvement and fosters a culture of sustainability within the organization.