
ZenTreasury is an all-in-one cloud-based platform designed for modern finance teams who need full control over IFRS 16 lease accounting and treasury operations. Whether you manage a few dozen or several thousand contracts, ZenTreasury replaces manual spreadsheets with automation, compliance, and real-time visibility.
Lease Accounting Capabilities:
Full IFRS 16 compliance
Automated classification, reassessment, and modifications
Accurate journal entries and disclosure reports
Multi-currency and multi-entity support
Cost center allocations and optional asset-level tracking
Role-based access control with detailed audit trails
Rapid onboarding with an intuitive user experience
Treasury Features:
Centralized register for loans, guarantees, FX trades, and derivatives
Cash flow forecasting and liquidity planning
Treasury accounting entries
Internal loan and interest rate management
Simplified approvals and process workflows
ZenTreasury supports seamless integration into your existing system landscape, helping you maintain accurate records and ensure financial transparency without the complexity of traditional ERP modules.
The platform is hosted on enterprise-grade cloud infrastructure with strict security controls, supporting companies in regulated industries and high-growth environments. It is scalable, fast to implement, and backed by expert support.
Trusted by enterprises worldwide, ZenTreasury is used across industries and regions by organizations looking to digitize financial operations, reduce compliance risk, and gain better insight into lease liabilities and financial instruments.
Whether your priority is automating IFRS 16 reporting or improving treasury control, ZenTreasury delivers a complete solution to modernize your finance function with confidence.
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LeaseAccounting.app is the self-serve IFRS 16 and FRS 102 lease accounting platform built for SME finance teams that need audit-ready compliance without
spreadsheets, implementation consultants, or six-figure software contracts. Made by ZenTreasury Oy in Helsinki, Finland with EU-only data hosting. Who it's for: group controllers, finance managers, and CFOs at companies reporting under IFRS 16, FRS 102 (UK GAAP), and ASC 842 (coming soon), typically managing 5 to 50 leases across 1 to 10 entities. Core workflow: upload your lease contracts; AI-assisted contract extraction reads each PDF and proposes around 25 fields with confidence scoring; you review and approve; the deterministic calculation engine produces the right-of-use asset, lease liability, journal entries, schedules, modifications, remeasurements, and indexation entries automatically. Same inputs, same outputs, every time. Zen AI is advisory only and never touches a calculation. Capabilities include: Discount Rate Advisor (reference rates from central bank sources, AI drafts the rate memo for review), continuous compliance monitoring (flags indexations due, expiring leases, and overdue reassessments daily), multi-entity bookkeeping from day one, one-click audit evidence packs that auditors can verify independently, and auditor portal access with activity logging (coming soon). Integrations: journal export to SAP (BKPF/BSEG), Oracle (FBDI), Microsoft Dynamics, and NetSuite formats. Azure AD / Entra ID SSO with JIT provisioning and domain verification. Live Sage Intacct API integration in development. Pricing: free tier covers 2 leases with no credit card required. Starter €149, Growth €349, Pro €699 per month, with no per-seat pricing and generous team access included on every tier. Built IFRS-first, EU-hosted, and fully self-serve. The alternative to spreadsheet chaos and consultant-heavy enterprise lease tools.
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LeaseFlex
LeaseFlex provides cutting-edge solutions for organizations engaged in financial and operational leasing, allowing them to efficiently manage the complete lifecycle of leases and assets while staying adaptable to changing business strategies influenced by global dynamics. By bolstering your organization’s capabilities, LeaseFlex addresses the rising demands in leasing and equipment financing in numerous domains, such as Enterprise Relationship Management, Enterprise Resource Management, Risk Management, and Process Performance Management, all utilizing advanced web-based technologies. To enhance your revenue growth, LeaseFlex assists in identifying potential sales and business opportunities with customers, channel partners, and suppliers. Additionally, to optimize order management as your business expands, LeaseFlex integrates your expertise and methodologies into a unified platform. This holistic approach not only streamlines the management of leases and assets but also enhances customer engagement and offers a smooth experience, empowering you to provide a broader array of services through all available channels. Ultimately, LeaseFlex's comprehensive strategy ensures that your business remains competitive and agile in an ever-evolving market landscape, while also allowing for continuous improvement in operational efficiency.
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Flex
Bid farewell to antiquated spreadsheets and difficult calculators. Introducing Flex, a web-based leasing calculator that combines flexibility, reliability, accuracy, and ease of use into a single, comprehensive solution. With Flex, lenders, brokers, and dealers can secure consistent, precise, and compliant pricing and quotes for a diverse array of both standard and complex deals. This innovative tool offers seamless API integration, facilitating swift deployment that boosts efficiency, scalability, and accuracy for both your organization and its clients. Flex simplifies the entire leasing contract workflow, merging rates, initial pricing, adjustments, and final calculations into one effective platform. It is crafted to provide flexibility for internal users while remaining intuitive and visually engaging for customers and partners alike. Moreover, it caters to an extensive range of financial calculations for finance leases, operating leases, hire-purchase agreements, and loans, featuring capabilities for intricate repayments, commissions, early settlements, and refinancing with remarkable accuracy. By using Flex, you not only improve operational performance but also significantly enhance the overall user experience, making it an indispensable asset for contemporary leasing requirements. This tool is set to revolutionize how you approach leasing, ensuring that you remain competitive and efficient in a rapidly evolving market.
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